← Filings of AXP
Tables in the 10-Q of AMERICAN EXPRESS CO
74 tables with numbers, filed Oct 23, 2020. Each one downloads as a CSV for Excel or
Google Sheets, with the filing's address in the last row. Only the layout is tidied (a "$" or ")" in a cell of its own is joined to its number); no value is changed.
Open the filing on sec.gov ↗
| Part I. | Financial Information | | Page No. |
| Item 1. | Financial Statements | |
| | Consolidated Statements of Income – Three Months Ended September 30, 2020 and 2019 | 37 |
| | Consolidated Statements of Income – Nine Months Ended September 30, 2020 and 2019 | 38 |
| | Consolidated Statements of Comprehensive Income – Three and Nine Months Ended September 30, 2020 and 2019 | 39 |
| | Consolidated Balance Sheets – September 30, 2020 and December 31, 2019 | 40 |
| | Consolidated Statements of Cash Flows – Nine Months Ended September 30, 2020 and 2019 | 41 |
| | Consolidated Statements of Shareholders' Equity – Three and Nine Months Ended September 30, 2020 and 2019 | 42 |
First 8 of 19 rows. The CSV has all of them.
Table 2 after “The following table reflects the range of key variables in the macroeconomic scenarios utilized for the computation of Reserves for credit l”
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| September 30, 2020 | June 30, 2020 |
| U.S. Unemployment Rate | | |
| Third quarter of 2020 | 10% - 11% | 8% - 10% |
| Fourth quarter of 2020 | 10% - 12% | 9% - 11% |
| Fourth quarter of 2021 | 8% - 13% | 9% - 11% |
| U.S. GDP Growth (Contraction) (a) | | |
| Third quarter of 2020 | 23% - 8% | 16% - 10% |
| Fourth quarter of 2020 | 3% - (6%) | 0.6% - (4%) |
First 8 of 9 rows. The CSV has all of them.
Table 3 after “Table 1: Summary of Financial Performance”
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| Three Months EndedSeptember 30, | | | Change 2020 vs. 2019 | | Nine Months EndedSeptember 30, | | Change 2020 vs. 2019 | | | |
| (Millions, except percentages and per share amounts) | 2020 | 2019 | | | | 2020 | 2019 | | | | |
| Total revenues net of interest expense | $8,751 | $10,989 | | $(2,238) | (20)% | | $26,736 | $32,191 | | $(5,455) | (17)% |
| Provisions for credit losses | 665 | 879 | | (214) | (24)% | | 4,841 | 2,549 | | 2,292 | 90 |
| Expenses | 6,722 | 7,844 | | (1,122) | (14) | | 19,457 | 23,199 | | (3,742) | (16) |
| Pretax income | 1,364 | 2,266 | | (902) | (40) | | 2,438 | 6,443 | | (4,005) | (62) |
| Income tax provision | 291 | 511 | | (220) | (43) | | 741 | 1,377 | | (636) | (46) |
| Net income | 1,073 | 1,755 | | (682) | (39) | | 1,697 | 5,066 | | (3,369) | (67) |
First 8 of 11 rows. The CSV has all of them.
Table 4 after “Table 2: Total Revenues Net of Interest Expense Summary”
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| Three Months EndedSeptember 30, | | | Change 2020 vs. 2019 | | Nine Months EndedSeptember 30, | | | Change 2020 vs. 2019 | | | |
| (Millions, except percentages) | 2020 | 2019 | | | | 2020 | | 2019 | | | | |
| Discount revenue | $4,999 | | $6,566 | | $(1,567) | | (24)% | | $14,852 | $19,338 | $(4,486) | (23)% |
| Net card fees | 1,191 | | 1,033 | | 158 | | 15 | | 3,442 | 2,965 | 477 | 16 |
| Other fees and commissions | 478 | | 825 | | (347) | | (42) | | 1,647 | 2,465 | (818) | (33) |
| Other | 209 | | 362 | | (153) | | (42) | | 707 | 1,087 | (380) | (35) |
| Total non-interest revenues | 6,877 | | 8,786 | | (1,909) | | (22) | | 20,648 | 25,855 | (5,207) | (20) |
| Total interest income | 2,324 | | 3,080 | | (756) | | (25) | | 7,796 | 8,999 | (1,203) | (13) |
First 8 of 11 rows. The CSV has all of them.
Table 5 after “Table 3: Provisions for Credit Losses Summary”
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| Three Months Ended September 30, | | | Change 2020 vs. 2019 | | Nine Months EndedSeptember 30, | | | | Change 2020 vs. 2019 | | | | | | |
| (Millions, except percentages) | 2020 | 2019 | | | | 2020 | | 2019 | | | | | | | | |
| Card Member receivables | | | | | | | | | | | | | | | | |
| Net write-offs | $219 | | $231 | | $(12) | | (5)% | | | $776 | | $657 | | $119 | | 18% |
| Reserve (release) build (a) | (102) | | 7 | | (109) | | # | | 293 | | 58 | | 235 | | # | |
| Total | 117 | | 238 | | (121) | | (51) | | 1,069 | | 715 | | 354 | | 50 | |
| Card Member loans | | | | | | | | | | | | | | | | |
| Net write-offs | 523 | | 538 | | (15) | | (3) | | 1,750 | | 1,644 | | 106 | | 6 | |
First 8 of 17 rows. The CSV has all of them.
| Three Months Ended September 30, | | | Change 2020 vs. 2019 | | Nine Months EndedSeptember 30, | | | Change 2020 vs. 2019 | | | |
| (Millions, except percentages) | 2020 | 2019 | | | | 2020 | | 2019 | | | | |
| Marketing and business development | $1,822 | | $1,821 | | $1 | | —% | | $4,889 | $5,172 | $(283) | (5)% |
| Card Member rewards | 2,004 | | 2,614 | | (610) | | (23) | | 5,745 | 7,717 | (1,972) | (26) |
| Card Member services | 259 | | 558 | | (299) | | (54) | | 923 | 1,671 | (748) | (45) |
| Total marketing, business development, and Card Member rewards and services | 4,085 | | 4,993 | | (908) | | (18) | | 11,557 | 14,560 | (3,003) | (21) |
| Salaries and employee benefits | 1,408 | | 1,499 | | (91) | | (6) | | 4,152 | 4,288 | (136) | (3) |
| Other, net | 1,229 | | 1,352 | | (123) | | (9) | | 3,748 | 4,351 | (603) | (14) |
First 8 of 9 rows. The CSV has all of them.
Table 7 after “Table 5: Selected Card-Related Statistical Information”
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| As of or for theThree Months EndedSeptember 30, | | | Change 2020 vs. 2019 | As of or for theNine Months EndedSeptember 30, | | | | Change 2020 vs. 2019 | |
| 2020 | 2019 | | | 2020 | | 2019 | | | |
| Billed business: (billions) | | | | | | | | | | |
| U.S. | $170.9 | $206.2 | | (17)% | | $503.0 | | $610.9 | | (18)% |
| Outside the U.S. | 77.8 | 102.0 | | (24) | | 230.1 | | 304.7 | | (24) |
| Total | $248.7 | $308.2 | | (19) | | $733.1 | | $915.6 | | (20) |
| Proprietary | $213.6 | $266.2 | | (20) | | $631.0 | | $788.9 | | (20) |
| GNS | 35.1 | 42.0 | | (17) | | 102.1 | | 126.7 | | (19) |
First 8 of 26 rows. The CSV has all of them.
Table 8 after “Table 6: Billed Business-Related Statistical Information”
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| Three Months EndedSeptember 30, 2020 | | |
| Year over Year Percentage Increase (Decrease) | Year over Year Percentage Increase (Decrease) Assuming No Changes in FX Rates (a) | |
| Worldwide | | | |
| Proprietary | | | |
| Proprietary consumer | (17)% | | (18)% |
| Proprietary commercial | (23) | | (23) |
| Total Proprietary | (20) | | (20) |
| GNS | (17) | | (16) |
First 8 of 30 rows. The CSV has all of them.
Table 9 after “Table 7: Billed Business-Related Statistical Information”
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| Nine Months EndedSeptember 30, 2020 | | |
| Year over Year Percentage Increase (Decrease) | Year over Year Percentage Increase (Decrease) Assuming No Changes in FX Rates (a) | |
| Worldwide | | | |
| Proprietary | | | |
| Proprietary consumer | (19)% | | (18)% |
| Proprietary commercial | (22) | | (21) |
| Total Proprietary | (20) | | (20) |
| GNS | (19) | | (17) |
First 8 of 30 rows. The CSV has all of them.
Table 10 after “Table 8: Selected Credit-Related Statistical Information”
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| As of or for the Three Months Ended September 30, | | | Change 2020 vs. 2019 | As of or for theNine Months EndedSeptember 30, | | | | Change 2020 vs. 2019 | | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | | 2020 | | 2019 | | | | |
| Worldwide Card Member loans: (a) | | | | | | | | | | | |
| Card Member loans: (billions) | | | | | | | | | | | |
| U.S. | $61.4 | $73.2 | | (16)% | | $61.4 | | $73.2 | | (16) | |
| Outside the U.S. | 8.2 | 10.5 | | (22) | | 8.2 | | 10.5 | | (22) | |
| Total | $69.6 | $83.7 | | (17) | | $69.6 | | $83.7 | | (17) | |
| Credit loss reserves: | | | | | | | | | | | |
First 8 of 33 rows. The CSV has all of them.
Table 11 after “Effective for the first quarter of 2020, we made certain enhancements to our methodology related to the allocation of certain funding costs ”
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| Three Months EndedSeptember 30, | | | Nine Months EndedSeptember 30, | | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | 2020 | 2019 | |
| Net interest income | $1,874 | $2,203 | | $6,088 | $6,336 | |
| Exclude: | | | | | | |
| Interest expense not attributable to our Card Member loan portfolio (a) | 296 | 461 | | 1,041 | 1,412 | |
| Interest income not attributable to our Card Member loan portfolio (b) | (137) | (308) | | (557) | (955) | |
| Adjusted net interest income (c) | $2,033 | $2,356 | | $6,572 | $6,793 | |
| Average Card Member loans (billions) | $69.9 | $83.3 | | $75.4 | $81.9 | |
First 8 of 10 rows. The CSV has all of them.
Table 12 after “Table 10: GCSG Selected Income Statement Data”
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| Three Months EndedSeptember 30, | | | Change | | Nine Months EndedSeptember 30, | | Change | | | |
| (Millions, except percentages) | 2020 | 2019 | | 2020 vs. 2019 | | 2020 | 2019 | 2020 vs. 2019 | | | |
| Revenues | | | | | | | | | | | |
| Non-interest revenues | $3,517 | $4,226 | | $(709) | (17)% | | $10,343 | $12,331 | | $(1,988) | (16)% |
| Interest income | 1,916 | 2,402 | | (486) | (20) | | 6,298 | 6,971 | | (673) | (10) |
| Interest expense | 242 | 437 | | (195) | (45) | | 842 | 1,318 | | (476) | (36) |
| Net interest income | 1,674 | 1,965 | | (291) | (15) | | 5,456 | 5,653 | | (197) | (3) |
| Total revenues net of interest expense | 5,191 | 6,191 | | (1,000) | (16) | | 15,799 | 17,984 | | (2,185) | (12) |
First 8 of 18 rows. The CSV has all of them.
Table 13 after “Table 11: GCSG Selected Statistical Information”
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| As of or for the Three Months EndedSeptember 30, | | | Change2020vs.2019 | As of or for the Nine Months EndedSeptember 30, | | | | Change2020vs.2019 | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | | 2020 | | 2019 | | | |
| Proprietary billed business: (billions) | | | | | | | | | | |
| U.S. | $83.9 | $99.9 | | (16)% | | $242.9 | | $292.9 | | (17)% |
| Outside the U.S. | 30.2 | 38.3 | | (21) | | 86.4 | | 112.2 | | (23) |
| Total | $114.1 | $138.2 | | (17) | | $329.3 | | $405.1 | | (19) |
| Proprietary cards-in-force: | | | | | | | | | | |
| U.S. | 37.5 | 37.7 | | (1) | | 37.5 | | 37.7 | | (1) |
First 8 of 40 rows. The CSV has all of them.
| As of or for theThree Months EndedSeptember 30, | | | Change2020vs.2019 | As of or for theNine Months EndedSeptember 30, | | | | Change2020vs.2019 | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | | 2020 | | 2019 | | | |
| Card Member receivables: (billions) | | | | | | | | | | |
| U.S. | $10.3 | $12.9 | | (20)% | | $10.3 | | $12.9 | | (20)% |
| Outside the U.S. | 5.8 | 7.8 | | (26) | | 5.8 | | 7.8 | | (26) |
| Total receivables | $16.1 | $20.7 | | (22)% | | $16.1 | | $20.7 | | (22)% |
| U.S. | | | | | | | | | | |
| Net write-off rate – principal only (a) | 1.0% | | 1.3% | | | | 1.6% | | | 1.3% |
First 8 of 18 rows. The CSV has all of them.
Table 15 after “Table 12: GCSG Net Interest Yield on Average Card Member Loans”
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| Three Months EndedSeptember 30, | | | Nine Months EndedSeptember 30, | | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | 2020 | 2019 | |
| U.S. | | | | | | |
| Net interest income | $1,470 | $1,707 | | $4,732 | $4,910 | |
| Exclude: | | | | | | |
| Interest expense not attributable to our Card Member loan portfolio (a) | 81 | 67 | | 224 | 203 | |
| Interest income not attributable to our Card Member loan portfolio (b) | (42) | (55) | | (156) | (161) | |
| Adjusted net interest income (c) | $1,509 | $1,719 | | $4,800 | $4,952 | |
First 8 of 29 rows. The CSV has all of them.
Table 16 after “Table 13: GCS Selected Income Statement Data”
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| Three Months EndedSeptember 30, | | | Change2020 vs. 2019 | | Nine Months EndedSeptember 30, | | | | Change2020 vs. 2019 | | | | |
| (Millions, except percentages) | 2020 | 2019 | | | | 2020 | | 2019 | | | | | | |
| Revenues | | | | | | | | | | | | | | |
| Non-interest revenues | $2,327 | $3,070 | | $(743) | (24)% | | | $7,129 | | $9,055 | | $(1,926) | | (21)% |
| Interest income | 351 | 485 | | (134) | (28) | | | 1,252 | | 1,407 | | (155) | | (11) |
| Interest expense | 139 | 262 | | (123) | (47) | | | 493 | | 787 | | (294) | | (37) |
| Net interest income | 212 | 223 | | (11) | (5) | | | 759 | | 620 | | 139 | | 22 |
| Total revenues net of interest expense | 2,539 | 3,293 | | (754) | (23) | | | 7,888 | | 9,675 | | (1,787) | | (18) |
First 8 of 18 rows. The CSV has all of them.
Table 17 after “Table 14: GCS Selected Statistical Information”
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| As of or for theThree Months EndedSeptember 30, | | | Change 2020 vs 2019 | As of or for theNine Months EndedSeptember 30, | | | | Change 2020 vs 2019 | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | | 2020 | | 2019 | | | |
| Proprietary billed business (billions) | $98.5 | $127.3 | | (23)% | | $297.4 | | $380.3 | | (22)% |
| Proprietary cards-in-force | 14.5 | 14.8 | | (2) | | 14.5 | | 14.8 | | (2) |
| Average Card Member spending (dollars) | $6,776 | $8,627 | | (21) | | $20,268 | | $25,947 | | (22) |
| Total segment assets (billions) | $39.9 | $53.7 | | (26) | | $39.9 | | $53.7 | | (26) |
| GSBS Card Member loans: | | | | | | | | | | |
| Total loans (billions) | $12.0 | $13.8 | | (13) | | $12.0 | | $13.8 | | (13) |
First 8 of 33 rows. The CSV has all of them.
Table 18 after “Table 15: GMNS Selected Income Statement and Other Data”
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| Three Months EndedSeptember 30, | | | Change 2020 vs. 2019 | | | Nine Months EndedSeptember 30, | | | | Change 2020 vs. 2019 | | | | |
| (Millions, except percentages and where indicated) | 2020 | 2019 | | | | | 2020 | | 2019 | | | | | | |
| Revenues | | | | | | | | | | | | | | | |
| Non-interest revenues | $1,111 | $1,471 | | $(360) | | (24)% | | | $3,376 | | $4,398 | | $(1,022) | | (23)% |
| Interest income | 4 | 6 | | (2) | | (33) | | | 14 | | 22 | | (8) | | (36) |
| Interest expense | (18) | (74) | | 56 | | (76) | | | (60) | | (241) | | 181 | | (75) |
| Net interest income | 22 | 80 | | (58) | | (73) | | | 74 | | 263 | | (189) | | (72) |
| Total revenues net of interest expense | 1,133 | 1,551 | | (418) | | (27) | | | 3,450 | | 4,661 | | (1,211) | | (26) |
First 8 of 19 rows. The CSV has all of them.
Table 19 after “Table 16: Regulatory Risk-Based Capital and Leverage Ratios”
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| Basel III Minimum | Ratios as of September 30, 2020 |
| Risk-Based Capital | | |
| Common Equity Tier 1 | 7.0% | |
| American Express Company | | 13.9% |
| American Express National Bank | | 16.1 |
| Tier 1 | 8.5 | |
| American Express Company | | 15.1 |
| American Express National Bank | | 16.1 |
First 8 of 14 rows. The CSV has all of them.
Table 20 after “Table 17: Regulatory Risk-Based Capital Components and Risk Weighted Assets”
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| American Express Company($ in Billions) | September 30, 2020 |
| Risk-Based Capital | |
| Common Equity Tier 1 | $18.3 |
| Tier 1 Capital | 19.9 |
| Tier 2 Capital | 2.2 |
| Total Capital | 22.1 |
| Risk-Weighted Assets | 131.9 |
| Average Total Assets to calculate the Tier 1 Leverage Ratio | $185.3 |
Table 21 after “Table 18: Summary of Consolidated Debt and Customer Deposits”
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| (Billions) | September 30, 2020 | December 31, 2019 | |
| Short-term borrowings | $1.7 | | $6.4 |
| Long-term debt | 44.8 | | 57.8 |
| Total debt | 46.5 | | 64.2 |
| Customer deposits | 85.5 | | 73.3 |
| Total debt and customer deposits | $132.0 | | $137.5 |
Table 22 after “Table 19: Unsecured Debt Ratings”
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| Credit Agency | American Express Entity | Short-Term Ratings | Long-Term Ratings | Outlook |
| Fitch | All rated entities | F1 | A | Negative |
| Moody’s | American Express Travel Related Services Company, Inc. | N/A | A2 | Negative |
| Moody's | American Express Credit Corporation | Prime-1 | A2 | Negative |
| Moody's | American Express National Bank | Prime-1 | A3 | Negative |
| Moody's | American Express Company | N/A | A3 | Negative |
| S&P | American Express Travel Related Services Company, Inc. | N/A | A- | Stable |
| S&P | American Express Credit Corporation and American Express National Bank | A-2 | A- | Stable |
First 8 of 9 rows. The CSV has all of them.
| (Billions) | 2020 | 2019 | |
| Total cash provided by (used in): | | | |
| Operating activities | $2.1 | | $10.4 |
| Investing activities | 17.2 | | (11.3) |
| Financing activities | (8.4) | | (1.9) |
| Effect of foreign currency exchange rates on cash, cash equivalents and restricted cash | 0.3 | | 0.3 |
| Net increase (decrease) in cash, cash equivalents and restricted cash | $11.2 | | $(2.5) |
| Three Months Ended September 30 (Millions, except per share amounts) | 2020 | 2019 | |
| Revenues | | | |
| Non-interest revenues | | | |
| Discount revenue | $4,999 | | $6,566 |
| Net card fees | 1,191 | | 1,033 |
| Other fees and commissions | 478 | | 825 |
| Other | 209 | | 362 |
| Total non-interest revenues | 6,877 | | 8,786 |
First 8 of 41 rows. The CSV has all of them.
| Nine Months Ended September 30 (Millions, except per share amounts) | 2020 | 2019 | |
| Revenues | | | |
| Non-interest revenues | | | |
| Discount revenue | $14,852 | | $19,338 |
| Net card fees | 3,442 | | 2,965 |
| Other fees and commissions | 1,647 | | 2,465 |
| Other | 707 | | 1,087 |
| Total non-interest revenues | 20,648 | | 25,855 |
First 8 of 41 rows. The CSV has all of them.
| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Net income | $1,073 | | $1,755 | | $1,697 | $5,066 |
| Other comprehensive income (loss): | | | | | | |
| Net unrealized debt securities (losses) gains, net of tax | (9) | | 3 | | 43 | 46 |
| Foreign currency translation adjustments, net of tax | 40 | | (59) | | (159) | (87) |
| Net unrealized pension and other postretirement benefits, net of tax | 8 | | 1 | | (19) | (23) |
| Other comprehensive income (loss) | 39 | | (55) | | (135) | (64) |
First 8 of 9 rows. The CSV has all of them.
| (Millions, except share data) | September 30, 2020 | December 31, 2019 | |
| Assets | | | |
| Cash and cash equivalents | | | |
| Cash and due from banks | $2,105 | | $3,402 |
| Interest-bearing deposits in other banks (includes securities purchased under resale agreements: 2020, $304; 2019, $87) | 30,817 | | 20,392 |
| Short-term investment securities | 108 | | 138 |
| Total cash and cash equivalents | 33,030 | | 23,932 |
| Card Member receivables (includes gross receivables available to settle obligations of a consolidated variable interest entity: 2020, $4,247; 2019, $8,284), less reserves for credit losses: 2020, $422; 2019, $619 | 40,389 | | 56,794 |
First 8 of 35 rows. The CSV has all of them.
| Nine Months Ended September 30 (Millions) | 2020 | 2019 | |
| Cash Flows from Operating Activities | | | |
| Net income | $1,697 | | $5,066 |
| Adjustments to reconcile net income to net cash provided by operating activities: | | | |
| Provisions for credit losses | 4,841 | | 2,549 |
| Depreciation and amortization | 1,115 | | 883 |
| Deferred taxes and other | 79 | | 619 |
| Stock-based compensation | 175 | | 217 |
First 8 of 34 rows. The CSV has all of them.
| Supplemental cash flow information | | | | | | |
| Cash, cash equivalents and restricted cash reconciliation | Sep-20 | Dec-19 | | Sep-19 | Dec-18 | |
| Cash and cash equivalents per Consolidated Balance Sheets | $33,030 | | $23,932 | | $24,266 | $27,445 |
| Restricted cash included in Other assets per Consolidated Balance Sheets | 2,597 | | 514 | | 1,088 | 363 |
| Total cash, cash equivalents and restricted cash | $35,627 | | $24,446 | | $25,354 | $27,808 |
| Three months ended September 30, 2020 (Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | | Retained Earnings | | |
| Balances as of June 30, 2020 | $21,062 | | $— | | $161 | | $11,760 | | $(2,911) | $12,052 |
| Net income | 1,073 | | — | | — | | — | | — | 1,073 |
| Other comprehensive income | 39 | | — | | — | | — | | 39 | — |
| Other changes, primarily employee plans | 59 | | — | | — | | 58 | | — | 1 |
| Cash dividends declared preferred Series B, $9.98 per share | (7) | | — | | — | | — | | — | (7) |
| Cash dividends declared preferred Series C, $9.20 per share | (9) | | — | | — | | — | | — | (9) |
| Cash dividends declared common, $0.43 per share | (348) | | — | | — | | — | | — | (348) |
First 8 of 9 rows. The CSV has all of them.
| Nine months ended September 30, 2020 (Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | | Retained Earnings | | |
| Balances as of December 31, 2019 | $23,071 | | $— | | $163 | | $11,774 | | $(2,737) | $13,871 |
| Cumulative effect of change in accounting principle - Reserve for Credit Losses (a) | (882) | | — | | — | | — | | — | (882) |
| Net income | 1,697 | | — | | — | | — | | — | 1,697 |
| Other comprehensive loss | (135) | | — | | — | | — | | (135) | — |
| Repurchase of common shares | (875) | | — | | (2) | | (105) | | — | (768) |
| Other changes, primarily employee plans | 102 | | — | | — | | 149 | | — | (47) |
| Cash dividends declared preferred Series B, $36.44 per share | (27) | | — | | — | | — | | — | (27) |
First 8 of 11 rows. The CSV has all of them.
| Three months ended September 30, 2019 (Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | | Retained Earnings | | |
| Balances as of June 30, 2019 | $23,092 | | $— | | $167 | | $11,980 | | $(2,606) | $13,551 |
| Net income | 1,755 | | — | | — | | — | | — | 1,755 |
| Other comprehensive loss | (55) | | — | | — | | — | | (55) | — |
| Repurchase of common shares | (1,450) | | — | | (2) | | (170) | | — | (1,278) |
| Other changes, primarily employee plans | 58 | | — | | — | | 59 | | — | (1) |
| Cash dividends declared preferred Series C, $24.50 per share | (21) | | — | | — | | — | | — | (21) |
| Cash dividends declared common, $0.43 per share | (354) | | — | | — | | — | | — | (354) |
First 8 of 9 rows. The CSV has all of them.
| Nine months ended September 30, 2019 (Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Loss | | Retained Earnings | | |
| Balances of December 31, 2018 | $22,290 | | $— | | $170 | | $12,218 | | $(2,597) | $12,499 |
| Net income | 5,066 | | — | | — | | — | | — | 5,066 |
| Other comprehensive loss | (64) | | — | | — | | — | | (64) | — |
| Repurchase of common shares | (3,325) | | — | | (6) | | (517) | | — | (2,802) |
| Other changes, primarily employee plans | 127 | | — | | 1 | | 168 | | — | (42) |
| Cash dividends declared preferred Series B, $26.00 per share | (19) | | — | | — | | — | | — | (19) |
| Cash dividends declared preferred Series C, $49.00 per share | (42) | | — | | — | | — | | — | (42) |
First 8 of 10 rows. The CSV has all of them.
Table 34 after “Card Member loans by segment and Other loans as of September 30, 2020 and December 31, 2019 consisted of:”
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| (Millions) | 2020 | 2019 | |
| Global Consumer Services Group (a) | $57,538 | | $73,266 |
| Global Commercial Services | 12,068 | | 14,115 |
| Card Member loans | 69,606 | | 87,381 |
| Less: Reserve for credit losses | 5,688 | | 2,383 |
| Card Member loans, net | $63,918 | | $84,998 |
| Other loans, net (b) | $3,144 | | $4,626 |
Table 35 after “Card Member receivables by segment as of September 30, 2020 and December 31, 2019 consisted of:”
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| (Millions) | 2020 | 2019 | |
| Global Consumer Services Group (a) | $16,093 | | $22,844 |
| Global Commercial Services (b) | 24,718 | | 34,569 |
| Card Member receivables | 40,811 | | 57,413 |
| Less: Reserve for credit losses | 422 | | 619 |
| Card Member receivables, net | $40,389 | | $56,794 |
Table 36 after “The following table presents the aging of Card Member loans and receivables as of September 30, 2020 and December 31, 2019:”
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| 2020 (Millions) | Current | 30-59 Days Past Due | | 60-89 Days Past Due | 90+ Days Past Due | Total | | |
| Card Member Loans: | | | | | | | | |
| Global Consumer Services Group | $56,833 | | $174 | | $141 | | $390 | $57,538 |
| Global Commercial Services | | | | | | | | |
| Global Small Business Services | 11,880 | | 30 | | 25 | | 77 | 12,012 |
| Global Corporate Payments (a) | (b) | (b) | | (b) | — | | 56 | |
| Card Member Receivables: | | | | | | | | |
| Global Consumer Services Group | 15,963 | | 36 | | 27 | | 67 | 16,093 |
First 8 of 11 rows. The CSV has all of them.
Table 37 after “The following table presents the aging of Card Member loans and receivables as of September 30, 2020 and December 31, 2019:”
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| 2019 (Millions) | Current | 30-59 Days Past Due | | 60-89 Days Past Due | 90+ Days Past Due | Total | | |
| Card Member Loans: | | | | | | | | |
| Global Consumer Services Group | $72,101 | | $322 | | $253 | | $590 | $73,266 |
| Global Commercial Services | | | | | | | | |
| Global Small Business Services | 13,898 | | 56 | | 40 | | 85 | 14,079 |
| Global Corporate Payments (a) | (b) | (b) | | (b) | — | | 36 | |
| Card Member Receivables: | | | | | | | | |
| Global Consumer Services Group | 22,560 | | 86 | | 58 | | 140 | 22,844 |
First 8 of 11 rows. The CSV has all of them.
Table 38 after “The following tables present the key credit quality indicators as of or for the nine months ended September 30:”
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| 2020 | | | | | 2019 | | | | | | | |
| Net Write-Off Rate | | | | | Net Write-Off Rate | | | | | | | |
| Principal Only(a) | Principal, Interest & Fees(a) | | 30+ Days Past Due as a % of Total | | Principal Only(a) | | Principal, Interest & Fees(a) | | 30+ Days Past Due as a % of Total | | | |
| Card Member Loans: | | | | | | | | | | | | | |
| Global Consumer Services Group | 2.7% | | 3.2% | | | 1.2% | | | 2.3% | | | 2.8% | 1.6% |
| Global Small Business Services | 2.1% | | 2.4% | | | 1.1% | | | 1.8% | | | 2.1% | 1.3% |
| Card Member Receivables: | | | | | | | | | | | | | |
| Global Consumer Services Group | 2.0% | | 2.2% | | | 0.8% | | | 1.7% | | | 1.8% | 1.4% |
First 8 of 10 rows. The CSV has all of them.
Table 39 after “The following tables provide additional information with respect to our impaired loans and receivables as of September 30, 2020 and December”
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| As of September 30, 2020 | | | | | | | | | |
| | | | Accounts Classified as a TDR (c) | | | | | | |
| 2020 (Millions) | Over 90 days Past Due & Accruing Interest(a) | Non-Accruals(b) | | InProgram(d) | Out of Program(e) | Total Impaired Balance | | Reserve for Credit Losses - TDRs | | |
| Card Member Loans: | | | | | | | | | | |
| Global Consumer Services Group | $243 | | $186 | | $1,479 | | $209 | | $2,117 | $825 |
| Global Commercial Services | 37 | | 45 | | 473 | | 56 | | 611 | 297 |
| Card Member Receivables: | | | | | | | | | | |
| Global Consumer Services Group | — | | — | | 232 | | 22 | | 254 | 38 |
First 8 of 11 rows. The CSV has all of them.
Table 40 after “The following tables provide additional information with respect to our impaired loans and receivables as of September 30, 2020 and December”
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| As of December 31, 2019 | | | | | | | | | |
| | | | Accounts Classified as a TDR (c) | | | | | | |
| 2019 (Millions) | Over 90 days Past Due & Accruing Interest(a) | Non-Accruals(b) | | InProgram(d) | Out of Program(e) | Total Impaired Balance | | Reserve for Credit Losses - TDRs | | |
| Card Member Loans: | | | | | | | | | | |
| Global Consumer Services Group | $384 | | $284 | | $500 | | $175 | | $1,343 | $137 |
| Global Commercial Services | 44 | | 54 | | 97 | | 38 | | 233 | 22 |
| Card Member Receivables: | | | | | | | | | | |
| Global Consumer Services Group | — | | — | | 56 | | 16 | | 72 | 3 |
First 8 of 10 rows. The CSV has all of them.
Table 41 after “The following table provides additional information with respect to loans and receivables modified as TDRs for the three and nine months end”
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| Three Months Ended September 30, 2020 | | | | | Nine Months Ended September 30, 2020 | | | | | | | | | | |
| Number of Accounts (thousands) | OutstandingBalances(millions)(a) | | Average Interest Rate Reduction (% Points) | Average Payment Term Extensions (# of Months) | Number of Accounts (thousands) | | OutstandingBalances(millions)(a) | | Average Interest Rate Reduction (% Points) | | Average Payment Term Extension (# of Months) | | | | |
| Troubled Debt Restructurings: | | | | | | | | | | | | | | | | |
| Card Member Loans | 76 | | $649 | | 14 | | (b) | | 216 | | | $1,947 | | 14 | | (b) |
| Card Member Receivables | 13 | | 231 | | (c) | 18 | | 38 | | | 1,049 | | (c) | | 19 | |
| Other Loans(d) | 3 | | $165 | | 3 | | 17 | | 8 | | | $319 | | 3 | | 16 |
| Total | 92 | | $1,045 | | | | | 262 | | | $3,315 | | | | | |
Table 42 after “The following table provides additional information with respect to loans and receivables modified as TDRs for the three and nine months end”
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| Three Months Ended September 30, 2019 | | | | | Nine Months Ended September 30, 2019 | | | | | | | | | | |
| Number of Accounts (thousands) | OutstandingBalances(millions)(a) | | Average Interest Rate Reduction (% Points) | Average Payment Term Extensions (# of Months) | Number of Accounts (thousands) | | OutstandingBalances(millions)(a) | | Average Interest Rate Reduction (% Points) | | Average Payment Term Extension (# of Months) | | | | |
| Troubled Debt Restructurings: | | | | | | | | | | | | | | | | |
| Card Member Loans | 21 | | $160 | | 13 | | (b) | | 55 | | | $425 | | 13 | | (b) |
| Card Member Receivables | 2 | | 54 | | (c) | 27 | | 6 | | | 144 | | (c) | | 27 | |
| Total | 23 | | $214 | | | | | 61 | | | $569 | | | | | |
Table 43 after “The following table provides information with respect to loans and receivables modified as TDRs that subsequently defaulted within 12 months”
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| Three Months Ended September 30, 2020 | | | Nine Months Ended September 30, 2020 | | |
| Number of Accounts (thousands) | Aggregated Outstanding Balances Upon Default (millions)(a) | | Number of Accounts (thousands) | AggregatedOutstandingBalances Upon Default (millions)(a) | |
| Troubled Debt Restructurings That Subsequently Defaulted: | | | | | | |
| Card Member Loans | 4 | | $32 | | 11 | $84 |
| Card Member Receivables | 1 | | 16 | | 3 | 34 |
| Other Loans (b) | 1 | | 1 | | 2 | 2 |
| Total | 6 | | $49 | | 16 | $120 |
Table 44 after “The following table provides information with respect to loans and receivables modified as TDRs that subsequently defaulted within 12 months”
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| Three Months Ended September 30, 2019 | | | Nine Months Ended September 30, 2019 | | |
| Number of Accounts (thousands) | Aggregated Outstanding Balances Upon Default (millions)(a) | | Number of Accounts (thousands) | AggregatedOutstandingBalances Upon Default (millions)(a) | |
| Troubled Debt Restructurings That Subsequently Defaulted: | | | | | | |
| Card Member Loans | 4 | | $23 | | 9 | $59 |
| Card Member Receivables | 1 | | 5 | | 3 | 13 |
| Total | 5 | | $28 | | 12 | $72 |
Table 45 after “The following table presents changes in the Card Member loans reserve for credit losses for the three and nine months ended September 30:”
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| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Beginning Balance (a) | $5,628 | | $2,168 | | $4,027 | $2,134 |
| Provisions (b) | 571 | | 604 | | 3,416 | 1,732 |
| Net write-offs (c) | | | | | | |
| Principal | (432) | | (447) | | (1,449) | (1,367) |
| Interest and fees | (91) | | (91) | | (301) | (277) |
| Other (d) | 12 | | (2) | | (5) | 10 |
First 8 of 9 rows. The CSV has all of them.
Table 46 after “The following table presents changes in the Card Member receivables reserve for credit losses for the three and nine months ended September ”
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| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Beginning Balance (a) | $519 | | $616 | | $126 | $573 |
| Provisions (b) | 117 | | 238 | | 1,069 | 715 |
| Net write-offs (c) | (219) | | (231) | | (776) | (657) |
| Other (d) | 5 | | (8) | | 3 | (16) |
| Ending Balance | $422 | | $615 | | $422 | $615 |
Table 47 after “The following is a summary of investment securities as of September 30, 2020 and December 31, 2019:”
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| 2020 | | | | | 2019 | | | | | | | |
| Description of Securities(Millions) | Cost | Gross Unrealized Gains | | Gross Unrealized Losses | Estimated Fair Value | Cost | | Gross Unrealized Gains | Gross Unrealized Losses | Estimated Fair Value | | | |
| Available-for-sale debt securities: | | | | | | | | | | | | | |
| State and municipal obligations | $173 | | $7 | | $— | | $180 | | $236 | | $8 | $(1) | $243 |
| U.S. Government agency obligations | 8 | | — | | — | | 8 | | 9 | | — | — | 9 |
| U.S. Government treasury obligations | 21,431 | | 89 | | — | | 21,520 | | 7,395 | | 35 | (1) | 7,429 |
| Corporate debt securities | 24 | | — | | — | | 24 | | 27 | | — | — | 27 |
| Mortgage-backed securities (a) | 31 | | 3 | | — | | 34 | | 39 | | 2 | — | 41 |
First 8 of 11 rows. The CSV has all of them.
Table 48 after “available-for-sale debt securities with gross unrealized losses as of September 30, 2020.”
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| 2019 | | | | | |
| Less than 12 months | | | 12 months or more | | |
| Description of Securities (Millions) | Estimated Fair Value | Gross Unrealized Losses | | Estimated Fair Value | Gross Unrealized Losses | |
| State and municipal obligations | $18 | | $(1) | | $— | $— |
| U.S. Government treasury obligations | — | | — | | 324 | (1) |
| Total | $18 | | $(1) | | $324 | $(1) |
Table 49 after “available-for-sale debt securities with gross unrealized losses as of September 30, 2020.”
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| Less than 12 months | | | | 12 months or more | | | | Total | | | | | | |
| Ratio of Fair Value to Amortized Cost (Dollars in millions) | Number of Securities | Estimated Fair Value | | Gross Unrealized Losses | Number of Securities | Estimated Fair Value | | Gross Unrealized Losses | Number of Securities | Estimated Fair Value | | Gross Unrealized Losses | | | |
| 2019: | | | | | | | | | | | | | | | |
| 90%–100% | 2 | | $18 | | $(1) | | 3 | | $324 | | $(1) | | 5 | $342 | $(2) |
| Total as of December 31, 2019 | 2 | | $18 | | $(1) | | 3 | | $324 | | $(1) | | 5 | $342 | $(2) |
Table 50 after “Contractual maturities for investment securities with stated maturities as of September 30, 2020 were as follows:”
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| (Millions) | Cost | Estimated Fair Value | |
| Due within 1 year | $14,313 | | $14,326 |
| Due after 1 year but within 5 years | 7,618 | | 7,680 |
| Due after 5 years but within 10 years | 181 | | 201 |
| Due after 10 years | 132 | | 137 |
| Total | $22,244 | | $22,344 |
Table 51 after “The following table provides information on the restricted cash held by the Trusts as of September 30, 2020 and December 31, 2019, included ”
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| (Millions) | 2020 | 2019 | |
| Lending Trust | $2,065 | | $85 |
| Charge Trust | — | | — |
| Total | $2,065 | | $85 |
Table 52 after “As of September 30, 2020 and December 31, 2019, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:”
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| (Millions) | 2020 | 2019 | |
| U.S.: | | | |
| Interest-bearing | $83,963 | | $72,445 |
| Non-interest-bearing (includes Card Member credit balances of: 2020, $701; 2019, $389) | 726 | | 415 |
| Non-U.S.: | | | |
| Interest-bearing | 20 | | 23 |
| Non-interest-bearing (includes Card Member credit balances of: 2020, $749; 2019, $401) | 752 | | 404 |
| Total customer deposits | $85,461 | | $73,287 |
Table 53 after “Customer deposits by deposit type as of September 30, 2020 and December 31, 2019 were as follows:”
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| (Millions) | 2020 | 2019 | |
| U.S. retail deposits: | | | |
| Savings accounts – Direct | $60,370 | | $46,394 |
| Certificates of deposit: | | | |
| Direct | 2,592 | | 1,854 |
| Third-party (brokered) | 6,899 | | 8,076 |
| Sweep accounts – Third-party (brokered) | 14,102 | | 16,121 |
| Other deposits: | | | |
First 8 of 12 rows. The CSV has all of them.
Table 54 after “The scheduled maturities of certificates of deposit as of September 30, 2020 were as follows:”
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| (Millions) | U.S. | Non-U.S. | | Total | |
| 2020 | $1,612 | | $3 | | $1,615 |
| 2021 | 3,744 | | 5 | | 3,749 |
| 2022 | 3,013 | | 1 | | 3,014 |
| 2023 | 644 | | — | | 644 |
| 2024 | 274 | | — | | 274 |
| After 5 years | 204 | | — | | 204 |
| Total | $9,491 | | $9 | | $9,500 |
Table 55 after “As of September 30, 2020 and December 31, 2019, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as foll”
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| (Millions) | 2020 | 2019 | |
| U.S. | $966 | | $622 |
| Non-U.S. | 1 | | 4 |
| Total | $967 | | $626 |
Table 56 after “The following table summarizes the total fair value, excluding interest accruals, of derivative assets and liabilities as of September 30, 2”
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| Other Assets Fair Value | | | Other Liabilities Fair Value | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Derivatives designated as hedging instruments: | | | | | | |
| Fair value hedges - Interest rate contracts (a) | $565 | | $185 | | $— | $— |
| Net investment hedges - Foreign exchange contracts | 150 | | 24 | | 134 | 186 |
| Total derivatives designated as hedging instruments | 715 | | 209 | | 134 | 186 |
| Derivatives not designated as hedging instruments: | | | | | | |
| Foreign exchange contracts | 164 | | 134 | | 182 | 254 |
First 8 of 12 rows. The CSV has all of them.
Table 57 after “The following table presents the gains and losses recognized in Interest expense on the Consolidated Statements of Income associated with th”
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| Gains (losses) | | | | | |
| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Fixed-rate long-term debt | $96 | | $(123) | | $(497) | $(563) |
| Derivatives designated as hedging instruments | (97) | | 127 | | 504 | 571 |
| Total | $(1) | | $4 | | $7 | $8 |
Table 58 after “The following table summarizes our financial assets and financial liabilities measured at fair value on a recurring basis, categorized by GA”
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| 2020 | | | | | 2019 | | | | | | | |
| (Millions) | Total | Level 1 | | Level 2 | Level 3 | Total | | Level 1 | Level 2 | Level 3 | | | |
| Assets: | | | | | | | | | | | | | |
| Investment securities: (a) | | | | | | | | | | | | | |
| Equity securities | $99 | | $98 | | $1 | | $— | | $78 | | $77 | $1 | $— |
| Debt securities | 22,344 | | — | | 22,344 | | — | | 8,328 | | — | 8,328 | — |
| Derivatives, gross (a) | 879 | | — | | 879 | | — | | 343 | | — | 343 | — |
| Total Assets | 23,322 | | 98 | | 23,224 | | — | | 8,749 | | 77 | 8,672 | — |
First 8 of 11 rows. The CSV has all of them.
Table 59 after “The following table summarizes the estimated fair values of our financial assets and financial liabilities that are measured at amortized co”
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| Carrying Value | Corresponding Fair Value Amount | | | | | | |
| 2020 (Billions) | | Total | | Level 1 | Level 2 | Level 3 | | |
| Financial Assets: | | | | | | | | |
| Financial assets for which carrying values equal or approximate fair value | | | | | | | | |
| Cash and cash equivalents (a) | $33 | | $33 | | $32 | | $1 | $— |
| Other financial assets (b) | 45 | | 45 | | — | | 45 | — |
| Financial assets carried at other than fair value | | | | | | | | |
| Card Member and Other loans, less reserves (c) | 67 | | 72 | | — | | — | 72 |
First 8 of 13 rows. The CSV has all of them.
Table 60 after “The following table summarizes the estimated fair values of our financial assets and financial liabilities that are measured at amortized co”
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| Carrying Value | Corresponding Fair Value Amount | | | | | | |
| 2019 (Billions) | | Total | | Level 1 | Level 2 | Level 3 | | |
| Financial Assets: | | | | | | | | |
| Financial assets for which carrying values equal or approximate fair value | | | | | | | | |
| Cash and cash equivalents (a) | $24 | | $24 | | $23 | | $1 | $— |
| Other financial assets (b) | 60 | | 60 | | — | | 60 | — |
| Financial assets carried at other than fair value | | | | | | | | |
| Card Member and Other loans, less reserves (c) | 90 | | 91 | | — | | — | 91 |
First 8 of 13 rows. The CSV has all of them.
Table 61 after “Changes in each component for the three and nine months ended September 30, 2020 and 2019 were as follows:”
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| Three Months Ended September 30, 2020 (Millions), net of tax | Net Unrealized Gains (Losses) on Debt Securities | Foreign Currency Translation Adjustment Gains (Losses) | | Net Unrealized Pension and Other Postretirement Benefit Gains (Losses) | Accumulated Other Comprehensive (Loss) Income | |
| Balances as of June 30, 2020 | $85 | | $(2,388) | | $(608) | $(2,911) |
| Net unrealized losses | (9) | | — | | — | (9) |
| Net translation gains on investments in foreign operations | — | | 210 | | — | 210 |
| Net losses related to hedges of investments in foreign operations | — | | (170) | | — | (170) |
| Pension and other postretirement benefits | — | | — | | 8 | 8 |
| Net change in accumulated other comprehensive (loss) income | (9) | | 40 | | 8 | 39 |
| Balances as of September 30, 2020 | $76 | | $(2,348) | | $(600) | $(2,872) |
Table 62 after “Changes in each component for the three and nine months ended September 30, 2020 and 2019 were as follows:”
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| Nine Months Ended September 30, 2020 (Millions), net of tax | Net Unrealized Gains (Losses) on Debt Securities | Foreign Currency Translation Adjustment Gains (Losses) | | Net Unrealized Pension and Other Postretirement Benefit Gains (Losses) | Accumulated Other Comprehensive (Loss) Income | |
| Balances as of December 31, 2019 | $33 | | $(2,189) | | $(581) | $(2,737) |
| Net unrealized gains | 43 | | — | | — | 43 |
| Decrease due to amounts reclassified into earnings | — | | (3) | | — | (3) |
| Net translation losses on investments in foreign operations | — | | (379) | | — | (379) |
| Net gains related to hedges of investments in foreign operations | — | | 223 | | — | 223 |
| Pension and other postretirement benefits | — | | — | | (19) | (19) |
| Net change in accumulated other comprehensive income (loss) | 43 | | (159) | | (19) | (135) |
First 8 of 9 rows. The CSV has all of them.
| Three Months Ended September 30, 2019 (Millions), net of tax | Net Unrealized Gains (Losses) on Debt Securities | Foreign Currency Translation Adjustment Gains (Losses) | | Net Unrealized Pension and Other Postretirement Benefit Gains (Losses) | Accumulated Other Comprehensive (Loss) Income | |
| Balances as of June 30, 2019 | $35 | | $(2,161) | | $(480) | $(2,606) |
| Net unrealized gains | 3 | | — | | — | 3 |
| Net translation losses on investments in foreign operations | — | | (197) | | — | (197) |
| Net gains related to hedges of investments in foreign operations | — | | 138 | | — | 138 |
| Pension and other postretirement benefits | — | | — | | 1 | 1 |
| Net change in accumulated other comprehensive income (loss) | 3 | | (59) | | 1 | (55) |
| Balances as of September 30, 2019 | $38 | | $(2,220) | | $(479) | $(2,661) |
| Nine Months Ended September 30, 2019 (Millions), net of tax | Net Unrealized Gains (Losses) on Debt Securities | Foreign Currency Translation Adjustment Gains (Losses) | | Net Unrealized Pension and Other Postretirement Benefit Gains (Losses) | Accumulated Other Comprehensive (Loss) Income | |
| Balances as of December 31, 2018 | $(8) | | $(2,133) | | $(456) | $(2,597) |
| Net unrealized gains | 46 | | — | | — | 46 |
| Net translation losses on investments in foreign operations | — | | (150) | | — | (150) |
| Net gains related to hedges of investments in foreign operations | — | | 63 | | — | 63 |
| Pension and other postretirement benefits | — | | — | | (23) | (23) |
| Net change in accumulated other comprehensive income (loss) | 46 | | (87) | | (23) | (64) |
| Balances as of September 30, 2019 | $38 | | $(2,220) | | $(479) | $(2,661) |
Table 65 after “The following table shows the tax impact for the three and nine months ended September 30 for the changes in each component of AOCI presente”
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| Tax expense (benefit) | | | | | |
| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Net unrealized debt securities | $(3) | | $1 | | $13 | $14 |
| Net translation on investments in foreign operations | (14) | | (4) | | 10 | 11 |
| Net hedges on investments in foreign operations | (57) | | 45 | | 67 | 23 |
| Pension and other postretirement benefits | (1) | | 2 | | 10 | (5) |
| Total tax impact | $(75) | | $44 | | $100 | $43 |
Table 66 after “The following is a detail of Other fees and commissions for the three and nine months ended September 30:”
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| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Fees charged to Card Members: | | | | | | |
| Delinquency fees | $159 | | $257 | | $615 | $763 |
| Foreign currency conversion fee revenue | 86 | | 252 | | 336 | 732 |
| Other customer fees: | | | | | | |
| Loyalty coalition-related fees | 112 | | 106 | | 309 | 329 |
| Travel commissions and fees | 19 | | 108 | | 84 | 337 |
First 8 of 10 rows. The CSV has all of them.
Table 67 after “The following is a detail of Other expenses for the three and nine months ended September 30:”
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| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions) | 2020 | 2019 | | 2020 | 2019 | |
| Occupancy and equipment | $577 | | $544 | | $1,690 | $1,569 |
| Professional services | 421 | | 491 | | 1,266 | 1,497 |
| Other (a) | 231 | | 317 | | 792 | 1,285 |
| Total Other expenses | $1,229 | | $1,352 | | $3,748 | $4,351 |
Table 68 after “The computations of basic and diluted EPS for the three and nine months ended September 30 were as follows:”
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| Three Months Ended September 30, | | | Nine Months Ended September 30, | | |
| (Millions, except per share amounts) | 2020 | 2019 | | 2020 | 2019 | |
| Numerator: | | | | | | |
| Basic and diluted: | | | | | | |
| Net income | $1,073 | | $1,755 | | $1,697 | $5,066 |
| Preferred dividends | (16) | | (21) | | (65) | (61) |
| Net income available to common shareholders | $1,057 | | $1,734 | | $1,632 | $5,005 |
| Earnings allocated to participating share awards (a) | (7) | | (11) | | (10) | (35) |
First 8 of 15 rows. The CSV has all of them.
Table 69 after “The following table presents certain selected financial information for our reportable operating segments and Corporate & Other as of or for”
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| Three Months Ended September 30, 2020 (Millions, except where indicated) | GCSG | GCS | | GMNS | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $3,517 | | $2,327 | | $1,111 | | $(78) | $6,877 |
| Revenue from contracts with customers (b) | 2,364 | | 1,969 | | 1,053 | | (6) | 5,380 |
| Interest income | 1,916 | | 351 | | 4 | | 53 | 2,324 |
| Interest expense | 242 | | 139 | | (18) | | 87 | 450 |
| Total revenues net of interest expense | 5,191 | | 2,539 | | 1,133 | | (112) | 8,751 |
| Net income (loss) | $855 | | $220 | | $263 | | $(265) | $1,073 |
| Total assets (billions) | $81 | | $40 | | $12 | | $54 | $187 |
Table 70 after “The following table presents certain selected financial information for our reportable operating segments and Corporate & Other as of or for”
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| Nine Months Ended September 30, 2020 (Millions, except where indicated) | GCSG | GCS | | GMNS | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $10,343 | | $7,129 | | $3,376 | | $(200) | $20,648 |
| Revenue from contracts with customers (b) | 6,893 | | 5,993 | | 3,168 | | (21) | 16,033 |
| Interest income | 6,298 | | 1,252 | | 14 | | 232 | 7,796 |
| Interest expense | 842 | | 493 | | (60) | | 433 | 1,708 |
| Total revenues net of interest expense | 15,799 | | 7,888 | | 3,450 | | (401) | 26,736 |
| Net income (loss) | $1,583 | | $198 | | $746 | | $(830) | $1,697 |
| Total assets (billions) | $81 | | $40 | | $12 | | $54 | $187 |
Table 71 after “The following table presents certain selected financial information for our reportable operating segments and Corporate & Other as of or for”
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| Three Months Ended September 30, 2019 (Millions, except where indicated) | GCSG | GCS | | GMNS | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $4,226 | | $3,070 | | $1,471 | | $19 | $8,786 |
| Revenue from contracts with customers (b) | 3,047 | | 2,668 | | 1,337 | | (1) | 7,051 |
| Interest income | 2,402 | | 485 | | 6 | | 187 | 3,080 |
| Interest expense | 437 | | 262 | | (74) | | 252 | 877 |
| Total revenues net of interest expense | 6,191 | | 3,293 | | 1,551 | | (46) | 10,989 |
| Net income (loss) | $991 | | $568 | | $523 | | $(327) | $1,755 |
| Total assets (billions) | $99 | | $54 | | $17 | | $24 | $194 |
Table 72 after “The following table presents certain selected financial information for our reportable operating segments and Corporate & Other as of or for”
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| Nine Months Ended September 30, 2019 (Millions, except where indicated) | GCSG | GCS | | GMNS | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $12,331 | | $9,055 | | $4,398 | | $71 | $25,855 |
| Revenue from contracts with customers (b) | 8,931 | | 7,874 | | 4,017 | | 5 | 20,827 |
| Interest income | 6,971 | | 1,407 | | 22 | | 599 | 8,999 |
| Interest expense | 1,318 | | 787 | | (241) | | 799 | 2,663 |
| Total revenues net of interest expense | 17,984 | | 9,675 | | 4,661 | | (129) | 32,191 |
| Net income (loss) | $2,826 | | $1,641 | | $1,658 | | $(1,059) | $5,066 |
| Total assets (billions) | $99 | | $54 | | $17 | | $24 | $194 |
Table 73 after “The table below sets forth the information with respect to purchases of our common stock made by or on behalf of us during the three months ”
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| Total Number of Shares Purchased | Average Price Paid Per Share | | Total Number of Shares Purchasedas Part of Publicly AnnouncedPlans or Programs (c) | | Maximum Number of Shares that May Yet Be Purchased Under the Plans or Programs | | |
| July 1-31, 2020 | | | | | | | | |
| Repurchase program(a) | — | | $— | | | — | | 102,171,653 |
| Employee transactions(b) | — | — | | | N/A | | N/A | |
| August 1-31, 2020 | | | | | | | | |
| Repurchase program(a) | — | | $— | | | — | | 102,171,653 |
| Employee transactions(b) | 11,983 | | $94.65 | | N/A | | N/A | |
| September 1-30, 2020 | | | | | | | | |
First 8 of 13 rows. The CSV has all of them.
Table 74 after “The following exhibits are filed as part of this Quarterly Report:”
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| Exhibit | Description |
| 31.1 | Certification of Stephen J. Squeri pursuant to Rule 13a-14(a) promulgated under the Securities Exchange Act of 1934, as amended. |
| 31.2 | Certification of Jeffrey C. Campbell pursuant to Rule 13a-14(a) promulgated under the Securities Exchange Act of 1934, as amended. |
| 32.1 | Certification of Stephen J. Squeri pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 32.2 | Certification of Jeffrey C. Campbell pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 101.INS | XBRL Instance Document - The instance document does not appear in the interactive data file because its XBRL tags are embedded within the inline XBRL document. |
| 101.SCH | XBRL Taxonomy Extension Schema Document |
| 101.CAL | XBRL Taxonomy Extension Calculation Linkbase Document |
First 8 of 12 rows. The CSV has all of them.