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The weekly newsletter

Once a week, what the S&P 500's filings said: new risk factors, insiders buying together, SEC letters, auditor changes, each with a quote and a link to the filing. Free, every Monday, one email.

Below: the latest issue, week of Nov 2–8.

New risk factor · Nov 6, 2026

FICO · Fair Isaac

We expect competition from both established and emerging companies to continue to increase.

“This competition may include our customers developing their own scoring models or other products, including through the use of AI-based offerings, which could eliminate or reduce their purchases of our products and services. For example,…”

The filing on sec.gov ↗

New risk factor · Nov 5, 2026

V · Visa Inc.

The deployment and use of AI may also present technical, operational and compliance challenges.

“The EU AI Act established harmonized rules across Europe, with key provisions for most high-risk AI systems taking effect in 2027. In the U.S., several states have adopted AI-specific frameworks or are applying existing consumer and data…”

The filing on sec.gov ↗

New risk factor · Nov 4, 2026

QCOM · Qualcomm

“The successful adoption and monetization of AI-enabled products depends on numerous factors beyond our control, including consumer demand, the willingness of customers to pay for AI-enabled functionality, the development of compelling AI…”

The filing on sec.gov ↗

New risk factor · Nov 3, 2026

AAPL · Apple Inc.

“The Company is involved in lawsuits, many of which claim statutory damages or seek significant changes to its business operations, and the Company anticipates that it will continue to be a target for such lawsuits in the future. Because of…”

The filing on sec.gov ↗

From the archive

297 investor-relations pages changed this week. Tickdelta keeps every version.

Everything that changed, by day →

Filed that week by the S&P 500: 4 10-Ks, 184 10-Qs, 271 8-Ks. Picked by fixed rules, not by hand; Tickdelta does not predict prices and this is not investment advice.