← Filings of AXP
Tables in the 10-Q of AMERICAN EXPRESS CO
61 tables with numbers, filed Apr 23, 2026. Each one downloads as a CSV for Excel or
Google Sheets, with the filing's address in the last row. Only the layout is tidied (a "$" or ")" in a cell of its own is joined to its number); no value is changed.
Open the filing on sec.gov ↗
| Part I. | Financial Information | | Page No. | |
| Item 1. | | Financial Statements | |
| | | Consolidated Statements of Income – Three Months Ended March 31, 2026 and 2025 | 36 |
| | | Consolidated Statements of Comprehensive Income – Three Months Ended March 31, 2026 and 2025 | 37 |
| | | Consolidated Balance Sheets – March 31, 2026 and December 31, 2025 | 38 |
| | | Consolidated Statements of Cash Flows – Three Months Ended March 31, 2026 and 2025 | 39 |
| | | Consolidated Statements of Shareholders’ Equity – Three Months Ended March 31, 2026 and 2025 | 40 |
| | | Notes to Consolidated Financial Statements | 41 |
First 8 of 18 rows. The CSV has all of them.
Table 2 after “Table 1: Summary of Financial Performance”
Download CSV
| As of or for the Three Months EndedMarch 31, | Change2026 vs. 2025 | | | |
| (Millions, except percentages, per share amounts and where indicated) | 2026 | 2025 | | | |
| Selected Income Statement Data | | | | | |
| Total revenues net of interest expense | $18,907 | $16,967 | | $1,940 | 11% |
| Total revenues net of interest expense (FX-adjusted) (a) | | 17,210 | | 1,697 | 10 |
| Provisions for credit losses | 1,251 | 1,150 | | 101 | 9 |
| Total expenses | 13,878 | 12,487 | | 1,391 | 11 |
| Pretax income | 3,778 | 3,330 | | 448 | 13 |
First 8 of 33 rows. The CSV has all of them.
Table 3 after “Table 2: Total Revenues Net of Interest Expense Summary”
Download CSV
| Three Months EndedMarch 31, | Change2026 vs. 2025 | | | |
| (Millions, except percentages) | 2026 | 2025 | | | |
| Discount revenue | $9,512 | | $8,743 | $769 | 9% |
| Net card fees | 2,752 | | 2,333 | 419 | 18 |
| Service fees and other revenue | 1,951 | | 1,722 | 229 | 13 |
| Total non-interest revenues | 14,215 | | 12,798 | 1,417 | 11 |
| Total interest income | 6,665 | | 6,135 | 530 | 9 |
| Total interest expense | 1,973 | | 1,966 | 7 | — |
First 8 of 10 rows. The CSV has all of them.
Table 4 after “Table 3: Provisions for Credit Losses Summary”
Download CSV
| Three Months Ended March 31, | Change2026 vs. 2025 | | | |
| (Millions, except percentages) | 2026 | 2025 | | | |
| Card balances | | | | | |
| Net write-offs | $1,213 | | $1,165 | $48 | 4% |
| Reserve build (release) (a) | (26) | | (118) | 92 | 78 |
| Total | 1,187 | | 1,047 | 140 | 13 |
| Other | | | | | |
| Net write-offs — Other loans | 57 | | 55 | 2 | 4 |
First 8 of 14 rows. The CSV has all of them.
| Three Months Ended March 31, | Change2026 vs. 2025 | | | |
| (Millions, except percentages) | 2026 | 2025 | | | |
| Card Member rewards | $4,891 | | $4,378 | $513 | 12% |
| Business development | 1,591 | | 1,529 | 62 | 4 |
| Card Member services | 1,975 | | 1,328 | 647 | 49 |
| Marketing | 1,480 | | 1,486 | (6) | — |
| Salaries and employee benefits | 2,482 | | 2,120 | 362 | 17 |
| Other, net | 1,459 | | 1,646 | (187) | (11) |
First 8 of 9 rows. The CSV has all of them.
Table 6 after “Table 5: Selected Card-Related Statistical Information”
Download CSV
| As of or for theThree Months EndedMarch 31, | Change2026vs.2025 | | |
| 2026 | 2025 | | |
| Network volumes (billions) | $486.3 | $439.6 | | 11% |
| Billed business | $428.0 | $387.4 | | 10 |
| Cards-in-force (millions) | 153.9 | 147.5 | | 4 |
| Proprietary cards-in-force | 87.2 | 84.6 | | 3 |
| Basic cards-in-force (millions) | 130.1 | 124.2 | | 5 |
| Proprietary basic cards-in-force | 67.2 | 65.1 | | 3 |
First 8 of 12 rows. The CSV has all of them.
Table 7 after “Table 6: Network Volumes-Related Statistical Information”
Download CSV
| Three Months EndedMarch 31, 2026 | | |
| Year over Year Percentage Increase (Decrease) | Year over Year Percentage Increase (Decrease) Assuming No Changes in FX Rates (a) | |
| Network volumes | 11% | | 9% |
| Total billed business | 10 | | 9 |
| U.S. Consumer Services | 10 | | |
| Commercial Services | 4 | | 4 |
| International Card Services | 20 | | 13 |
| Merchant industry billed business metrics | | | |
First 8 of 10 rows. The CSV has all of them.
Table 8 after “Table 7: Selected Credit-Related Statistical Information”
Download CSV
| As of or for the Three Months Ended March 31, | Change2026vs.2025 | | |
| (Millions, except percentages) | 2026 | 2025 | | |
| Card balances | $213,311 | $197,706 | | 8% |
| Credit loss reserves: | | | | |
| Beginning reserves | $6,089 | $5,850 | | 4 |
| Provisions — principal, interest and fees | 1,187 | 1,047 | | 13 |
| Net write-offs — principal, interest and fees, less recoveries | (1,213) | (1,165) | | 4 |
| Other (a) | 1 | 8 | | (88) |
First 8 of 16 rows. The CSV has all of them.
Table 9 after “Table 8: USCS Selected Income Statement Data”
Download CSV
| Three Months EndedMarch 31, | Change | | |
| (Millions, except percentages) | 2026 | 2025 | 2026 vs. 2025 | |
| Revenues | | | | |
| Non-interest revenues | $5,803 | $5,243 | $560 | 11% |
| Interest income | 4,072 | 3,763 | 309 | 8 |
| Interest expense | 751 | 757 | (6) | (1) |
| Net interest income | 3,321 | 3,006 | 315 | 10 |
| Total revenues net of interest expense | 9,123 | 8,249 | 874 | 11 |
First 8 of 16 rows. The CSV has all of them.
Table 10 after “Table 9: USCS Selected Statistical Information”
Download CSV
| As of or for the Three Months EndedMarch 31, | Change2026vs.2025 | | |
| (Millions, except percentages and where indicated) | 2026 | 2025 | | |
| Billed business (billions) | $180.2 | $164.3 | | 10% |
| Proprietary cards-in-force | 48.7 | 46.8 | | 4 |
| Proprietary basic cards-in-force | 34.6 | 33.0 | | 5 |
| Average proprietary basic Card Member spending (dollars) | $5,248 | $5,014 | | 5 |
| Total segment assets | $119,517 | $110,886 | | 8 |
| Total Card balances | $110,849 | $102,896 | | 8 |
First 8 of 12 rows. The CSV has all of them.
Table 11 after “Table 10: CS Selected Income Statement Data”
Download CSV
| Three Months EndedMarch 31, | Change2026 vs. 2025 | | |
| (Millions, except percentages) | 2026 | 2025 | | |
| Revenues | | | | |
| Non-interest revenues | $3,408 | $3,265 | $143 | 4% |
| Interest income | 1,345 | 1,202 | 143 | 12 |
| Interest expense | 432 | 432 | — | — |
| Net interest income | 913 | 770 | 143 | 19 |
| Total revenues net of interest expense | 4,321 | 4,035 | 286 | 7 |
First 8 of 16 rows. The CSV has all of them.
Table 12 after “Table 11: CS Selected Statistical Information”
Download CSV
| As of or for theThree Months EndedMarch 31, | Change 2026 vs. 2025 | | |
| (Millions, except percentages and where indicated) | 2026 | 2025 | | |
| Billed business (billions) | $134.4 | $129.2 | | 4% |
| Proprietary cards-in-force | 15.3 | 15.5 | | (1) |
| Average Card Member spending (dollars) | $8,793 | $8,380 | | 5 |
| Total segment assets | $66,076 | $62,012 | | 7 |
| Total Card balances | $58,754 | $57,412 | | 2 |
| Average Card balances | $57,283 | $55,538 | | 3% |
First 8 of 12 rows. The CSV has all of them.
Table 13 after “Table 12: ICS Selected Income Statement Data”
Download CSV
| Three Months EndedMarch 31, | Change | | |
| (Millions, except percentages) | 2026 | 2025 | 2026 vs. 2025 | |
| Revenues | | | | |
| Non-interest revenues | $3,164 | $2,646 | $518 | 20% |
| Interest income | 728 | 596 | 132 | 22 |
| Interest expense | 360 | 306 | 54 | 18 |
| Net interest income | 367 | 290 | 77 | 27 |
| Total revenues net of interest expense | 3,532 | 2,936 | 596 | 20 |
First 8 of 17 rows. The CSV has all of them.
Table 14 after “Table 13: ICS Selected Statistical Information”
Download CSV
| As of or for theThree Months EndedMarch 31, | Change2026vs.2025 | | |
| (Millions, except percentages and where indicated) | 2026 | 2025 | | |
| Billed business (billions) | $111.7 | $92.9 | | 20% |
| Proprietary cards-in-force | 23.2 | 22.3 | | 4 |
| Proprietary basic cards-in-force | 17.4 | 16.7 | | 4 |
| Average proprietary basic Card Member spending (dollars) | $6,452 | $5,619 | | 15 |
| Total segment assets | $50,180 | $42,620 | | 18 |
| Total Card balances | $43,708 | $37,398 | | 17 |
First 8 of 13 rows. The CSV has all of them.
Table 15 after “Table 14: GMNS Selected Income Statement and Other Data”
Download CSV
| Three Months EndedMarch 31, | Change 2026 vs. 2025 | | | |
| (Millions, except percentages and where indicated) | 2026 | 2025 | | | |
| Revenues | | | | | |
| Non-interest revenues | $1,825 | $1,660 | $165 | | 10% |
| Interest income | 10 | 12 | (2) | | (17) |
| Interest expense | (169) | (143) | (26) | | (18) |
| Net interest income | 180 | 155 | 25 | | 16 |
| Total revenues net of interest expense | 2,004 | 1,815 | 189 | | 10 |
First 8 of 19 rows. The CSV has all of them.
Table 16 after “Table 15: Regulatory Risk-Based Capital and Leverage Ratios”
Download CSV
| Effective Minimum (a) | Ratios as of March 31, 2026 |
| Risk-Based Capital | | |
| Common Equity Tier 1 | 7.0% | |
| American Express Company | | 10.5% |
| American Express National Bank | | 11.0 |
| Tier 1 | 8.5 | |
| American Express Company | | 11.1 |
| American Express National Bank | | 11.0 |
First 8 of 17 rows. The CSV has all of them.
Table 17 after “Table 16: Regulatory Risk-Based Capital Components and Risk-Weighted Assets”
Download CSV
| American Express Company($ in Millions) | March 31, 2026 |
| Risk-Based Capital | |
| Common Equity Tier 1 | $27,523 |
| Tier 1 Capital | 29,141 |
| Tier 2 Capital | 5,570 |
| Total Capital | 34,711 |
| Risk-Weighted Assets | 262,924 |
| Average Total Assets to calculate the Tier 1 Leverage Ratio | 301,879 |
First 8 of 9 rows. The CSV has all of them.
Table 18 after “Table 17: Summary of Customer Deposits and Consolidated Debt”
Download CSV
| (Billions) | March 31, 2026 | December 31, 2025 | |
| Customer deposits | $157.9 | | $152.5 |
| Short-term borrowings | 1.7 | | 1.4 |
| Long-term debt | 58.8 | | 56.4 |
| Total customer deposits and debt | $218.4 | | $210.3 |
| ($ in Billions) | Three Months Ended March 31, 2026 |
| American Express Company: | |
| Floating Rate Senior Notes (compounded SOFR(a) plus 59 basis points) | $0.7 |
| Fixed-to-Floating Rate Senior Notes (weighted-average coupon of 4.20% during the fixed rate period and compounded SOFR(a) plus weighted-average spread of 70 basis points during the floating rate period) | 2.4 |
| Fixed-to-Fixed Rate Subordinated Notes (coupon of 5.41% during the initial fixed rate period and five-year Treasury rate plus 115 basis points during the reset period) | 0.5 |
| Total | $3.5 |
Table 20 after “Table 19: Unsecured Debt Ratings”
Download CSV
| American Express Entity | Moody’s | S&P | Fitch | |
| American Express Company | Long Term | A2 | A- | A |
| Short Term | N/R | A-2 | F1 | |
| Outlook | Stable | Stable | Stable | |
| American Express Travel Related Services Company, Inc. | Long Term | A2 | A | A |
| Short Term | P-1 | A-1 | F1 | |
| Outlook | Stable | Stable | Stable | |
| American Express National Bank | Long Term | A3 | A | A+ |
First 8 of 13 rows. The CSV has all of them.
Table 21 after “Table 20: Average Interest Rates Paid on Deposits”
Download CSV
| Three Months Ended March 31, | | | | | | | | | | | | |
| 2026 | 2025 | | | | | | | | | | | |
| (Millions, except percentages) | Average Balance | Interest Expense | | Average Interest Rate (a) | Average Balance | | Interest Expense | | Average Interest Rate (a) | | | | |
| Savings accounts | $118,881 | | $955 | | | 3.3% | | | $110,749 | | $1,012 | | 3.7% |
| Checking accounts | 3,128 | 13 | | | 1.6 | | | 2,188 | | 7 | | 1.4 | |
| Certificates of deposit: | | | | | | | | | | | | | |
| Direct | 6,653 | 62 | | 3.8 | | | 4,261 | | 43 | 4.1 | | | |
| Third-party (brokered) | 9,788 | 104 | | 4.3 | | | 9,236 | | 98 | 4.3 | | | |
First 8 of 10 rows. The CSV has all of them.
Table 22 after “Table 21: Liquidity Coverage Ratio”
Download CSV
| (Millions, except percentages) | Three Months Ended (a)March 31, 2026 |
| American Express Company: | |
| Average high-quality liquid assets (HQLA) amount (b) | $22,128 |
| Average total adjusted net cash outflow (c) | $10,596 |
| Average Liquidity Coverage Ratio | 209% |
| (Billions) | 2026 | 2025 | |
| Total cash provided by (used in): | | | |
| Operating activities | $3.8 | | $4.8 |
| Investing activities | (2.9) | | 0.5 |
| Financing activities | 5.0 | | 6.6 |
| Effect of foreign currency exchange rates on cash and cash equivalents | 0.1 | | — |
| Net increase in cash and cash equivalents | $6.0 | | $11.9 |
| Three Months Ended March 31 (Millions, except per share amounts) | 2026 | 2025 | |
| Revenues | | | |
| Non-interest revenues | | | |
| Discount revenue | $9,512 | | $8,743 |
| Net card fees | 2,752 | | 2,333 |
| Service fees and other revenue | 1,951 | | 1,722 |
| Total non-interest revenues | 14,215 | | 12,798 |
| Interest income | | | |
First 8 of 40 rows. The CSV has all of them.
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Net income | $2,971 | | $2,584 |
| Other comprehensive income (loss): | | | |
| Net unrealized debt securities gains (losses), net of tax | (7) | | 3 |
| Foreign currency translation adjustments, net of hedges and tax | (22) | | 17 |
| Net unrealized pension and other postretirement benefits, net of tax | (5) | | 9 |
| Other comprehensive income (loss) | (34) | | 29 |
First 8 of 9 rows. The CSV has all of them.
| (Millions, except share data) | March 31, 2026 | December 31, 2025 | |
| Assets | | | |
| Cash and cash equivalents | | | |
| Cash and due from banks (includes restricted cash of consolidated variable interest entities: 2026, $6; 2025, nil) | $3,186 | | $3,559 |
| Interest-bearing deposits in other banks (includes restricted interest-bearing deposits of consolidated variable interest entities: 2026, $19; 2025, nil) | 50,281 | | 43,491 |
| Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84) | 290 | | 742 |
| Total cash and cash equivalents (includes restricted cash: 2026, $199; 2025, $169) | 53,757 | | 47,792 |
| Card balances (includes gross amounts available to settle obligations of consolidated variable interest entities: 2026, $33,386; 2025, $33,378), less reserves for credit losses: 2026, $6,065; 2025, $6,089 | 207,247 | | 207,774 |
First 8 of 31 rows. The CSV has all of them.
| Three Months Ended March 31 (Millions) | 2026 | 2025 | |
| Cash Flows from Operating Activities | | | |
| Net income | $2,971 | | $2,584 |
| Adjustments to reconcile net income to net cash provided by operating activities: | | | |
| Provisions for credit losses | 1,251 | | 1,150 |
| Depreciation and amortization | 468 | | 433 |
| Stock-based compensation | 203 | | 158 |
| Deferred taxes | 145 | | (20) |
First 8 of 35 rows. The CSV has all of them.
| Three months ended March 31, 2026(Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Income (Loss) | | Retained Earnings | | |
| Balances as of December 31, 2025 | $33,474 | | $— | | $138 | | $11,126 | | $(3,277) | $25,487 |
| Net income | 2,971 | | — | | — | | — | | — | 2,971 |
| Other comprehensive income (loss) | (34) | | — | | — | | — | | (34) | — |
| Repurchase of common shares | (1,664) | | — | | (1) | | (86) | | — | (1,577) |
| Other changes | (86) | | — | | — | | 41 | | — | (127) |
| Cash dividends declared preferred Series D, $8,875.00 per share | (14) | | — | | — | | — | | — | (14) |
| Cash dividends declared common, $0.95 per share | (652) | | — | | — | | — | | — | (652) |
First 8 of 9 rows. The CSV has all of them.
| Three months ended March 31, 2025(Millions, except per share amounts) | Total | Preferred Shares | | Common Shares | Additional Paid-in Capital | Accumulated Other Comprehensive Income (Loss) | | Retained Earnings | | |
| Balances as of December 31, 2024 | $30,264 | | $— | | $141 | | $11,370 | | $(3,395) | $22,148 |
| Net income | 2,584 | | — | | — | | — | | — | 2,584 |
| Other comprehensive income (loss) | 29 | | — | | — | | — | | 29 | — |
| Repurchase of common shares | (678) | | — | | (1) | | (36) | | — | (641) |
| Other changes | (407) | | — | | — | | (297) | | — | (110) |
| Cash dividends declared preferred Series D, $8,875.00 per share | (14) | | — | | — | | — | | — | (14) |
| Cash dividends declared common, $0.82 per share | (576) | | — | | — | | — | | — | (576) |
First 8 of 9 rows. The CSV has all of them.
Table 30 after “Table 2.1: Card Balances and Other Loans”
Download CSV
| (Millions) | 2026 | 2025 | |
| Consumer (a) | $140,908 | | $144,324 |
| Small Business | 55,098 | | 53,632 |
| Corporate (a) | 17,306 | | 15,907 |
| Card balances | 213,311 | | 213,863 |
| Less: Reserves for credit losses | 6,065 | | 6,089 |
| Card balances, net | $207,247 | | $207,774 |
| Other loans, net (b) | $10,535 | | $10,605 |
Table 31 after “Table 2.2: Card Balances Aging”
Download CSV
| (Millions) | Current | 30-59 Days Past Due | | 60-89 Days Past Due | 90+ Days Past Due | Total | | 90+ Days Past Due and Still Accruing Interest (a) | Non-Accruals(b) | | |
| 2026 | | | | | | | | | | | |
| Consumer | $139,125 | | $522 | | $388 | | $873 | | $140,908 | $452 | $480 |
| Small Business | 54,295 | | 256 | | 194 | | 353 | | 55,098 | 136 | 186 |
| Corporate (c) | (d) | (d) | | (d) | 71 | | 17,306 | | — | — | |
| 2025 | | | | | | | | | | | |
| Consumer | 142,552 | | 529 | | 392 | | 851 | | 144,324 | 434 | 471 |
| Small Business | $52,870 | | $255 | | $168 | | 340 | | 53,632 | 130 | 177 |
First 8 of 9 rows. The CSV has all of them.
Table 32 after “Table 2.3: Other Loans Aging and Gross Write-Offs by Origination Year”
Download CSV
| 2026 (Millions) | 2026 | 2025 | | 2024 | 2023 | 2022 | | Prior | Revolving Loans (a) | Total | | | |
| Current | $1,465 | | $4,505 | | $1,716 | | $338 | | $34 | | $57 | $2,670 | $10,785 |
| 30-59 Days Past Due | — | | 7 | | 6 | | 2 | | — | | — | 7 | 23 |
| 60-89 Days Past Due | — | | 6 | | 5 | | 2 | | — | | — | 7 | 21 |
| 90+ Days Past Due (b) | — | | 6 | | 5 | | 2 | | — | | 1 | 7 | 20 |
| Total (c) | $1,465 | | $4,524 | | $1,731 | | $344 | | $35 | | $59 | $2,691 | $10,849 |
| Gross Write-Offs | $— | | $16 | | $18 | | $7 | | $1 | | $— | $24 | $66 |
| 2025 (Millions) | 2025 | 2024 | | 2023 | 2022 | 2021 | | Prior | Revolving Loans (a) | Total | | | |
First 8 of 14 rows. The CSV has all of them.
Table 33 after “Table 2.4: Credit Quality Indicators for Card Balances and Other Loans”
Download CSV
| | 2026 | | 2025 | | | | | | | |
| Net Write-Off Rate | | | | Net Write-Off Rate | | | | | | |
| Principal Only (a) | | Principal, Interest & Fees (a) | | 30+ Days Past Due as a % of Total | Principal Only (a) | | Principal, Interest & Fees (a) | 30+ Days Past Due as a % of Total | | |
| Card balances: | | | | | | | | | | | |
| Consumer | | 1.9% | | | 2.3% | | 1.3% | | 2.1% | 2.5% | 1.3% |
| Small Business | | 2.4% | | | 2.7% | | 1.5% | | 2.3% | 2.6% | 1.4% |
| Corporate | | (b) | | 0.7% | | (c) | | (b) | 0.5% | (c) | |
| Other loans | | 2.0% | | | 2.1% | | 0.6% | | 2.2% | 2.3% | 0.6% |
Table 34 after “Table 2.5: Card Balances and Other Loans Modifications for Borrowers Experiencing Financial Difficulty”
Download CSV
| Three Months Ended March 31, | | | | | | | | | | | | | | | |
| 2026 | 2025 | | | | | | | | | | | | | | |
| Account Balances(Millions) (a) | % of Total Class of Financing Receivables | | Weighted Average Interest Rate Reduction (% points) | Weighted Average Payment Term Extensions (# of months) | Account Balances(Millions) (a) | | % of Total Class of Financing Receivables | | Weighted Average Interest Rate Reduction (% points) | | Weighted Average Payment Term Extensions (# of months) | | | | |
| Interest Rate Reduction | | | | | | | | | | | | | | | | |
| Card balances | | | | | | | | | | | | | | | | |
| Consumer | $609 | | 0.5% | | 18.2% | | (b) | | $545 | | | 0.5% | | 18.4% | | (b) |
| Small Business | 273 | | 0.8% | | 18.1% | | (b) | | 229 | | | 0.7% | | 17.7% | | (b) |
| Corporate | — | | — | | — | | (b) | | — | | | — | | — | | (b) |
First 8 of 17 rows. The CSV has all of them.
Table 35 after “Table 2.6: Modified Card Balances and Other Loans that Defaulted within Twelve Months of Modification”
Download CSV
| Three Months Ended March 31, | | | | | | | | | | | | |
| 2026 | 2025 | | | | | | | | | | | |
| Account Balance (Millions) (a) | Interest Rate Reduction | Term Extension | | Interest Rate Reduction and Term Extension | Total | Interest Rate Reduction | | Term Extension | Interest Rate Reduction and Term Extension | Total | | | |
| Card balances | | | | | | | | | | | | | |
| Consumer | $46 | | $5 | | — | | 50 | | 45 | | $5 | — | 50 |
| Small Business | $25 | | 11 | | — | | 36 | | 22 | | 11 | — | 33 |
| Corporate | $— | | 1 | | — | | 1 | | — | | — | — | — |
| Other loans | — | | — | | 2 | | 2 | | — | | — | 1 | 1 |
First 8 of 9 rows. The CSV has all of them.
Table 36 after “Table 2.7: Performance of Modified Card Balances and Other Loans”
Download CSV
| As of March 31, 2026 | | | | |
| Account Balances (Millions) (a) | Current | 30-89 Days Past Due | | 90+ Days Past Due | |
| Card balances | | | | | |
| Consumer | 1,948 | | 130 | | 49 |
| Small Business | 1,005 | | 106 | | 31 |
| Corporate | 13 | | 3 | | 3 |
| Other loans | 89 | | 5 | | 2 |
| Total | $3,056 | | $244 | | $86 |
Table 37 after “Table 2.7: Performance of Modified Card Balances and Other Loans”
Download CSV
| As of March 31, 2025 | | | | |
| Account Balances (Millions) (a) | Current | 30-89 Days Past Due | | 90+ Days Past Due | |
| Card balances | | | | | |
| Consumer | 1,812 | | 119 | | 47 |
| Small Business | 941 | | 94 | | 28 |
| Corporate | 8 | | 3 | | 1 |
| Other loans | 81 | | 5 | | 1 |
| Total | $2,842 | | $221 | | $77 |
Table 38 after “Table 3.1: Key Macroeconomic Variables”
Download CSV
| U.S. Unemployment Rate | U.S. GDP Growth (Contraction) (a) | | |
| March 31, 2026 | December 31, 2025 | March 31, 2026 | December 31, 2025 |
| First quarter of 2026 | 5% | 4% - 6% | 3% | 5% - (3)% |
| Fourth quarter of 2026 | 4% - 8% | 4% - 8% | 3% - (4)% | 3% - 0.5% |
| Fourth quarter of 2027 | 4% - 8% | 4% - 8% | 2% | 2% |
| Fourth quarter of 2028 | 4% - 7% | 4% - 6% | 3% - 2% | 4% - 2% |
Table 39 after “Table 3.2: Changes in Card Balances Reserve for Credit Losses”
Download CSV
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Beginning reserves | $6,089 | | $5,850 |
| Provisions (a) | 1,187 | | 1,047 |
| Net write-offs (b) | (1,213) | | (1,165) |
| Other (c) | 1 | | 8 |
| Ending reserves | $6,065 | | $5,740 |
Table 40 after “Table 3.3: Changes in Other Loans Reserve for Credit Losses”
Download CSV
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Beginning reserves | $323 | | $194 |
| Provisions (a) | 48 | | 105 |
| Net write-offs (b) | | | |
| Principal | (54) | | (53) |
| Interest and fees | (3) | | (2) |
| Other | — | | — |
First 8 of 9 rows. The CSV has all of them.
Table 41 after “Table 4.1: Investment Securities”
Download CSV
| 2026 | 2025 | | | | | | | | | | | |
| Description of Securities(Millions) | Cost | Gross Unrealized Gains | | Gross Unrealized Losses | Estimated Fair Value | Cost | | Gross Unrealized Gains | Gross Unrealized Losses | Estimated Fair Value | | | |
| Available-for-sale debt securities: | | | | | | | | | | | | | |
| State and municipal obligations | $53 | | $1 | | $(7) | | $47 | | $54 | | $1 | $(7) | $48 |
| U.S. Government agency obligations | 3 | | — | | — | | 3 | | 3 | | — | — | 3 |
| U.S. Government treasury obligations | 1,635 | | — | | (7) | | 1,628 | | 138 | | 1 | — | 138 |
| Mortgage-backed securities (a) | 9 | | — | | — | | 9 | | 10 | | — | — | 9 |
| Foreign government bonds and obligations | 813 | | — | | — | | 813 | | 717 | | — | — | 717 |
First 8 of 11 rows. The CSV has all of them.
Table 42 after “Table 4.2: AFS Debt Securities with Gross Unrealized Losses by Duration”
Download CSV
| 2026 | 2025 | | | | | | | | | | | |
| Less than 12 months | 12 months or more | | Less than 12 months | 12 months or more | | | | | | | | |
| Description of Securities (Millions) | Estimated Fair Value | Gross Unrealized Losses | | Estimated Fair Value | Gross Unrealized Losses | Estimated Fair Value | | Gross Unrealized Losses | Estimated Fair Value | Gross Unrealized Losses | | | |
| State and municipal obligations | $— | | $— | | $25 | | $(7) | | $— | | $— | $26 | $(7) |
| U.S. Government treasury obligations | 1,515 | | (7) | | — | | — | | — | | — | — | — |
| Total | $1,515 | | $(7) | | $25 | | $(7) | | $— | | $— | $26 | $(7) |
Table 43 after “Table 4.3: Contractual Maturities of AFS Debt Securities”
Download CSV
| (Millions) | Cost | Estimated Fair Value | |
| Due in 1 year or less | $902 | | $902 |
| Due after 1 year through 5 years | 1,643 | | 1,637 |
| Due after 5 years through 10 years | 7 | | 7 |
| Due after 10 years | 43 | | 36 |
| Total | $2,595 | | $2,581 |
Table 44 after “Table 6.1: Interest-bearing and Non-Interest-bearing Customer Deposits”
Download CSV
| (Millions) | 2026 | 2025 | |
| U.S.: | | | |
| Interest-bearing | $156,726 | | $151,425 |
| Non-interest-bearing (includes Card Member credit balances of: 2026, $567; 2025, $556) | 610 | | 606 |
| Non-U.S.: | | | |
| Interest-bearing | 18 | | 18 |
| Non-interest-bearing (includes Card Member credit balances of: 2026, $591; 2025, $436) | 594 | | 439 |
| Total customer deposits | $157,948 | | $152,488 |
Table 45 after “Table 6.2: Customer Deposits by Type”
Download CSV
| (Millions) | 2026 | 2025 | |
| U.S. interest-bearing deposits: | | | |
| Savings accounts | $121,257 | | $116,867 |
| Checking accounts | 3,283 | | 2,965 |
| Certificates of deposit: | | | |
| Direct | 7,280 | | 5,979 |
| Third-party (brokered) | 9,395 | | 9,919 |
| Sweep accounts – Third-party (brokered) | 15,511 | | 15,696 |
First 8 of 12 rows. The CSV has all of them.
Table 46 after “Table 6.3: Scheduled Maturities of Certificates of Deposit”
Download CSV
| (Millions) | 2026 | 2027 | | 2028 | 2029 | 2030 | | Thereafter | Total | | |
| Certificates of deposit (a) | $4,113 | | $7,256 | | $2,762 | | $671 | | $1,879 | $5 | $16,686 |
Table 47 after “Table 8.1: Fair Value of Derivative Assets and Liabilities”
Download CSV
| Other Assets Fair Value | Other Liabilities Fair Value | | | | |
| (Millions) | 2026 | 2025 | | 2026 | 2025 | |
| Derivatives designated as hedging instruments: | | | | | | |
| Fair value hedges - Interest rate contracts (a) | $— | | $— | | $— | $4 |
| Net investment hedges - Foreign exchange contracts | 223 | | 26 | | 56 | 699 |
| Total derivatives designated as hedging instruments | 223 | | 26 | | 56 | 702 |
| Derivatives not designated as hedging instruments: | | | | | | |
| Foreign exchange contracts and other | 265 | | 148 | | 105 | 418 |
First 8 of 12 rows. The CSV has all of them.
Table 48 after “Table 8.2: Gains and Losses associated with Fair Value Hedges on Fixed-rate Long Term Debt”
Download CSV
| Gains (losses) | | |
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Fixed-rate long-term debt | $222 | | $(263) |
| Derivatives designated as hedging instruments | (222) | | 263 |
| Total | $— | | $— |
Table 49 after “Table 9.1: Financial Assets and Financial Liabilities measured at Fair Value”
Download CSV
| 2026 | 2025 | | | | | | | | | | | |
| (Millions) | Total | Level 1 | | Level 2 | Level 3 | Total | | Level 1 | Level 2 | Level 3 | | | |
| Assets: | | | | | | | | | | | | | |
| Investment securities: (a) | | | | | | | | | | | | | |
| Equity securities | $44 | | $44 | | $— | | $— | | $46 | | $46 | $— | $— |
| Debt securities | 2,581 | | 496 | | 2,004 | | 81 | | 997 | | — | 916 | 81 |
| Derivatives, gross (a)(b) | 488 | | — | | 487 | | 1 | | 174 | | — | 164 | 10 |
| Total Assets | 3,113 | | 540 | | 2,491 | | 82 | | 1,216 | | 46 | 1,080 | 91 |
First 8 of 11 rows. The CSV has all of them.
Table 50 after “Table 9.2: Fair Value of Financial Assets and Financial Liabilities measured at Amortized Cost”
Download CSV
| Carrying Value | | Corresponding Fair Value Amount | | | | | | |
| 2026 (Billions) | | Total | | Level 1 | Level 2 | | Level 3 | | |
| Financial Assets: | | | | | | | | | |
| Financial assets for which carrying values equal or approximate fair value | | | | | | | | | |
| Cash and cash equivalents (a) | $54 | | | $54 | | $52 | | $2 | $— |
| Other financial assets (b) | 5 | | | 5 | | — | | 5 | — |
| Financial assets carried at other than fair value | | | | | | | | | |
| Card balances and Other loans, less reserves (c) | 218 | | | 223 | | — | | — | 223 |
First 8 of 14 rows. The CSV has all of them.
Table 51 after “Table 9.2: Fair Value of Financial Assets and Financial Liabilities measured at Amortized Cost”
Download CSV
| Carrying Value | | Corresponding Fair Value Amount | | | | | | |
| 2025 (Billions) | | Total | | Level 1 | Level 2 | | Level 3 | | |
| Financial Assets: | | | | | | | | | |
| Financial assets for which carrying values equal or approximate fair value | | | | | | | | | |
| Cash and cash equivalents (a) | $48 | | | $48 | | $46 | | $2 | $— |
| Other financial assets (b) | 4 | | | 4 | | — | | 4 | — |
| Financial assets carried at other than fair value | | | | | | | | | |
| Card balances and Other loans, less reserves (c) | 218 | | | 224 | | — | | — | 224 |
First 8 of 14 rows. The CSV has all of them.
Table 52 after “Table 10.1: Changes in Accumulated Other Comprehensive Income (Loss)”
Download CSV
| (Millions), net of tax | | Three Months Ended, | | | | | | | | |
| March 31, 2026 | | Net Change | December 31, 2025 | March 31, 2025 | | Net Change | December 31, 2024 | | |
| Net Unrealized Gains (Losses) on Debt Securities | | $(11) | | $(7) | | $(4) | | $(6) | $3 | $(9) |
| Foreign Currency Translation Adjustment Gains (Losses), net of hedges (a) | | (2,805) | | (22) | | (2,783) | | (2,907) | 17 | (2,924) |
| Net Unrealized Pension and Other Postretirement Benefit Gains (Losses) | | (495) | | (5) | | (490) | | (453) | 9 | (462) |
| Accumulated Other Comprehensive Income (Loss) | | $(3,311) | | $(34) | | $(3,277) | | $(3,366) | $29 | $(3,395) |
Table 53 after “Table 10.2: Tax Impact for Changes in Accumulated Other Comprehensive Income (Loss)”
Download CSV
| Tax expense (benefit) | | |
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Net unrealized gains (losses) on debt securities | $(1) | | $— |
| Foreign currency translation adjustment, net of hedges | (9) | | (60) |
| Pension and other postretirement benefits | 12 | | (1) |
| Total tax impact | $2 | | $(61) |
Table 54 after “Table 11.1: Components of Service Fees and Other Revenue”
Download CSV
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Foreign currency-related revenue | $480 | | $382 |
| Loyalty coalition, merchant and other service fees | 464 | | 436 |
| Network partnership revenue | 449 | | 408 |
| Delinquency fees | 255 | | 237 |
| Travel commissions and fees | 150 | | 136 |
| Other fees and revenues | 154 | | 123 |
First 8 of 9 rows. The CSV has all of them.
Table 55 after “Table 11.2: Components of Other Expense”
Download CSV
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Data processing and equipment | $767 | | $705 |
| Professional services | 545 | | 541 |
| Other | 147 | | 400 |
| Total Other expenses | $1,459 | | $1,646 |
Table 56 after “Table 12.1: Tax Credit Investments Expenses and Credits”
Download CSV
| Three Months Ended March 31, | | |
| (Millions) | 2026 | 2025 | |
| Proportional amortization recognized in tax provision | $(66) | | $(57) |
| Income tax credits and Other income tax benefits (a) recognized in tax provision | 76 | | 66 |
Table 57 after “Table 13.1: Computation of Basic and Diluted Earnings per Share”
Download CSV
| Three Months Ended March 31, | | |
| (Millions, except per share amounts) | 2026 | 2025 | |
| Numerator: | | | |
| Basic and diluted: | | | |
| Net income | $2,971 | | $2,584 |
| Preferred dividends | (14) | | (14) |
| Net income available to common shareholders | $2,957 | | $2,570 |
| Earnings allocated to participating share awards (a) | (19) | | (18) |
First 8 of 15 rows. The CSV has all of them.
Table 58 after “Table 14.1: Selected Financial Information by Segment”
Download CSV
| Three Months Ended March 31, 2026(Millions) | USCS | CS | | ICS | GMNS | Total Reportable Operating Segments | | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $5,803 | | $3,408 | | $3,164 | | $1,825 | | $14,200 | $15 | $14,215 |
| Revenue from contracts with customers (b) | 3,989 | | 2,931 | | 1,977 | | 1,631 | | 10,528 | (11) | 10,517 |
| Interest income | 4,072 | | 1,345 | | 728 | | 10 | | 6,155 | 510 | 6,665 |
| Interest expense | 751 | | 432 | | 360 | | (169) | | 1,374 | 599 | 1,973 |
| Net interest income | 3,321 | | 913 | | 367 | | 180 | | 4,781 | (88) | 4,692 |
| Total revenues net of interest expense | 9,123 | | 4,321 | | 3,532 | | 2,004 | | 18,980 | (73) | 18,907 |
| Provisions for credit losses | 631 | | 380 | | 238 | | 4 | | 1,253 | — | 1,251 |
First 8 of 16 rows. The CSV has all of them.
Table 59 after “Table 14.1: Selected Financial Information by Segment”
Download CSV
| Three Months Ended March 31, 2025(Millions) | USCS | CS | | ICS | GMNS | Total Reportable Operating Segments | | Corporate & Other (a) | Consolidated | | |
| Total non-interest revenues | $5,243 | | $3,265 | | $2,646 | | $1,660 | | $12,814 | $(16) | $12,798 |
| Revenue from contracts with customers (b) | 3,634 | | 2,828 | | 1,688 | | 1,485 | | 9,635 | (9) | 9,626 |
| Interest income | 3,763 | | 1,202 | | 596 | | 12 | | 5,573 | 562 | 6,135 |
| Interest expense | 757 | | 432 | | 306 | | (143) | | 1,352 | 614 | 1,966 |
| Net interest income | 3,006 | | 770 | | 290 | | 155 | | 4,221 | (52) | 4,169 |
| Total revenues net of interest expense | 8,249 | | 4,035 | | 2,936 | | 1,815 | | 17,035 | (68) | 16,967 |
| Provisions for credit losses | 631 | | 329 | | 192 | | (2) | | 1,150 | — | 1,150 |
First 8 of 16 rows. The CSV has all of them.
Table 60 after “The table below sets forth the information with respect to purchases of our common stock made by or on behalf of us during the three months ”
Download CSV
| Total Number of Shares Purchased | Average Price Paid Per Share (a) | | Total Number of Shares Purchasedas Part of Publicly AnnouncedPlans or Programs (b) | Maximum Number of Shares that May Yet Be Purchased Under the Plans or Programs | | |
| January 1-31, 2026 | | | | | | | |
| Repurchase programs(c) | — | | $— | | — | | 58,349,399 |
| Employee transactions(d) | 175,804 | | $354.22 | | N/A | N/A | |
| February 1-28, 2026 | | | | | | | |
| Repurchase programs(c) | 1,381,820 | | $339.93 | | 1,381,820 | | 56,967,579 |
| Employee transactions(d) | 655,340 | | $352.17 | | N/A | N/A | |
| March 1-31, 2026 | | | | | | | |
First 8 of 13 rows. The CSV has all of them.
Table 61 after “The following exhibits are filed as part of this Quarterly Report:”
Download CSV
| Exhibit | Description |
| 31.1 | Certification of Stephen J. Squeri pursuant to Rule 13a-14(a) promulgated under the Securities Exchange Act of 1934, as amended. |
| 31.2 | Certification of Christophe Y. Le Caillec pursuant to Rule 13a-14(a) promulgated under the Securities Exchange Act of 1934, as amended. |
| 32.1 | Certification of Stephen J. Squeri pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 32.2 | Certification of Christophe Y. Le Caillec pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002. |
| 101.INS | XBRL Instance Document - The instance document does not appear in the interactive data file because its XBRL tags are embedded within the inline XBRL document. |
| 101.SCH | XBRL Taxonomy Extension Schema Document |
| 101.CAL | XBRL Taxonomy Extension Calculation Linkbase Document |
First 8 of 12 rows. The CSV has all of them.