Screener / SEC EDGAR /CIK 0000922621 /10-K filed Feb 23, 2026, compared with Feb 27, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
Nasdaq Financials · Insurance Brokers

Erie Indemnity ERIE

Headquarters
Erie, PA
Next results
around Feb 22, 2027
Compare with peers Embed

ERIE among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 7.2%, above 51% of 75 peers (their median 7.2%) REVENUE GROWTH 7.2% · above 51% Operating margin: 17.9%, above 37% of 27 peers (their median 26.3%) OPERATING MARGIN 17.9% · above 37% Net margin: 14.0%, above 27% of 75 peers (their median 20.7%) NET MARGIN 14.0% · above 27% FCF margin: 13.4%, above 19% of 48 peers (their median 21.5%) FCF MARGIN 13.4% · above 19% Return on capital: 22.1%, above 84% of 25 peers (their median 9.8%) RETURN ON CAPITAL 22.1% · above 84%
ERIE Peer median Below the median

What changed

1 new risk paragraph. 10-K filed Feb 23, 2026 against Feb 27, 2025.

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

9 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 9 checks found nothing to note

  • Receivables +4.0% vs revenue +7.2% (-3.1 pts)
  • Same auditor in both 10-Ks: Ernst & Young LLP
  • No statement of substantial doubt about going concern
6 more checks with nothing to note
  • No 8-K item 4.02 in the last 2 years
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Cost of Operations - administrative services
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

1 paragraph in Risk Factors that was not in the 10-K filed Feb 27, 2025. Quoted as filed.

  1. Item 1A · new paragraph · not in the 10-K filed Feb 27, 2025 10-K, ITEM 1A
    attract profitable business in the highly competitive property and casualty insurance market and potentially result in reduced sales of its products and lower premium revenue.

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$2.8B$3.3B$3.8B$4.1B
Net income$298.6M$446.1M$600.3M$559.3M
Operating cash flow$366.2M$381.2M$611.2M$686.7M
Free cash flow$298.9M$288.6M$486.4M$571.0M

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$4.1B ▲ 7.2% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

3 filings in the last 30 days · SEC EDGAR

All filings

About the company

Erie Indemnity, Erie, PA · from the 10-K filed Feb 23, 2026

Erie Indemnity Company ("Indemnity", "we", "us", "our") is a publicly held Pennsylvania business corporation that has since its incorporation in 1925 served as the attorney-in-fact for the subscribers (policyholders) at the Erie Insurance Exchange ("Exchange"). The Exchange, which also commenced business in 1925, is a Pennsylvania-domiciled reciprocal insurer that writes property and casualty insurance.

Headquarters
Erie, PA
Country
United States
Reports in
USD
Listed on
Nasdaq
Fiscal year ends
December 31
Last results
Oct 29, 2026
Incorporated in
PA

Email alerts

Sources

The 10-K filed Feb 23, 2026 (open at SEC), compared with the 10-K filed Feb 27, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

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