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← Filings of FITB

Tables in the 10-Q of FIFTH THIRD BANCORP

154 tables with numbers, filed May 5, 2026. Each one downloads as an Excel file or a CSV (numbers are stored as numbers), with the filing's address in the last row. Only the layout is tidied (a "$" or ")" in a cell of its own is joined to its number); no value is changed. Open the filing on sec.gov ↗

Table 1 after “Securities registered pursuant to Section 12(b) of the Act:”

Title of each classTrading Symbol(s)Name of each exchange on which registered:
Common Stock, Without Par ValueFITBTheNASDAQStock Market LLC
Depositary Shares Representing a 1/1000th Ownership Interest in a Share of
6.625% Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series IFITBITheNASDAQStock Market LLC
Depositary Shares Representing a 1/40th Ownership Interest in a Share of
6.00% Non-Cumulative Perpetual Class B Preferred Stock, Series AFITBPTheNASDAQStock Market LLC
Depositary Shares Representing a 1/1000th Ownership Interest in a Share of
4.95% Non-Cumulative Perpetual Preferred Stock, Series KFITBOTheNASDAQStock Market LLC

First 8 of 10 rows. The download has all of them.

Table 2 after “FINANCIAL CONTENTS”

Part I. Financial Information
Glossary of Abbreviations and Acronyms2
Management’s Discussion and Analysis of Financial Condition and Results of Operations (Item 2)3
Overview3
Non-GAAP Financial Measures7
Recent Accounting Standards9
Critical Accounting Policies9
Statements of Income Analysis9

First 8 of 33 rows. The download has all of them.

Table 3 after “4”

TABLE 1: Earnings Summary
For the three months ended March 31,%
($ in millions, except for per share data)20262025Change
Income Statement Data
Net interest income (U.S. GAAP)$1,9341,43735
Net interest income (FTE)(a)(b)1,9391,44234
Noninterest income89569429
Total revenue (FTE)(a)(b)2,8342,13633

First 8 of 34 rows. The download has all of them.

Table 4 after “The following table reconciles the non-GAAP financial measures of net interest income on an FTE basis, interest income on an FTE basis, net ”

TABLE 2: Non-GAAP Financial Measures - Financial Measures and Ratios on an FTE basis
For the three months ended March 31,
($ in millions)20262025
Net interest income (U.S. GAAP)$1,9341,437
Add: FTE adjustment55
Net interest income on an FTE basis (1)$1,9391,442
Net interest income on an FTE basis (annualized) (2)7,8645,848
Interest income (U.S. GAAP)$2,9722,432

First 8 of 20 rows. The download has all of them.

Table 5 after “The following table reconciles the non-GAAP financial measure of return on average tangible common equity to U.S. GAAP:”

TABLE 3: Non-GAAP Financial Measures - Return on Average Tangible Common Equity
For the three months ended March 31,
($ in millions)20262025
Net income available to common shareholders (U.S. GAAP)$128478
Add: Intangible amortization, net of tax346
Tangible net income available to common shareholders$162484
Tangible net income available to common shareholders (annualized) (1)6571,963
Average Bancorp shareholders’ equity (U.S. GAAP)$30,10820,000

First 8 of 13 rows. The download has all of them.

Table 6 after “The following table reconciles non-GAAP capital ratios to U.S. GAAP:”

TABLE 4: Non-GAAP Financial Measures - Capital Ratios
As of ($ in millions)March 31, 2026December 31, 2025
Total Bancorp shareholders’ equity (U.S. GAAP)$34,10621,724
Less: Preferred stock2,1821,770
Goodwill9,9664,947
Intangible assets1,23369
AOCI(3,234)(3,110)
Tangible common equity, excluding AOCI (1)$23,95918,048

First 8 of 18 rows. The download has all of them.

Table 7 after “10”

TABLE 5: Condensed Consolidated Average Balance Sheets and Analysis of Net Interest Income on an FTE Basis
For the three months endedMarch 31, 2026March 31, 2025Attribution of Change in Net Interest Income(a)
($ in millions)Average BalanceInterest Earned/PaidAverage Yield/ RateAverage BalanceInterest Earned/PaidAverage Yield/ RateVolumeYield/ RateTotal
Assets:
Interest-earning assets:
Loans and leases:(b)
Commercial and industrial loans$73,3021,0665.89%$53,4308196.22%$291(44)247
Commercial mortgage loans22,0053185.8512,3881825.97140(4)136

First 8 of 51 rows. The download has all of them.

Table 8 after “The following table presents the components of noninterest income:”

TABLE 6: Components of Noninterest Income
For the three months ended March 31,
($ in millions)20262025% Change
Wealth and asset management revenue$23317235
Commercial payments revenue21815342
Consumer banking revenue1461377
Capital markets fees1349049
Commercial banking revenue1058031

First 8 of 12 rows. The download has all of them.

Table 9 after “The following table presents the components of mortgage banking net revenue:”

TABLE 7: Components of Mortgage Banking Net Revenue
For the three months ended March 31,
($ in millions)20262025
Origination fees and gains on loan sales$2314
Net mortgage servicing revenue:
Gross mortgage servicing fees7074
Net valuation adjustments on MSRs and free-standing derivatives purchased to economically hedge MSRs(49)(31)
Net mortgage servicing revenue2143

First 8 of 9 rows. The download has all of them.

Table 10 after “The following table presents the components of net valuation adjustments on the MSR portfolio and the impact of the Bancorp’s hedging strate”

TABLE 8: Components of Net Valuation Adjustments on MSRs
For the three months ended March 31,
($ in millions)20262025
Changes in fair value and settlement of free-standing derivatives purchased to economically hedge the MSR portfolio$(11)19
Changes in fair value:
Due to changes in inputs or assumptions(a)1(16)
Other changes in fair value(b)(39)(34)
Net valuation adjustments on MSRs and free-standing derivatives purchased to economically hedge MSRs$(49)(31)

Table 11 after “The following table presents the components of noninterest expense:”

TABLE 9: Components of Noninterest Expense
For the three months ended March 31,
($ in millions)20262025% Change
Compensation and benefits$1,41075088
Technology and communications20412366
Net occupancy expense1408761
Card and processing expense7921276
Equipment expense554231

First 8 of 13 rows. The download has all of them.

Table 12 after “The Bancorp incurred direct merger-related expenses associated with the Comerica acquisition. These expenses primarily related to employee c”

TABLE 10: Merger-Related Items Included in Noninterest Expense
($ in millions)For the three months ended March 31, 2026
Compensation and benefits$427
Technology and communications21
Net occupancy expense25
Card and processing expense30
Equipment expense4
Other noninterest expense128

First 8 of 9 rows. The download has all of them.

Table 13 after “The following table presents the components of other noninterest expense:”

TABLE 11: Components of Other Noninterest Expense
For the three months ended March 31,
($ in millions)20262025
Professional service fees$7212
FDIC insurance and other taxes5042
Intangible amortization458
Insurance334
Data processing2619

First 8 of 15 rows. The download has all of them.

Table 14 after “The Bancorp’s income before income taxes, applicable income tax expense and effective tax rate are as follows:”

TABLE 12: Applicable Income Taxes
For the three months ended March 31,
($ in millions)20262025
Income before income taxes$207653
Applicable income tax expense42138
Effective tax rate20.1%21.2

Table 15 after “The Bancorp classifies its commercial loans and leases based upon primary purpose and consumer loans based upon product or collateral. The f”

TABLE 13: Components of Loans and Leases (including loans and leases held for sale)
As of ($ in millions)March 31, 2026December 31, 2025
Commercial loans and leases:
Commercial and industrial loans$84,39952,795
Commercial mortgage loans27,19212,257
Commercial construction loans8,3965,316
Commercial leases3,5233,269
Total commercial loans and leases$123,51073,637

First 8 of 18 rows. The download has all of them.

Table 16 after “Total loans and leases, including loans and leases held for sale, increased $54.2 billion, or 44%, from December 31, 2025 primarily driven b”

TABLE 14: Loans and Leases Acquired
($ in millions)
Commercial loans and leases:
Commercial and industrial loans$28,523
Commercial mortgage loans15,113
Commercial construction loans2,635
Commercial leases203
Total commercial loans and leases$46,474

First 8 of 15 rows. The download has all of them.

Table 17 after “The following table summarizes the end of period components of investment securities:”

TABLE 15: Components of Investment Securities
As of ($ in millions)March 31, 2026December 31, 2025
Available-for-sale debt and other securities (amortized cost basis):
U.S. Treasury and federal agencies securities$3,4541,575
Mortgage-backed securities:
Agency residential mortgage-backed securities15,1839,138
Agency commercial mortgage-backed securities24,40322,307
Non-agency commercial mortgage-backed securities2,9623,032

First 8 of 25 rows. The download has all of them.

Table 18 after “The following table presents the estimated future amortization of unrealized losses related to investment securities transferred from availa”

TABLE 16: Estimated Amortization of Unrealized Losses on Securities Transferred to Held-to-Maturity
As of March 31, 2026 ($ in millions)
Remainder of 2026$33
202755
202885
202940
203034
Thereafter468

First 8 of 9 rows. The download has all of them.

Table 19 after “18”

TABLE 17: Characteristics of Available-for-Sale Debt and Other Securities
As of March 31, 2026 ($ in millions)Amortized CostFair ValueWeighted-Average Life (in years)Weighted-Average Yield
U.S. Treasury and federal agencies securities:
Average life within one year$2,0182,0170.43.72%
Average life after one year through five years1,4361,4372.63.84
Total$3,4543,4541.33.77%
Agency residential mortgage-backed securities:
Average life within one year1311310.42.50

First 8 of 30 rows. The download has all of them.

Table 20 after “19”

TABLE 18: Characteristics of Held-to-Maturity Securities
As of March 31, 2026 ($ in millions)Amortized Cost(b)Fair ValueWeighted-Average Life (in years)Weighted-Average Yield
U.S. Treasury and federal agencies securities:
Average life within one year$2982980.22.31%
Average life after one year through five years1,8561,8592.32.48
Total$2,1542,1572.02.46%
Agency residential mortgage-backed securities:
Average life after one year through five years4294383.96.15

First 8 of 21 rows. The download has all of them.

Table 21 after “The following table presents the end of period components of deposits:”

TABLE 19: Components of Deposits
As of ($ in millions)March 31, 2026December 31, 2025
Demand$65,33542,647
Interest checking72,42561,155
Savings18,61016,155
Money market62,34539,285
Total transaction deposits$218,715159,242
CDs $250,000 or less11,80710,599

First 8 of 11 rows. The download has all of them.

Table 22 after “summarizes the detail of deposits assumed as a result of the Comerica acquisition on February 1, 2026.”

TABLE 20: Deposits Assumed
($ in millions)
Demand$22,509
Interest checking13,660
Savings1,970
Money market22,962
Total transaction deposits$61,101
CDs $250,000 or less2,046

First 8 of 11 rows. The download has all of them.

Table 23 after “The following table summarizes the end of period components of borrowings:”

TABLE 21: Components of Borrowings
As of ($ in millions)March 31, 2026December 31, 2025
Short-term borrowings$1,289926
Long-term debt18,75313,589
Total borrowings$20,04214,515

Table 24 after “The following table summarizes income (loss) before income taxes on an FTE basis by segment:”

TABLE 22: Income (Loss) Before Income Taxes (FTE) by Segment
For the three months ended March 31,
($ in millions)20262025
Commercial Banking$427262
Consumer and Small Business Banking472522
Wealth and Asset Management6452
General Corporate and Other(a)(751)(178)
Income before income taxes (FTE)(b)$212658

Table 25 after “The following table contains selected financial data for the Commercial Banking segment:”

TABLE 23: Commercial Banking
For the three months ended March 31,
($ in millions)20262025
Income Statement Data
Net interest income (FTE)(a)$878552
Provision for credit losses15880
Net interest income after provision for credit losses720472
Noninterest income441301

First 8 of 14 rows. The download has all of them.

Table 26 after “The following table contains selected financial data for the Consumer and Small Business Banking segment:”

TABLE 24: Consumer and Small Business Banking
For the three months ended March 31,
($ in millions)20262025
Income Statement Data
Net interest income$1,073975
Provision for credit losses8984
Net interest income after provision for credit losses984891
Noninterest income298281

First 8 of 14 rows. The download has all of them.

Table 27 after “The following table contains selected financial data for the Wealth and Asset Management segment:”

TABLE 25: Wealth and Asset Management
For the three months ended March 31,
($ in millions)20262025
Income Statement Data
Net interest income$8349
Provision for credit losses——
Net interest income after provision for credit losses8349
Noninterest income164109

First 8 of 14 rows. The download has all of them.

Table 28 after “The following table provides detail on commercial loans and leases by industry classification (as defined by the North American Industry Cla”

TABLE 26: Commercial Loan and Lease Portfolio (excluding loans and leases held for sale)
March 31, 2026December 31, 2025
($ in millions)OutstandingExposureNonaccrualOutstandingExposureNonaccrual
By Industry:
Real estate$24,00435,5303913,92923,2287
Manufacturing14,28329,114568,56118,99859
Business services14,23523,140736,60011,12890
Financial services and insurance14,09735,073219,63321,85920

First 8 of 42 rows. The download has all of them.

Table 29 after “excluding commercial mortgage loans that are individually evaluated for an ACL and loans which do not have real estate as the primary collat”

TABLE 27: Commercial Mortgage Loans Outstanding by LTV, Loans Greater Than $1 Million
As of March 31, 2026 ($ in millions)LTV > 100%LTV 80-100%LTV < 80%
Commercial mortgage owner-occupied loans$5829787,318
Commercial mortgage nonowner-occupied loans524613,838
Total$5871,22421,156
TABLE 28: Commercial Mortgage Loans Outstanding by LTV, Loans Greater Than $1 Million
As of December 31, 2025 ($ in millions)LTV > 100%LTV 80-100%LTV < 80%
Commercial mortgage owner-occupied loans$4235443,392

First 8 of 10 rows. The download has all of them.

Table 30 after “The following tables provide an analysis of nonowner-occupied commercial real estate loans, disaggregated by property location (excluding lo”

TABLE 29: Nonowner-Occupied Commercial Real Estate (excluding loans held for sale)(a)
As of March 31, 2026 ($ in millions)OutstandingExposureNonaccrual
By State:
California$4,4736,31915
Texas4,2476,1223
Florida2,0993,173—
Michigan1,5781,9656
Illinois1,0541,282—

First 8 of 15 rows. The download has all of them.

Table 31 after “Included in commercial mortgage loans and commercial construction loans in the Loans and Leases subsection of the Balance Sheet Analysis sec”

TABLE 30: Nonowner-Occupied Commercial Real Estate (excluding loans held for sale)(a)
As of December 31, 2025 ($ in millions)OutstandingExposureNonaccrual
By State:
California$8621,262—
Texas1,0101,917—
Florida1,3772,222—
Michigan784990—
Illinois9791,329—

First 8 of 15 rows. The download has all of them.

Table 32 after “The following table provides an analysis of the residential mortgage portfolio loans outstanding by LTV at origination as of:”

TABLE 31: Residential Mortgage Portfolio Loans by LTV at Origination
March 31, 2026December 31, 2025
($ in millions)OutstandingWeighted- Average LTVOutstandingWeighted- Average LTV
LTV ≤ 80%$13,11264.3%$11,56064.3%
LTV > 80%, with mortgage insurance(a)3,28395.23,13395.4
LTV > 80%, no mortgage insurance3,11291.42,95991.5
Total$19,50773.8%$17,65274.5%

Table 33 after “The following tables provide an analysis of the residential mortgage portfolio loans outstanding by state with a greater than 80% LTV at ori”

TABLE 32: Residential Mortgage Portfolio Loans, LTV Greater Than 80% at Origination, No Mortgage Insurance
As of March 31, 2026 ($ in millions)Outstanding90 Days Past Due and AccruingNonaccrual
By State:
Illinois$606—5
Florida58315
Ohio57717
North Carolina242——
Michigan230—3

First 8 of 13 rows. The download has all of them.

Table 34 after “The following tables provide an analysis of the residential mortgage portfolio loans outstanding by state with a greater than 80% LTV at ori”

TABLE 33: Residential Mortgage Portfolio Loans, LTV Greater Than 80% at Origination, No Mortgage Insurance
As of December 31, 2025 ($ in millions)Outstanding90 Days Past Due and AccruingNonaccrual
By State:
Illinois$599—5
Florida547—4
Ohio57618
North Carolina238——
Michigan187—2

First 8 of 13 rows. The download has all of them.

Table 35 after “The following table provides an analysis of home equity portfolio loans outstanding disaggregated based upon refreshed FICO score as of:”

TABLE 34: Home Equity Portfolio Loans Outstanding by Refreshed FICO Score
March 31, 2026December 31, 2025
($ in millions)Outstanding% of TotalOutstanding% of Total
Senior Liens:
FICO ≤ 659$1542%$952%
FICO 660-71923531593
FICO ≥ 7201,530231,09923
Total senior liens$1,91928%$1,35328%

First 8 of 14 rows. The download has all of them.

Table 36 after “The Bancorp believes that home equity portfolio loans with a greater than 80% LTV (including senior liens, if applicable) present a higher l”

TABLE 35: Home Equity Portfolio Loans Outstanding by LTV at Origination
March 31, 2026December 31, 2025
($ in millions)OutstandingWeighted- Average LTVOutstandingWeighted- Average LTV
Senior Liens:
LTV ≤ 80%$1,79149.1%$1,22848.2%
LTV > 80%12888.012588.0
Total senior liens$1,91951.8%$1,35352.0%
Junior Liens:

First 8 of 12 rows. The download has all of them.

Table 37 after “The following tables provide an analysis of home equity portfolio loans outstanding by state with an LTV greater than 80% (including senior ”

TABLE 36: Home Equity Portfolio Loans Outstanding with an LTV Greater than 80% at Origination
As of March 31, 2026 ($ in millions)OutstandingExposureNonaccrual
By State:
Ohio$2807106
Illinois1423443
Michigan1343582
Indiana1192633
Florida1182442

First 8 of 11 rows. The download has all of them.

Table 38 after “33”

TABLE 37: Home Equity Portfolio Loans Outstanding with an LTV Greater than 80% at Origination
As of December 31, 2025 ($ in millions)OutstandingExposureNonaccrual
By State:
Ohio$2827227
Illinois1413464
Michigan1243202
Indiana1192643
Florida1142332

First 8 of 11 rows. The download has all of them.

Table 39 after “The following table provides an analysis of indirect secured consumer portfolio loans outstanding disaggregated based upon FICO score at ori”

TABLE 38: Indirect Secured Consumer Portfolio Loans Outstanding by FICO Score at Origination
March 31, 2026December 31, 2025
($ in millions)Outstanding% of TotalOutstanding% of Total
FICO ≤ 659$1701%$1721%
FICO 660-7193,136173,10217
FICO ≥ 72014,9908214,69082
Total$18,296100%$17,964100%

Table 40 after “The following table provides an analysis of indirect secured consumer portfolio loans outstanding by LTV at origination as of:”

TABLE 39: Indirect Secured Consumer Portfolio Loans Outstanding by LTV at Origination
March 31, 2026December 31, 2025
($ in millions)OutstandingWeighted- Average LTVOutstandingWeighted- Average LTV
LTV ≤ 100%$13,10280.1%$12,96180.0%
LTV > 100%5,194110.25,003110.1
Total$18,29688.6%$17,96488.4%

Table 41 after “The following table provides an analysis of the Bancorp’s outstanding credit card portfolio disaggregated based upon FICO score at originati”

TABLE 40: Credit Card Portfolio Loans Outstanding by FICO Score at Origination
March 31, 2026December 31, 2025
($ in millions)Outstanding% of TotalOutstanding% of Total
FICO ≤ 659$805%$835%
FICO 660-7194502747127
FICO ≥ 7201,128681,19368
Total$1,658100%$1,747100%

Table 42 after “The following table provides an analysis of solar energy installation portfolio loans outstanding by state as of:”

TABLE 41: Solar Energy Installation Portfolio Loans Outstanding by State
March 31, 2026December 31, 2025
($ in millions)OutstandingNonaccrualOutstandingNonaccrual
By State:
Florida$633126466
California54225521
Texas51125253
Arizona36023702

First 8 of 16 rows. The download has all of them.

Table 43 after “The following table provides an analysis of solar energy installation portfolio loans outstanding disaggregated based upon FICO score at ori”

TABLE 42: Solar Energy Installation Portfolio Loans Outstanding by FICO Score at Origination
March 31, 2026December 31, 2025
($ in millions)Outstanding% of TotalOutstanding% of Total
FICO ≤ 659$4—%$4—%
FICO 660-7196421465214
FICO ≥ 7203,819863,90486
Total$4,465100%$4,560100%

Table 44 after “The following table provides an analysis of other consumer portfolio loans outstanding by product type as of:”

TABLE 43: Other Consumer Portfolio Loans Outstanding by Product Type
March 31, 2026December 31, 2025
($ in millions)Outstanding% of TotalOutstanding% of Total
Other secured$1,26946%$99944%
Point-of-sale home improvement5532054323
Unsecured5872242218
Third-party point-of-sale3211235615
Total$2,730100%$2,320100%

Table 45 after “Nonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or intere”

TABLE 44: Summary of Nonperforming Assets and Delinquent Loans and Leases
As of ($ in millions)March 31, 2026December 31, 2025
Nonaccrual portfolio loans and leases:
Commercial and industrial loans$417393
Commercial mortgage loans9434
Commercial construction loans62—
Residential mortgage loans164149
Home equity10471

First 8 of 29 rows. The download has all of them.

Table 46 after “The following tables provide a rollforward of portfolio nonaccrual loans and leases, by portfolio segment:”

TABLE 45: Rollforward of Portfolio Nonaccrual Loans and Leases
For the three months ended March 31, 2026 ($ in millions)CommercialResidential MortgageConsumerTotal
Balance, beginning of period$427149191767
Transfers to nonaccrual status1731390276
Acquired nonaccrual loans1701932221
Transfers to accrual status(1)(3)(18)(22)
Transfers to held for sale(84)——(84)
Loan paydowns/payoffs(38)(13)(26)(77)

First 8 of 12 rows. The download has all of them.

Table 47 after “The following tables provide a rollforward of portfolio nonaccrual loans and leases, by portfolio segment:”

TABLE 46: Rollforward of Portfolio Nonaccrual Loans and Leases
For the three months ended March 31, 2025 ($ in millions)CommercialResidential MortgageConsumerTotal
Balance, beginning of period$456137230823
Transfers to nonaccrual status2732089382
Transfers to accrual status(3)(4)(44)(51)
Transfers to held for sale(17)——(17)
Loan paydowns/payoffs(19)(8)(22)(49)
Transfers to OREO—(1)(4)(5)

First 8 of 11 rows. The download has all of them.

Table 48 after “37”

TABLE 47: Summary of Credit Loss Experience
For the three months ended March 31,
($ in millions)20262025
Losses charged-off:
Commercial and industrial loans$(77)(54)
Commercial mortgage loans—(11)
Commercial construction loans——
Commercial leases—(2)

First 8 of 53 rows. The download has all of them.

Table 49 after “At March 31, 2026, the Bancorp assigned an 80% probability weighting to the Baseline scenario and 10% to each of the Upside and Downside sce”

TABLE 48: Key Macroeconomic Factors(b)
Baseline ScenarioUpside ScenarioDownside Scenario
Year 1Year 2Year 3Year 1Year 2Year 3Year 1Year 2Year 3
Inflation rate3.2%2.62.13.42.62.13.31.61.7
Average annual real GDP growth rate2.41.72.13.42.52.2(0.9)0.12.4
Average unemployment rate4.54.54.53.73.73.97.48.16.8
Average federal funds rate3.33.13.13.43.23.22.81.31.1
10-year U.S. Treasury yield4.34.34.34.44.44.33.63.53.9

First 8 of 10 rows. The download has all of them.

Table 50 after “The following table provides a rollforward of the Bancorp’s ACL:”

TABLE 49: Changes in Allowance for Credit Losses
For the three months ended March 31,
($ in millions)20262025
ALLL:
Balance, beginning of period$2,2532,352
Losses charged-off(a)(b)(187)(173)
Recoveries of losses previously charged-off(a)(b)4337
Provision for loan and lease losses152168

First 8 of 15 rows. The download has all of them.

Table 51 after “The following table provides an attribution of the Bancorp’s ALLL to portfolio loans and leases:”

TABLE 50: Attribution of Allowance for Loan and Lease Losses to Portfolio Loans and Leases
As of ($ in millions)March 31, 2026December 31, 2025
Attributed ALLL:
Commercial and industrial loans$1,155816
Commercial mortgage loans519272
Commercial construction loans12480
Commercial leases2218
Residential mortgage loans108109

First 8 of 39 rows. The download has all of them.

Table 52 after “The following table shows the Bancorp’s estimated NII sensitivity profile and policy limits as of:”

TABLE 51: Estimated NII Sensitivity Profile and Policy Limits
March 31, 2026March 31, 2025
% Change in NII (FTE)Policy Limit% Change in NII (FTE)Policy Limit
Change in Interest Rates (bps)12 Months13-24 Months12 Months13-24 Months12 Months13-24 Months12 Months13-24 Months
+200 Ramp over 12 months0.60%2.77(9.00)(15.00)(3.54)(4.84)(6.00)(7.00)
+100 Ramp over 12 months0.491.99NANA(1.72)(2.22)NANA
-100 Ramp over 12 months(1.30)(4.30)NANA0.840.69NANA
-200 Ramp over 12 months(3.47)(11.17)(9.00)(15.00)1.15(0.03)(6.00)(7.00)

Table 53 after “The following table includes the Bancorp’s estimated NII sensitivity profile with an immediate $1 billion decrease and an immediate $1 billi”

TABLE 52: Estimated NII Sensitivity Profile at March 31, 2026 with a $1 Billion Change in Demand Deposit Assumption
% Change in NII (FTE)
Immediate $1 Billion Balance DecreaseImmediate $1 Billion Balance Increase
Change in Interest Rates (bps)12 Months13-24 Months12 Months13-24 Months
+200 Ramp over 12 months0.08%2.191.113.36
+100 Ramp over 12 months0.031.510.952.47
-100 Ramp over 12 months(1.64)(4.57)(0.96)(4.03)
-200 Ramp over 12 months(3.75)(11.33)(3.18)(11.00)

Table 54 after “The following table includes the Bancorp’s estimated NII sensitivity profile with a 5% increase and a 5% decrease to the corresponding depos”

TABLE 53: Estimated NII Sensitivity Profile at March 31, 2026 with Deposit Beta Assumptions Changes
% Change in NII (FTE)
Betas 5% Higher(a)Betas 5% Lower(a)
Change in Interest Rates (bps)12 Months13-24 Months12 Months13-24 Months
+200 Ramp over 12 months(0.21)%1.281.494.49
+100 Ramp over 12 months0.081.230.942.84
-100 Ramp over 12 months(0.94)(3.62)(1.69)(5.05)
-200 Ramp over 12 months(2.76)(9.87)(4.24)(12.60)

Table 55 after “The following table shows the Bancorp’s estimated EVE sensitivity profile as of:”

TABLE 54: Estimated EVE Sensitivity Profile
March 31, 2026March 31, 2025
Change in Interest Rates (bps)% Change in EVEPolicy Limit% Change in EVEPolicy Limit
+200 Shock(1.22)%(12.00)(5.92)(12.00)
+100 Shock(0.26)N/A(2.50)N/A
-100 Shock(1.13)N/A1.05N/A
-200 Shock(4.31)(12.00)(0.11)(12.00)

Table 56 after “securities, that it may be subject to revision or withdrawal at any time by the assigning rating organization and that each rating should be”

TABLE 55: Agency Ratings
As of May 5, 2026Moody’sStandard and Poor’sFitchDBRS Morningstar
Fifth Third Bancorp:
Short-term borrowingsNo ratingA-2F1R-1L
Senior debtBaa1BBB+A-A
Subordinated debtBaa1BBBBBB+AL
Fifth Third Bank, National Association:
Short-term borrowingsP-2A-2F1R-1M

First 8 of 13 rows. The download has all of them.

Table 57 after “The Basel III Final Rule sets minimum regulatory capital ratios as well as defines the measure of well-capitalized for insured depository in”

TABLE 56: Regulatory Capital
Regulatory Ratio RequirementsMarch 31, 2026December 31, 2025
($ in millions)MinimumWell-CapitalizedRatioAmountRatioAmount
CET1 risk-based capital:
Fifth Third Bancorp4.50%N/A9.89%$24,13610.81%$18,099
Fifth Third Bank, National Association4.506.5011.7328,48913.0921,766
Tier 1 risk-based capital:
Fifth Third Bancorp6.006.0010.7926,31811.8719,869

First 8 of 21 rows. The download has all of them.

Table 58 after “The following table presents additional capital ratios of the Bancorp as of:”

TABLE 57: Additional Capital Ratios
March 31, 2026December 31, 2025
Quarterly average total Bancorp shareholders’ equity as a percent of average assets11.34%10.11
Tangible equity as a percent of tangible assets(a)(b)9.019.28
Tangible common equity as a percent of tangible assets(a)(b)8.268.46

Table 59 after “The following table summarizes the monthly share repurchase activity for the three months ended March 31, 2026:”

TABLE 58: Share Repurchases
PeriodTotal Numberof Shares Purchased(a)Average Price Paid per ShareTotal Number of Shares Purchased as a Part of Publicly Announced Plans or ProgramsMaximum Number ofShares that May Yet BePurchased under the Plans or Programs(b)
January 1 - January 31, 2026118,364$49.58—93,070,648
February 1 - February 28, 20261,479,95553.02—93,070,648
March 1 - March 31, 202687,91444.44—93,070,648
Total1,686,233$52.33—93,070,648

Table 60 after “Table of Contents”

Fifth Third Bancorp and Subsidiaries Condensed Consolidated Financial Statements and Notes (Item 1)
CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited)
As of
March 31,December 31,
($ in millions, except share data)20262025
Assets
Cash and due from banks$4,0843,499
Other short-term investments(a)17,45618,876

First 8 of 41 rows. The download has all of them.

Table 61 after “Table of Contents”

Fifth Third Bancorp and Subsidiaries Condensed Consolidated Financial Statements and Notes (continued)
CONDENSED CONSOLIDATED STATEMENTS OF INCOME (unaudited)
For the three months ended March 31,
($ in millions, except share data)20262025
Interest Income
Interest and fees on loans and leases$2,2931,816
Interest on securities501451
Interest on other short-term investments178165

First 8 of 46 rows. The download has all of them.

Table 62 after “Table of Contents”

Fifth Third Bancorp and Subsidiaries Condensed Consolidated Financial Statements and Notes (continued)
CONDENSED CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (unaudited)
For the three months ended March 31,
($ in millions)20262025
Net Income$165515
Other Comprehensive (Loss) Income, Net of Tax:
Net unrealized losses on available-for-sale debt securities:
Unrealized holding (losses) gains arising during period(100)481

First 8 of 15 rows. The download has all of them.

Table 63 after “Table of Contents”

Fifth Third Bancorp and Subsidiaries Condensed Consolidated Financial Statements and Notes (continued)
CONDENSED CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY (unaudited)
($ in millions, except per share data)Common StockPreferred StockCapital SurplusRetained EarningsAccumulated Other Comprehensive LossTreasury StockTotal Equity
Balance at December 31, 2024$2,0512,1163,80424,150(4,636)(7,840)19,645
Net income515515
Other comprehensive income, net of tax741741
Cash dividends declared:
Common stock ($0.37 per share)(251)(251)

First 8 of 33 rows. The download has all of them.

Table 64 after “Table of Contents”

Fifth Third Bancorp and Subsidiaries Condensed Consolidated Financial Statements and Notes (continued)
CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (unaudited)
For the three months ended March 31,
($ in millions)20262025
Operating Activities
Net income$165515
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses227174

First 8 of 54 rows. The download has all of them.

Table 65 after “Cash payments related to interest and income taxes in addition to non-cash investing and financing activities are presented in the following”

($ in millions)20262025
Cash Payments:
Interest$1,0711,107
Income taxes paid, net of refunds received9(3)
Transfers:
Portfolio loans and leases to loans and leases held for sale$19938
Loans and leases held for sale to portfolio loans and leases22
Portfolio loans and leases to OREO65

First 8 of 11 rows. The download has all of them.

Table 66 after “The following table reflects total consideration transferred for Comerica’s net assets and the amounts of acquired identifiable assets and l”

($ in millions)
Purchase consideration
Fair value of common stock issued$12,056
Fair value of preferred stock issued412
Replacement of stock-based awards208
Fair value of purchase consideration$12,676
Net Identifiable Assets Acquired, at Fair Value:
Assets:

First 8 of 30 rows. The download has all of them.

Table 67 after “The table below summarizes the merger-related charges recorded in the Condensed Consolidated Statements of Income:”

($ in millions)For the three months ended March 31, 2026
Noninterest Expense
Compensation and benefits$427
Technology and communications21
Net occupancy expense25
Card and processing expense30
Equipment expense4
Other noninterest expense128

First 8 of 13 rows. The download has all of them.

Table 68 after “The unaudited pro forma information does not necessarily reflect the results of operations that would have occurred had Fifth Third Bancorp ”

Unaudited Pro Forma Information
For the three months ended March 31,
($ in millions)20262025
Net interest income$2,1332,058
Noninterest income1,007937
Net income available to common shareholders76252

Table 69 after “The following table reflects the unpaid principal balance, fair value and initial amortized cost basis of acquired loans and leases as of:”

February 1, 2026 ($ in millions)PCDPSLOtherTotal
Fair value of acquired loans and leases$3,40446,06640549,875
Adjustments for expected credit losses(a)(b)180481—661
Initial amortized cost basis of acquired loans and leases$3,58446,54740550,536
Unpaid principal balance of acquired loans and leases(a)3,68046,62140650,707
Noncredit discount, net$(96)(74)(1)(171)

Table 70 after “The following tables provide the amortized cost, unrealized gains and losses and fair value for the major categories of the available-for-sa”

March 31, 2026 ($ in millions)Amortized CostUnrealized GainsUnrealized LossesFair Value
Available-for-sale debt and other securities:
U.S. Treasury and federal agencies securities$3,4542(2)3,454
Mortgage-backed securities:
Agency residential mortgage-backed securities15,18310(599)14,594
Agency commercial mortgage-backed securities24,4033(2,168)22,238
Non-agency commercial mortgage-backed securities2,9621(212)2,751
Asset-backed securities and other debt securities2,4382(114)2,326

First 8 of 17 rows. The download has all of them.

Table 71 after “at March 31, 2026 pertaining to the remaining unamortized portion of unrealized losses on securities transferred to HTM.”

December 31, 2025 ($ in millions)Amortized CostUnrealized GainsUnrealized LossesFair Value
Available-for-sale debt and other securities:
U.S. Treasury and federal agencies securities$1,575——1,575
Mortgage-backed securities:
Agency residential mortgage-backed securities9,13818(533)8,623
Agency commercial mortgage-backed securities22,3074(2,124)20,187
Non-agency commercial mortgage-backed securities3,0321(200)2,833
Asset-backed securities and other debt securities2,3812(116)2,267

First 8 of 17 rows. The download has all of them.

Table 72 after “The following table provides the fair value of trading debt securities and equity securities as of:”

($ in millions)March 31, 2026December 31, 2025
Trading debt securities$1,6691,057
Equity securities544453

Table 73 after “The following table presents the components of net securities losses and gains recognized in the Condensed Consolidated Statements of Income”

For the three months ended March 31,
($ in millions)20262025
Available-for-sale debt and other securities:
Realized gains$75
Realized losses(7)(5)
Net losses on available-for-sale debt and other securities$——
Trading debt securities:
Net unrealized losses(1)—

First 8 of 14 rows. The download has all of them.

Table 74 after “The expected maturity distribution of the Bancorp’s mortgage-backed securities and the contractual maturity distribution of the remainder of”

($ in millions)Available-for-Sale Debt and OtherHeld-to-Maturity
Amortized CostFair ValueAmortized CostFair Value
Debt securities:(a)
Due in 1 year or less$4,0103,986308308
Due after 1 year through 5 years21,04820,3825,5465,565
Due after 5 years through 10 years19,35017,44710,35010,279
Due after 10 years4,0323,548185189
Other securities798798——

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Table 75 after “The following table provides the fair value and gross unrealized losses on available-for-sale debt and other securities in an unrealized los”

Less than 12 months12 months or moreTotal
March 31, 2026 ($ in millions)Fair ValueUnrealized LossesFair ValueUnrealized LossesFair ValueUnrealized Losses
U.S. Treasury and federal agencies securities$1,496(2)——1,496(2)
Agency residential mortgage-backed securities7,900(50)4,469(549)12,369(599)
Agency commercial mortgage-backed securities1,973(15)19,366(2,153)21,339(2,168)
Non-agency commercial mortgage-backed securities64(1)2,598(211)2,662(212)
Asset-backed securities and other debt securities305(4)1,762(110)2,067(114)
Total$11,738(72)28,195(3,023)39,933(3,095)

First 8 of 15 rows. The download has all of them.

Table 76 after “The following table provides a summary of commercial loans and leases classified by primary purpose and consumer loans classified based upon”

($ in millions)March 31, 2026December 31, 2025
Loans and leases held for sale:
Commercial and industrial loans$53546
Commercial mortgage loans4929
Commercial construction loans67—
Residential mortgage loans714658
Total loans and leases held for sale$1,365733
Portfolio loans and leases:

First 8 of 21 rows. The download has all of them.

Table 77 after “The following table presents a summary of net charge-offs:”

For the three months ended March 31,
($ in millions)20262025
Commercial and industrial loans$6952
Commercial mortgage loans—10
Commercial leases—2
Indirect secured consumer loans2421
Credit card1417
Solar energy installation loans2318

First 8 of 10 rows. The download has all of them.

Table 78 after “The following table presents the income recognized related to leases where the Bancorp is the lessor:”

($ in millions)Condensed Consolidated Statements of Income CaptionFor the three months ended March 31,
20262025
Direct financing leasesInterest and fees on loans and leases$810
Sales-type leasesInterest and fees on loans and leases3126
Operating leasesCommercial banking revenue2120

Table 79 after “The following tables summarize transactions in the ALLL by portfolio segment:”

For the three months ended March 31, 2026 ($ in millions)CommercialResidential MortgageConsumerTotal
Balance, beginning of period$1,1861099582,253
Losses charged-off(a)(b)(77)—(110)(187)
Recoveries of losses previously charged-off(a)(b)8—3543
Provision for (benefit from) loan and lease losses60(7)99152
Allowance on PCD loans and leases at acquisition17721180
Allowance on PSLs at acquisition466411481
Balance, end of period$1,8201089942,922

Table 80 after “million which were taken immediately at the time of the Comerica acquisition.”

For the three months ended March 31, 2025 ($ in millions)CommercialResidential MortgageConsumerTotal
Balance, beginning of period$1,1541461,0522,352
Losses charged-off(a)(67)—(106)(173)
Recoveries of losses previously charged-off(a)3—3437
Provision for (benefit from) loan and lease losses151(7)24168
Balance, end of period$1,2411391,0042,384

Table 81 after “The following tables provide a summary of the ALLL and related loans and leases, classified by portfolio segment:”

As of March 31, 2026 ($ in millions)CommercialResidential MortgageConsumerTotal
ALLL:(a)
Individually evaluated$147—14161
Collectively evaluated1,6731089802,761
Total ALLL$1,8201089942,922
Portfolio loans and leases:(b)
Individually evaluated$492143106741
Collectively evaluated122,36719,25933,778175,404

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Table 82 after “s”

As of December 31, 2025 ($ in millions)CommercialResidential MortgageConsumerTotal
ALLL:(a)
Individually evaluated$178—15193
Collectively evaluated1,0081099432,060
Total ALLL$1,1861099582,253
Portfolio loans and leases:(b)
Individually evaluated$367143105615
Collectively evaluated73,19517,40331,332121,930

First 8 of 9 rows. The download has all of them.

Table 83 after “The following tables present the amortized cost basis of the Bancorp’s commercial portfolio segment, by class and vintage, disaggregated by ”

As of March 31, 2026 ($ in millions)Term Loans and Leases by Origination YearRevolving and Other Loans
20262025202420232022PriorTotal
Commercial and industrial loans:
Pass$2,1196,5634,0631,8332,6792,32159,35778,935
Special mention27951356258461,3541,777
Substandard15522431591841582,2513,062
Doubtful——1———8990
Total commercial and industrial loans$2,1616,7104,4422,0542,9212,52563,05183,864

First 8 of 38 rows. The download has all of them.

Table 84 after “s”

As of December 31, 2025 ($ in millions)Term Loans and Leases by Origination YearRevolving and Other Loans
20252024202320222021PriorTotal
Commercial and industrial loans:
Pass$3,3592,0408611,82983255340,01549,489
Special mention23511071310839953
Substandard57899213842281,7432,189
Doubtful—1——6—111118
Total commercial and industrial loans$3,4392,1819631,97489359142,70852,749

First 8 of 38 rows. The download has all of them.

Table 85 after “The following tables summarize the Bancorp’s gross charge-offs within the commercial portfolio segment, by class and vintage:”

For the three months ended March 31, 2026($ in millions)Term Loans and Leases by Origination YearRevolving and Other Loans
20262025202420232022PriorTotal
Commercial loans and leases:
Commercial and industrial loans$—1———67077
Commercial mortgage owner-occupied loans————————
Commercial leases————————
Total commercial loans and leases$—1———67077

Table 86 after “s”

For the three months ended March 31, 2025($ in millions)Term Loans and Leases by Origination YearRevolving and Other Loans
20252024202320222021PriorTotal
Commercial loans and leases:
Commercial and industrial loans$—641——4354
Commercial mortgage owner-occupied loans—————11—11
Commercial leases—————2—2
Total commercial loans and leases$—641—134367

Table 87 after “The following tables summarize the Bancorp’s amortized cost basis in portfolio commercial loans and leases, by age and class:”

CurrentLoans andLeases(a)Past DueTotal Loans and Leases90 Days Past Due and Still Accruing
As of March 31, 2026 ($ in millions)30-89Days(a)90 Daysor More(a)Total Past Due
Commercial loans and leases:
Commercial and industrial loans$83,40332213946183,8643
Commercial mortgage owner-occupied loans12,1935896712,260—
Commercial mortgage nonowner-occupied loans14,78871249514,88319
Commercial construction loans8,280472498,3292
Commercial leases3,5166173,5231

First 8 of 9 rows. The download has all of them.

Table 88 after “Includes accrual and nonaccrual loans and leases.”

CurrentLoans andLeases(a)Past DueTotal Loans and Leases90 Days Past Due and Still Accruing
As of December 31, 2025 ($ in millions)30-89Days(a)90 Daysor More(a)Total Past Due
Commercial loans and leases:
Commercial and industrial loans$52,4811739526852,7492
Commercial mortgage owner-occupied loans6,127312156,142—
Commercial mortgage nonowner-occupied loans6,0831236,086—
Commercial construction loans5,315—115,3161
Commercial leases3,25811—113,269—

First 8 of 9 rows. The download has all of them.

Table 89 after “s”

As of March 31, 2026 ($ in millions)Term Loans by Origination YearRevolving LoansRevolving Loans Converted to Term Loans
20262025202420232022PriorTotal
Residential mortgage loans:
Performing:
Current(a)$3902,2052,1161,0732,84110,581——19,206
30-89 days past due—181218——30
90 days or more past due——1—14——6
Nonperforming——4815133——160

First 8 of 51 rows. The download has all of them.

Table 90 after “s”

As of December 31, 2025 ($ in millions)Term Loans by Origination YearRevolving LoansRevolving Loans Converted to Term Loans
20252024202320222021PriorTotal
Residential mortgage loans:
Performing:
Current(a)$1,8712,0478972,6494,0955,800——17,359
30-89 days past due—423815——32
90 days or more past due—21—34——10
Nonperforming—371417104——145

First 8 of 51 rows. The download has all of them.

Table 91 after “The following tables summarize the Bancorp’s gross charge-offs within the residential mortgage and consumer portfolio segments, by class and”

For the three months ended March 31, 2026($ in millions)Term Loans by Origination YearRevolving LoansRevolving Loans Converted to Term Loans
20262025202420232022PriorTotal
Consumer loans:
Home equity$——————2—2
Indirect secured consumer loans—788125——40
Credit card——————19—19
Solar energy installation loans—24137———26
Other consumer loans—113549—23

First 8 of 9 rows. The download has all of them.

Table 92 after “The following tables summarize the Bancorp’s gross charge-offs within the residential mortgage and consumer portfolio segments, by class and”

For the three months ended March 31, 2025($ in millions)Term Loans by Origination YearRevolving LoansRevolving Loans Converted to Term Loans
20252024202320222021PriorTotal
Consumer loans:
Home equity$——————2—2
Indirect secured consumer loans—6111243——36
Credit card——————22—22
Solar energy installation loans—3117————21
Other consumer loans—147238—25

First 8 of 9 rows. The download has all of them.

Table 93 after “The following table presents the amortized cost basis of the Bancorp’s collateral-dependent loans and leases, by portfolio class, as of:”

($ in millions)March 31, 2026December 31, 2025
Commercial loans and leases:
Commercial and industrial loans$350322
Commercial mortgage owner-occupied loans6819
Commercial mortgage nonowner-occupied loans125
Commercial construction loans62—
Total commercial loans and leases$492346
Residential mortgage loans143143

First 8 of 13 rows. The download has all of them.

Table 94 after “The following table presents the amortized cost basis of the Bancorp’s nonaccrual loans and leases, by class, and OREO and other repossessed”

March 31, 2026December 31, 2025
($ in millions)With an ALLLNo Related ALLLTotalWith an ALLLNo Related ALLLTotal
Commercial loans and leases:
Commercial and industrial loans$3665141735043393
Commercial mortgage owner-occupied loans503080161329
Commercial mortgage nonowner-occupied loans122145—5
Commercial construction loans—6262———
Total nonaccrual portfolio commercial loans and leases$42814557337156427

First 8 of 19 rows. The download has all of them.

Table 95 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 of the Bancorp’s commercial portfolio loans that were mo”

For the three months ended March 31, 2026 ($ in millions)Term ExtensionTerm Extension and Payment DelayPayment DelayOtherTotal% of Total Class
Commercial and industrial loans$25812—192890.34
Commercial mortgage owner-occupied loans9———90.07
Commercial mortgage nonowner-occupied loans31——40.03
Commercial construction loans32———320.38
Total commercial portfolio loans$30213—193340.28

Table 96 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 of the Bancorp’s commercial portfolio loans that were mo”

For the three months ended March 31, 2025 ($ in millions)Term ExtensionTerm Extension and Payment DelayPayment DelayOtherTotal% of Total Class
Commercial and industrial loans$50665—1210.23
Commercial mortgage owner-occupied loans524——290.47
Commercial mortgage nonowner-occupied loans24———240.39
Commercial construction loans8—42—500.84
Total commercial portfolio loans$8730107—2240.31

Table 97 after “The following table presents the financial effects of the Bancorp’s significant types of commercial portfolio loan modifications to borrower”

For the three months endedMarch 31,
Financial Effects20262025
Commercial and industrial loansWeighted-average length of term extensions8 months6 months
Weighted-average length of payment delay4 months4 months
Commercial mortgage owner-occupied loansWeighted-average length of term extensions3 months9 months
Weighted-average length of payment delayN/A10 months
Commercial mortgage nonowner-occupied loansWeighted-average length of term extensions11 months4 months
Weighted-average length of payment delay3 monthsN/A

First 8 of 10 rows. The download has all of them.

Table 98 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 for the Bancorp’s commercial portfolio loans that were m”

March 31, 2026 ($ in millions)Past Due
Current30-89 Days90 Days or MoreTotal
Commercial and industrial loans$3611127399
Commercial mortgage owner-occupied loans39——39
Commercial mortgage nonowner-occupied loans881—89
Commercial construction loans6931—100
Total commercial portfolio loans$5574327627

Table 99 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 for the Bancorp’s commercial portfolio loans that were m”

March 31, 2025 ($ in millions)Past Due
Current30-89 Days90 Days or MoreTotal
Commercial and industrial loans$213633252
Commercial mortgage owner-occupied loans66—2490
Commercial mortgage nonowner-occupied loans72——72
Commercial construction loans1071—108
Total commercial portfolio loans$458757522

Table 100 after “The following tables present the amortized cost basis of commercial portfolio loans as of March 31, 2026 and 2025 of the modifications for b”

March 31, 2026 ($ in millions)Term ExtensionPayment DelayTerm Extension and Payment DelayTotal
Commercial and industrial loans$23——23
Commercial mortgage owner-occupied loans————
Total commercial portfolio loans$23——23

Table 101 after “The following tables present the amortized cost basis of commercial portfolio loans as of March 31, 2026 and 2025 of the modifications for b”

March 31, 2025 ($ in millions)Term ExtensionPayment DelayTerm Extension and Payment DelayTotal
Commercial and industrial loans$—11617
Commercial mortgage owner-occupied loans——2424
Total commercial portfolio loans$—113041

Table 102 after “The following table presents the amortized cost basis as of March 31, 2026 and 2025 of the Bancorp’s residential mortgage portfolio loans th”

March 31, 2026March 31, 2025
For the three months ended ($ in millions)Total% of Total ClassTotal% of Total Class
Term extension and payment delay$100.05$160.09
Term extension, interest rate reduction and payment delay60.0320.01
Total residential mortgage portfolio loans$160.08$180.10

Table 103 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 of the Bancorp’s consumer portfolio loans that were modi”

For the three months ended March 31, 2026 ($ in millions)Interest Rate ReductionPayment DelayOtherTotal% of Total Class
Home equity$——550.07
Credit card6——60.36
Solar energy installation loans—————
Other consumer loans—1—10.04
Total consumer portfolio loans$615120.04

Table 104 after “The following tables present the amortized cost basis as of March 31, 2026 and 2025 of the Bancorp’s consumer portfolio loans that were modi”

For the three months ended March 31, 2025 ($ in millions)Interest Rate ReductionPayment DelayOtherTotal% of Total Class
Home equity$1—340.09
Credit card6——60.36
Solar energy installation loans—1—10.02
Other consumer loans—1—10.04
Total consumer portfolio loans$723120.04

Table 105 after “Changes in the net carrying amount of goodwill, by reporting unit, for the three months ended March 31, 2026 and the year ended December 31,”

($ in millions)Commercial BankingConsumer and Small Business BankingWealth and Asset ManagementGeneral Corporate and OtherTotal
Goodwill$3,0742,584225—5,883
Accumulated impairment losses(750)(215)——(965)
Net carrying value as of December 31, 20242,3242,369225—4,918
Acquisition activity29———29
Reallocation of goodwill(73)73———
Net carrying value as of December 31, 20252,2802,442225—4,947
Acquisition activity———5,0195,019

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Table 106 after “The details of the Bancorp’s intangible assets are shown in the following table:”

($ in millions)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
As of March 31, 2026
Core deposit intangibles$1,415(243)1,172
Developed technology114(72)42
Customer relationships28(12)16
Other13(10)3
Total intangible assets$1,570(337)1,233
As of December 31, 2025

First 8 of 13 rows. The download has all of them.

Table 107 after “Estimated amortization expense for the remainder of 2026 through 2031 is as follows:”

($ in millions)Total
Remainder of 2026$189
2027222
2028194
2029167
2030137
2031113

Table 108 after “The following table provides a summary of assets and liabilities recorded on the Condensed Consolidated Balance Sheets for these consolidate”

($ in millions)March 31, 2026December 31, 2025
Assets:
Other short-term investments$3838
Indirect secured consumer loans437526
Solar energy installation loans2628
ALLL(8)(9)
Other assets33
Total assets$496586

First 8 of 12 rows. The download has all of them.

Table 109 after “The following tables provide a summary of assets and liabilities carried on the Condensed Consolidated Balance Sheets related to non-consoli”

March 31, 2026 ($ in millions)Total AssetsTotal LiabilitiesMaximum Exposure
CDC investments$3,0029883,051
Private equity investments350—677
Loans provided to VIEs4,205—7,737
Lease pool entities18—18
Solar loan securitizations7—7

Table 110 after “The following tables provide a summary of assets and liabilities carried on the Condensed Consolidated Balance Sheets related to non-consoli”

December 31, 2025 ($ in millions)Total AssetsTotal LiabilitiesMaximum Exposure
CDC investments$2,2937142,345
Private equity investments330—640
Loans provided to VIEs4,340—7,738
Lease pool entities20—20
Solar loan securitizations7—7

Table 111 after “The following table summarizes the impacts to the Condensed Consolidated Statements of Income related to the Bancorp’s tax credit program in”

Condensed ConsolidatedStatements of Income Caption(a)For the three months ended March 31,
($ in millions)20262025
Proportional amortizationApplicable income tax expense$2047
Tax credits and other benefits(b)(c)Applicable income tax expense(24)(56)
Changes in carrying amounts of equity method investments(c)Other noninterest expense22

Table 112 after “Information related to residential mortgage loan sales and the Bancorp’s mortgage banking activity, which is included in mortgage banking ne”

For the three months ended March 31,
($ in millions)20262025
Residential mortgage loan sales(a)$1,2811,003
Origination fees and gains on loan sales2314
Gross mortgage servicing fees7074

Table 113 after “The following table presents changes in the servicing rights related to residential mortgage loans for the three months ended March 31:”

($ in millions)20262025
Balance, beginning of period$1,5981,704
Servicing rights originated239
Changes in fair value:
Due to changes in inputs or assumptions(a)1(16)
Other changes in fair value(b)(39)(34)
Balance, end of period$1,5831,663

Table 114 after “The key economic assumptions used in measuring the servicing rights related to residential mortgage loans that continued to be held by the B”

March 31, 2026March 31, 2025
Weighted- Average Life (in years)Prepayment Speed (annual)OAS (bps)Weighted- Average Life (in years)Prepayment Speed (annual)OAS (bps)
Fixed-rate7.710.8%6657.410.7%483

Table 115 after “At March 31, 2026, the sensitivity of the current fair value of residual cash flows to immediate 10%, 20% and 50% adverse changes in prepaym”

($ in millions)(a)Prepayment Speed AssumptionOAS Assumption
Fair ValueWeighted- Average Life (in years)Impact of Adverse Change on Fair ValueOAS (bps)Impact of Adverse Change on Fair Value
Rate10%20%50%10%20%
Fixed-rate$1,5808.06.8%$(37)(72)(168)431$(31)(64)
Adjustable-rate34.418.7—(1)(2)711—(1)

Table 116 after “The following tables reflect the notional amounts and fair values for all derivative instruments included in the Condensed Consolidated Bala”

Fair Value
March 31, 2026 ($ in millions)Notional AmountDerivative AssetsDerivative Liabilities
Derivatives Designated as Qualifying Hedging Instruments:
Fair value hedges:
Interest rate swaps related to long-term debt$6,105112
Total fair value hedges112
Cash flow hedges:
Interest rate swaps related to C&I loans6,850—2

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Table 117 after “s”

Fair Value
December 31, 2025 ($ in millions)Notional AmountDerivative AssetsDerivative Liabilities
Derivatives Designated as Qualifying Hedging Instruments:
Fair value hedges:
Interest rate swaps related to long-term debt$4,2051—
Total fair value hedges1—
Cash flow hedges:
Interest rate swaps related to C&I loans6,8505—

First 8 of 28 rows. The download has all of them.

Table 118 after “The following table reflects the changes in fair value of interest rate contracts, designated as fair value hedges and the changes in fair v”

Condensed Consolidated Statements of Income CaptionFor the three months ended March 31,
($ in millions)20262025
Long-term debt:
Change in fair value of interest rate swaps hedging long-term debtInterest on long-term debt$(19)68
Change in fair value of hedged long-term debt attributable to the risk being hedgedInterest on long-term debt20(68)

Table 119 after “The following amounts were recorded in the Condensed Consolidated Balance Sheets related to cumulative basis adjustments for fair value hedg”

($ in millions)Condensed Consolidated Balance Sheets CaptionMarch 31, 2026December 31, 2025
Long-term debt:
Carrying amount of the hedged itemsLong-term debt$6,0814,204
Cumulative amount of fair value hedging adjustments included in the carrying amount of the hedged itemsLong-term debt(10)10
Available-for-sale debt and other securities:
Cumulative amount of fair value hedging adjustments remaining for hedged items for which hedge accounting has been discontinuedAvailable-for-sale debt and other securities(7)(7)

Table 120 after “The following table presents the pre-tax net (losses) gains recorded in the Condensed Consolidated Statements of Income and in the Condensed”

For the three months ended March 31,
($ in millions)20262025
Amount of pre-tax net (losses) gains recognized in OCI$(81)253
Amount of pre-tax net losses reclassified from OCI into net income(21)(56)

Table 121 after “The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for”

Condensed Consolidated Statements of Income CaptionFor the three months ended March 31,
($ in millions)20262025
Interest rate contracts:
Interest rate contracts related to MSR portfolioMortgage banking net revenue$(11)19
Forward contracts related to residential mortgage loans measured at fair valueMortgage banking net revenue9(9)
Foreign exchange contracts:
Foreign exchange contracts for risk management purposesOther noninterest income10—
Equity contracts:

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Table 122 after “The net gains (losses) recorded in the Condensed Consolidated Statements of Income relating to free-standing derivative instruments used for”

Condensed Consolidated Statements of Income CaptionFor the three months ended March 31,
($ in millions)20262025
Interest rate contracts:
Interest rate contracts for customers (contract revenue)Capital market fees$108
Interest rate contracts for customers (credit portion of fair value adjustment)Other noninterest expense1(3)
Interest rate lock commitmentsMortgage banking net revenue1515
Commodity contracts:
Commodity contracts for customers (contract revenue)Capital market fees126

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Table 123 after “The following table provides a summary of offsetting derivative financial instruments:”

Gross AmountRecognized in theCondensed ConsolidatedBalance Sheets(a)Gross Amounts Not Offset in the Condensed Consolidated Balance Sheets
DerivativesCollateral(b)Net Amount
As of March 31, 2026
Derivative assets$3,323(1,382)(357)1,584
Derivative liabilities3,500(1,382)(729)1,389
As of December 31, 2025
Derivative assets$1,863(959)(261)643
Derivative liabilities2,034(959)(142)933

Table 124 after “The following table presents a summary of the Bancorp’s short-term borrowings as of:”

($ in millions)March 31, 2026December 31, 2025
FHLB advances$750300
Securities sold under repurchase agreements338311
Derivative collateral—19
Other borrowed money4370
Federal funds purchased158226
Total short-term borrowings$1,289926

Table 125 after “The following table summarizes the long-term debt assumed:”

($ in millions)MaturityInterest RateFebruary 1, 2026
Senior:
Fixed-rate notes20294.00%$547
Fixed-rate notes20305.982%1,046
Subordinated:
Fixed-rate notes20263.80%250
Fixed-rate notes20267.875%152
Fixed-rate notes20335.332%506

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Table 126 after “The following table reflects a summary of significant commitments as of:”

($ in millions)March 31, 2026December 31, 2025
Commitments to extend credit$112,46784,405
Letters of credit6,2612,095
Forward contracts related to residential mortgage loans measured at fair value1,3821,072
Capital commitments for private equity investments327310
Capital expenditures203147

Table 127 after “Risk ratings of outstanding commitments to extend credit under this risk rating system are summarized in the following table as of:”

($ in millions)March 31, 2026December 31, 2025
Pass$109,84782,536
Special mention1,312834
Substandard1,275991
Doubtful3344
Total commitments to extend credit$112,46784,405

Table 128 after “Standby and commercial letters of credit are conditional commitments issued to guarantee the performance of a customer to a third party and ”

($ in millions)
Less than 1 year(a)$5,032
1 - 5 years(a)1,227
Over 5 years2
Total letters of credit$6,261

Table 129 after “Risk ratings of outstanding letters of credit under this risk rating system are summarized in the following table as of:”

($ in millions)March 31, 2026December 31, 2025
Pass$5,9631,923
Special mention14055
Substandard154113
Doubtful44
Total letters of credit$6,2612,095

Table 130 after “After the Bancorp’s sale of the Class B Shares, Visa has funded additional amounts into the litigation escrow account which have resulted in”

Period ($ in millions)Visa Funding AmountBancorp Cash Payment Amount
2010 - 2024$8,115354
Q1 202537515
Q3 202550021
Q4 202550021
Q1 20261256

Table 131 after “The following table summarizes the plans as of February 1, 2026:”

($ in millions)Qualified PlanNon-Qualified PlanPostretirement Benefit Plan
Fair value of plan assets$2,970—42
Projected benefit obligation1,615158N/A
Accumulated benefit obligation1,59515413
Funded status(a)$1,355(158)29

Table 132 after “The following table summarizes the weighted-average plan assumptions as of February 1, 2026:”

Qualified PlanNon-Qualified PlanPostretirement Benefit Plan
Discount rate5.62%5.575.40
Rate of compensation increase4.504.50N/A
Interest crediting rate4.87-5.254.87-5.25N/A
Expected long-term return on plan assets6.75N/A2.50

Table 133 after “The following table summarizes the estimated future benefit payments as of February 1, 2026:”

($ in millions)Qualified PlanNon-Qualified PlanPostretirement Benefit Plan(a)
Remainder of 2026$178152
2027151152
2028147152
2029148152
2030147151
2031 - 2035684715

Table 134 after “The following table summarizes the Qualified Plan assets measured at fair value on a recurring basis as of February 1, 2026:”

Fair Value Measurements Using(a)
($ in millions)Level 1Level 2Level 3Total Fair Value
Debt securities:
U.S. Treasury and federal agencies securities$7006—706
Asset-backed securities and other debt securities(b)—936—936
Private placement securities—41—41
Total debt securities$700983—1,683
Total plan assets in the fair value hierarchy$700983—1,683

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Table 135 after “The following table provides the calculation of earnings per share and the reconciliation of earnings per share and earnings per diluted sha”

For the three months ended March 31,
($ in millions, except per share data)20262025
Net income available to common shareholders$128478
Average common shares outstanding - basic825671
Effect of dilutive stock-based awards55
Average common shares outstanding - diluted830676
Earnings per share - basic$0.160.71
Earnings per share - diluted0.150.71

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Table 136 after “The tables below present the activity of the components of OCI and AOCI for the three months ended:”

Total OCITotal AOCI
March 31, 2026 ($ in millions)Pre-tax ActivityTax EffectNet ActivityBeginning BalanceNet ActivityEnding Balance
Unrealized holding losses on available-for-sale debt securities arising during period$(129)29(100)
Net unrealized losses on available-for-sale debt securities(129)29(100)(2,231)(100)(2,331)
Amortization of unrealized losses on available-for-sale debt securities transferred to held-to-maturity securities included in net income27(5)22
Net unrealized losses on available-for-sale debt securities transferred to held-to-maturity securities27(5)22(587)22(565)
Unrealized holding losses on cash flow hedge derivatives arising during period(81)19(62)
Reclassification adjustment for net losses on cash flow hedge derivatives included in net income21(5)16

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Table 137 after “The tables below present the activity of the components of OCI and AOCI for the three months ended:”

Total OCITotal AOCI
March 31, 2025 ($ in millions)Pre-tax ActivityTax EffectNet ActivityBeginning BalanceNet ActivityEnding Balance
Unrealized holding gains on available-for-sale debt securities arising during period$633(152)481
Net unrealized losses on available-for-sale debt securities633(152)481(3,280)481(2,799)
Amortization of unrealized losses on available-for-sale debt securities transferred to held-to-maturity securities included in net income32(7)25
Net unrealized losses on available-for-sale debt securities transferred to held-to-maturity securities32(7)25(684)25(659)
Unrealized holding gains on cash flow hedge derivatives arising during period253(60)193
Reclassification adjustment for net losses on cash flow hedge derivatives included in net income56(14)42

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Table 138 after “The table below presents reclassifications out of AOCI:”

Condensed Consolidated Statements of Income CaptionFor the three months ended March 31,
($ in millions)20262025
Net unrealized losses on available-for-sale debt securities transferred to held-to-maturity securities:(a)
Net losses included in net incomeInterest on securities$(27)(32)
Income before income taxes(27)(32)
Applicable income tax expense57
Net income(22)(25)
Net unrealized losses on cash flow hedge derivatives:(a)

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Table 139 after “The following tables summarize assets and liabilities measured at fair value on a recurring basis as of:”

Fair Value Measurements Using
March 31, 2026 ($ in millions)Level 1Level 2Level 3Total Fair Value
Assets:
Available-for-sale debt and other securities:
U.S. Treasury and federal agencies securities$3,454——3,454
Mortgage-backed securities:
Agency residential mortgage-backed securities—14,594—14,594
Agency commercial mortgage-backed securities—22,238—22,238

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Table 140 after “s”

Fair Value Measurements Using
December 31, 2025 ($ in millions)Level 1Level 2Level 3Total Fair Value
Assets:
Available-for-sale debt and other securities:
U.S. Treasury and federal agencies securities$1,575——1,575
Mortgage-backed securities:
Agency residential mortgage-backed securities—8,623—8,623
Agency commercial mortgage-backed securities—20,187—20,187

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Table 141 after “The following tables are a reconciliation of assets and liabilities measured at fair value on a recurring basis using significant unobservab”

For the three months ended March 31, 2026 ($ in millions)Residential Mortgage LoansServicing RightsInterest RateDerivatives,Net(a)Equity DerivativesTotal Fair Value
Balance, beginning of period$1061,5981(124)1,581
Total (losses) gains (realized/unrealized):(b)(c)
Included in earnings(1)(38)168(15)
Purchases/originations/acquisitions—23(6)(5)12
Settlements(2)—(14)3923
Transfers into Level 3(d)2———2
Balance, end of period$1051,583(3)(82)1,603

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Table 142 after “Includes certain residential mortgage loans originated as held for sale that were transferred to held for investment.”

For the three months ended March 31, 2025 ($ in millions)Residential Mortgage LoansServicing RightsInterest RateDerivatives,Net(a)Equity DerivativesTotal Fair Value
Balance, beginning of period$1081,704(3)(170)1,639
Total (losses) gains (realized/unrealized):(b)(c)
Included in earnings2(50)15(18)(51)
Purchases/originations—9(1)—8
Settlements(3)—(11)151
Transfers into Level 3(d)2———2
Balance, end of period$1091,663—(173)1,599

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Table 143 after “The following tables present information as of March 31, 2026 and 2025 about significant unobservable inputs related to the Bancorp’s materi”

As of March 31, 2026 ($ in millions)
Financial InstrumentFair ValueValuation TechniqueSignificant Unobservable InputsRange of InputsWeighted-Average
Residential mortgage loans$105Loss rate modelInterest rate risk factor(52.0)-7.2%(10.1)%(a)
Credit risk factor—-0.7%0.1%(a)
Servicing rights1,583DCFPrepayment speed—-90.3%(Fixed)6.8%(b)
(Adjustable)18.7%(b)
OAS (bps)335-1,827(Fixed)431(b)
(Adjustable)711(b)

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Table 144 after “Unobservable inputs were weighted by the probability of the final funding date of the instruments.”

As of March 31, 2025 ($ in millions)
Financial InstrumentFair ValueValuation TechniqueSignificant Unobservable InputsRange of InputsWeighted-Average
Residential mortgage loans$109Loss rate modelInterest rate risk factor(51.9)-5.7 %(11.5)%(a)
Credit risk factor—-0.7 %0.1%(a)
Servicing rights1,663DCFPrepayment speed—-100.0 %(Fixed)6.3%(b)
(Adjustable)16.0%(b)
OAS (bps)335-1,821(Fixed)418(b)
(Adjustable)725(b)

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Table 145 after “The following tables provide the fair value hierarchy and carrying amount of all assets that were held as of March 31, 2026 and 2025, and fo”

Fair Value Measurements UsingTotal Losses
As of March 31, 2026 ($ in millions)Level 1Level 2Level 3TotalFor the three months ended March 31, 2026
Commercial loans and leases$——109109(17)
Consumer and residential mortgage loans——166166(3)
Bank premises and equipment——2626(23)
Total$——301301(43)

Table 146 after “s”

Fair Value Measurements UsingTotal (Losses) Gains
As of March 31, 2025 ($ in millions)Level 1Level 2Level 3TotalFor the three months ended March 31, 2025
Commercial loans and leases$——261261(126)
Consumer and residential mortgage loans——145145(4)
OREO——441
Private equity investments—13—134
Total$—13410423(125)

Table 147 after “The following tables present information as of March 31, 2026 and 2025 about significant unobservable inputs related to the Bancorp’s materi”

As of March 31, 2026 ($ in millions)
Financial InstrumentFair ValueValuation TechniqueSignificant Unobservable InputsRanges of InputsWeighted-Average
Commercial loans and leases$109Appraised valueCollateral valueNMNM
Consumer and residential mortgage loans166Appraised valueCollateral valueNMNM
Bank premises and equipment26Appraised valueAppraised valueNMNM

Table 148 after “The following tables present information as of March 31, 2026 and 2025 about significant unobservable inputs related to the Bancorp’s materi”

As of March 31, 2025 ($ in millions)
Financial InstrumentFair ValueValuation TechniqueSignificant Unobservable InputsRanges of InputsWeighted-Average
Commercial loans and leases$261Appraised valueCollateral valueNMNM
Consumer and residential mortgage loans145Appraised valueCollateral valueNMNM
OREO4Appraised valueAppraised valueNMNM

Table 149 after “The following table summarizes the fair value and the unpaid principal balance for residential mortgage loans measured at fair value as of:”

March 31, 2026 ($ in millions)Aggregate Fair ValueAggregate Unpaid Principal Balance
Residential mortgage loans measured at fair value$819822
Past due loans of 30-89 days11
Past due loans of 90 days or more11
Nonaccrual loans44
December 31, 2025
Residential mortgage loans measured at fair value$764758
Past due loans of 30-89 days22

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Table 150 after “The following tables summarize the carrying amounts and estimated fair values for certain financial instruments, excluding financial instrum”

Net Carrying AmountFair Value Measurements UsingTotal Fair Value
As of March 31, 2026 ($ in millions)Level 1Level 2Level 3
Financial assets:
Cash and due from banks$4,0844,084——4,084
Other short-term investments17,45617,456——17,456
Other securities798—798—798
Held-to-maturity securities16,3892,15714,182216,341
Loans and leases held for sale651——651651

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Table 151 after “The following tables summarize the carrying amounts and estimated fair values for certain financial instruments, excluding financial instrum”

Net Carrying AmountFair Value Measurements UsingTotal Fair Value
As of December 31, 2025 ($ in millions)Level 1Level 2Level 3
Financial assets:
Cash and due from banks$3,4993,499——3,499
Other short-term investments18,87618,876——18,876
Other securities674—674—674
Held-to-maturity securities11,3682,4578,945211,404
Loans and leases held for sale75——7575

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Table 152 after “The following tables present the results of operations and average assets by segment for the three months ended:”

March 31, 2026 ($ in millions)Commercial BankingConsumer and Small Business BankingWealth and Asset ManagementGeneralCorporate and Other(d)Total
Net interest income (FTE)(a)$8781,07383(95)1,939
Provision for (benefit from) credit losses15889—(20)227
Net interest income after provision for (benefit from) credit losses$72098483(75)1,712
Noninterest income:
Wealth and asset management revenue$175161(4)233
Commercial payments revenue191302(5)218
Consumer banking revenue—146——146

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Table 153 after “s”

March 31, 2025 ($ in millions)Commercial BankingConsumer and Small Business BankingWealth and Asset ManagementGeneralCorporate and Other(c)Total
Net interest income (FTE)(a)$55297549(134)1,442
Provision for credit losses8084—10174
Net interest income after provision for credit losses$47289149(144)1,268
Noninterest income:
Wealth and asset management revenue$—66106—172
Commercial payments revenue13320——153
Consumer banking revenue—13511137

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Table 154 after “Exhibits (Item 6)”

3.1Amended Articles of Incorporation of Fifth Third Bancorp. Incorporated by reference to Exhibit 3.1 of the Registrant’s Quarterly Report on Form 10-Q filed on May 7, 2021.
3.2Amendment to the Amended Articles of Incorporation of Fifth Third Bancorp, effective as of January 31, 2026. Incorporated by reference to Exhibit 3.1 to the Registrant’s Current Report on Form 8-K filed on February 2, 2026.
3.3Code of Regulations of Fifth Third Bancorp, as Amended as of December 8, 2025. Incorporated by reference to Exhibit 3.3 of the Registrant’s Annual Report on Form 10-K filed on February 24, 2026.
4.1Eighteenth Supplemental Indenture dated as of January 29, 2026 between Fifth Third Bancorp and Wilmington Trust Company, as Trustee, to the Indenture for Senior Debt Securities dated as of April 30, 2008 between Fifth Third Bancorp and the Trustee, as amended by Article 4 of the Twelfth Supplemental Indenture dated April 25, 2022 between Fifth Third Bancorp and the Trustee. Incorporated by reference to Exhibit 4.1 to the Registrant’s Current Report on Form 8-K filed on January 29, 2026.
4.2Form of 4.566% Fixed Rate/Floating Rate Senior Notes due 2032. Incorporated by reference to Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on January 29, 2026.
4.3Form of 5.141% Fixed Rate/Floating Rate Senior Notes due 2037. Incorporated by reference to Exhibit 4.3 to the Registrant’s Current Report on Form 8-K filed on January 29, 2026.
4.4Deposit Agreement dated February 1, 2026, between Fifth Third Bancorp, as issuer, and Equiniti Trust Company, LLC, as depositary, transfer agent and registrar, and the holder from time to time of the Receipts described therein. Incorporated by reference to Exhibit 4.1 to the Registrant’s Current Report on Form 8-K filed on February 2, 2026.
4.5Form of Depositary Receipt in respect of depositary shares representing 1/40th interest in a share of 6.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series M, of Fifth Third Bancorp (included in Exhibit 4.1). Incorporated by reference to Exhibit 4.2 to the Registrant’s Current Report on Form 8-K filed on February 2, 2026.

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