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Screener / SEC EDGAR /CIK 0001281761 /10-K filed Feb 24, 2026, compared with Feb 21, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
RFKEYIBKRIVZTROWMCO
NYSE Financials · Banks

Regions Financial Corporation RF

RF quote by TradingView

Regions Financial Corporation is a FHC headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. 10-K, Item 1

Headquarters
Birmingham, AL
CEO
J. Turner
Next results
around Jan 15, 2027
Compare with peers Embed

RF among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 6.3%, above 37% of 75 peers (their median 7.2%) REVENUE GROWTH 6.3% · above 37% Operating margin: 0.7%, above 7% of 27 peers (their median 26.3%) OPERATING MARGIN 0.7% · above 7% Net margin: 29.9%, above 85% of 75 peers (their median 20.1%) NET MARGIN 29.9% · above 85% Return on capital: 0.1%, above 0% of 25 peers (their median 12.2%) RETURN ON CAPITAL 0.1% · above 0%
RF Peer median Below the median

What changed

21 new risk paragraphs. 10-K filed Feb 24, 2026 against Feb 21, 2025.

Risk factors
21 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Accounting checks
8 other checks clear
10-K · XBRL
Insiders
No open-market buys in the last 90 days
Form 4
Filings
3 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

8 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 8 checks found nothing to note

  • Same auditor in both 10-Ks: Ernst & Young LLP
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Table of Contents; Allowance for credit losses
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

21 paragraphs in Risk Factors that were not in the 10-K filed Feb 21, 2025. Quoted as filed.

All 21 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
    The development and use of AI presents risks and challenges that may adversely impact our business. We and our third-party vendors, clients or counterparties develop, deploy and incorporate AI technology in certain business processes, services and products. Our current and increasing development, deployment and use of AI presents a…
  2. Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
    In addition, technology has lowered barriers to entry and made it possible for non-banks to offer products and services, such as loans and payment services, that traditionally were banking products, and made it possible for technology companies to compete with financial institutions in providing electronic, internet-based, and mobile…
  3. Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
    The rapid emergence and increasing adoption of DeFi platforms, cryptocurrencies and related blockchain-enabled financial products and services could disrupt traditional banking services and accelerate competitive pressures on our business. As customers and counterparties gain access to alternative platforms that facilitate payments,…
  4. Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
    Our geographic footprint includes markets that are experiencing significant population growth and economic development, which makes these areas attractive to both existing and new financial institutions. As a result, we could face increased competition from other financial institutions seeking to expand in these markets. If we are…

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

From the same starting line, FY2016 to FY2025

Revenue, net income and free cash flow, each set to 100 in FY2016. What happened, from the 10-Ks. Not a forecast.

FY2016 = 100
100 150 200 Revenue: $5.4B in FY2016, $7.5B in FY2025 REVENUE $7.5B · 1.4x Net income: $1.2B in FY2016, $2.2B in FY2025 NET INCOME $2.2B · 1.9x FY2016 = 100FY2021FY2025
Revenue 1.4x $5.4B to $7.5B
Net income 1.9x $1.2B to $2.2B

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$7.2B$7.6B$7.1B$7.5B
Net income$2.2B$2.1B$1.9B$2.2B
Operating cash flow$3.1B$2.3B$1.6B$2.2B

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$7.5B ▲ 6.3% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

3 filings in the last 30 days · SEC EDGAR

All filings

About the company

Regions Financial Corporation, Birmingham, AL · from the 10-K filed Feb 24, 2026

Regions Financial Corporation is a FHC headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. In addition, Regions operates several offices delivering specialty capabilities in New York, Washington D.C., Chicago, Salt Lake City, and other locations nationwide. Regions provides financial solutions for a wide range of clients including retail and mortgage banking services, commercial banking services and wealth and investment services. Further, Regions and its subsidiaries deliver other financial services operations described below.

Headquarters
Birmingham, AL
Country
United States
Reports in
USD
Listed on
NYSE
Fiscal year ends
December 31
Last results
Oct 16, 2026
Incorporated in
DE

Email alerts

Sources

The 10-K filed Feb 24, 2026 (open at SEC), compared with the 10-K filed Feb 21, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

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