Travelers Companies TRV
- Employees
- 34,000
- Headquarters
- Saint Paul, MN
- CEO
- Alan D. Schnitzer
- Next results
- around Jan 20, 2027
What changed
4 new risk paragraphs. 10-K filed Feb 12, 2026 against Feb 13, 2025.
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
Accounting checks
8 checks on the latest 10-K. Checks, not verdicts.
0facts worth reading about all 8 checks found nothing to note
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Same auditor in both 10-Ks: KPMG LLP
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No statement of substantial doubt about going concern
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No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
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No NT 10-K or NT 10-Q in the last 2 years
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The same matters as last year: Evaluation of the estimate of claims and claim adjustment expense reserves
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No sentence in the 10-K concludes that controls were not effective because of a material weakness
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No 8-K item 2.06 in the last 2 years
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No 8-K item 1.03 in the last 2 years
In their words
4 paragraphs in Risk Factors that were not in the 10-K filed Feb 13, 2025. Quoted as filed.
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Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
We are exposed to, and may face adverse developments involving, mass tort claims such as those relating to exposure to potentially harmful products or substances. We face exposure to mass tort claims, including claims related to exposure to
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Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
Any inability to enforce our intellectual property rights could have a material adverse effect on our business and our ability to compete.
New risk paragraphs, against peers
Latest 10-K of each, Financials companies closest in revenue
Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.
Financial performance
Last 4 fiscal years · 10-K XBRL
| Metric | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $36.9B | $41.4B | $46.4B | $48.8B |
| Net income | $2.8B | $3.0B | $5.0B | $6.3B |
| Operating cash flow | $6.5B | $7.7B | $9.1B | $10.6B |
Revenue, FY2016 to FY2025
Ten fiscal years, each from its own 10-K · XBRL · USD
$48.8B ▲ 5.2% in FY2025$6.3B ▲ 25.8% in FY2025
Recent filings
3 filings in the last 30 days · SEC EDGAR
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8-KNov 6, 2026Director or officer change 8-K item 5.02
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8-KOct 16, 2026Quarterly results 8-K item 2.02
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10-QOct 16, 2026Quarterly report (10-Q) period ended Sep 30, 2026
About the company
Travelers Companies, Saint Paul, MN · from the 10-K filed Feb 12, 2026
The Travelers Companies, Inc. (together with its consolidated subsidiaries, the Company) is a holding company principally engaged, through its subsidiaries, in providing a wide range of commercial and personal property and casualty insurance products and services to businesses, government units, associations and individuals. The Company is incorporated as a general business corporation under the laws of the State of Minnesota and is one of the oldest insurance organizations in the United States, dating back to 1853. The principal executive offices of the Company are located at 485 Lexington Avenue, New York, New York 10017, and its telephone number is (917) 778-6000.
- Headquarters
- Saint Paul, MN
- Country
- United States
- Reports in
- USD
- Listed on
- NYSE
- Fiscal year ends
- December 31
- Last results
- Oct 16, 2026
- Incorporated in
- MN
Employees, at the top of the page: "As of December 31, 2025, the Company had approximately 34,000 employees, approximately 90% of whom are located in the United States" (10-K). Address and exchange: SEC's company file.
Email alerts
Sources
The 10-K filed Feb 12, 2026 (open at SEC), compared with the 10-K filed Feb 13, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.
Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/TRV/export.csv") into a cell.