Reinsurance Group Of America Inc RGA
Reinsurance Group of America, Incorporated (“RGA”) is an insurance holding company that was formed on December 31, 1992. 10-K, Item 1
- Employees
- 4,300
- Headquarters
- Chesterfield, MO
- CEO
- Tony Kin Shun Cheng
- Next results
- around Feb 4, 2027
What changed
8 new risk paragraphs. 10-K filed Feb 20, 2026 against Feb 21, 2025.
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
Accounting checks
8 checks on the latest 10-K. Checks, not verdicts.
0facts worth reading about all 8 checks found nothing to note
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Same auditor in both 10-Ks: DELOITTE & TOUCHE LLP
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No statement of substantial doubt about going concern
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No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
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No NT 10-K or NT 10-Q in the last 2 years
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The same matters as last year: Premiums receivable and other reinsurance balances; Actuarial Assumptions; Fair Value - Level 3 Fixed Maturity Securities
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No sentence in the 10-K concludes that controls were not effective because of a material weakness
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No 8-K item 2.06 in the last 2 years
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No 8-K item 1.03 in the last 2 years
In their words
8 paragraphs in Risk Factors that were not in the 10-K filed Feb 21, 2025. Quoted as filed.
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Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
We have made, and may in the future make, acquisitions, either of selected blocks of business or other companies, such as our reinsurance transaction with subsidiaries of Equitable Holdings, Inc. that closed on July 31, 2025. In connection with these transactions our employees, outside consultants and legal advisors evaluated important…
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Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
The development and adoption of artificial intelligence and its use and anticipated use by us or by third parties on whom we rely, may increase the operational risks discussed above or create new operational risks that we are not currently anticipating, which may otherwise adversely impact us. Artificial intelligence technologies offer…
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Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
There has been increased scrutiny, including from U.S. state and foreign regulators, regarding the use of “big data” techniques, including machine learning. For instance, the New York State Department of Financial Services (“NYDFS”) Part 500 Cybersecurity Regulation (the “Cybersecurity Regulation”) applies to us because one of our…
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Item 1A · new paragraph · not in the 10-K filed Feb 21, 2025 10-K, ITEM 1A
We include equity and alternative assets (including private equity, hedge funds and real estate joint ventures) in our portfolio constructions, as these asset classes can provide an increase in returns over longer periods of time, aligning with the long-term nature of certain of our liabilities. Private debt and equity investments and…
New risk paragraphs, against peers
Latest 10-K of each, Financials companies closest in revenue
Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.
Financial performance
Last 4 fiscal years · 10-K XBRL
| Metric | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $16.2B | $18.6B | $22.1B | $23.7B |
| Net income | $517.0M | $902.0M | $717.0M | $1.2B |
| Operating cash flow | $1.3B | $4.0B | $9.4B | $4.1B |
| Free cash flow | $1.3B |
Revenue, FY2016 to FY2025
Ten fiscal years, each from its own 10-K · XBRL · USD
$23.7B ▲ 7.2% in FY2025$1.2B ▲ 64.9% in FY2025
Recent filings
3 filings in the last 30 days · SEC EDGAR
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Planned saleNov 10, 2026PORTER JONATHAN (Officer) gave notice of a planned sale of 3,852 shares worth about $1.0M Form 144, approximate sale date Nov 10, 2026
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10-QNov 6, 2026Quarterly report (10-Q) period ended Sep 30, 2026
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8-KNov 5, 2026Quarterly results, Regulation FD disclosure 8-K items 2.02, 7.01
About the company
Reinsurance Group Of America Inc, Chesterfield, MO · from the 10-K filed Feb 20, 2026
Reinsurance Group of America, Incorporated (“RGA”) is an insurance holding company that was formed on December 31, 1992. The consolidated financial statements herein include the assets, liabilities, and results of operations of RGA and its subsidiaries, all of which are wholly owned. The terms “Company”, “we”, “us” and “our” in this Annual Report on Form 10-K refer to RGA and its subsidiaries. The Company is a leading global provider of traditional life and health, and asset-intensive reinsurance, with operations in the U.S., Latin America, Canada, Europe, the Middle East, Africa, Asia and Australia.
- Headquarters
- Chesterfield, MO
- Country
- United States
- Reports in
- USD
- Listed on
- NYSE
- Fiscal year ends
- December 31
- Last results
- Nov 5, 2026
- Incorporated in
- MO
Employees, at the top of the page: "The Company’s global team of approximately 4,300 employees as of December 31, 2025, consistently develop innovative solutions for its clients, deliver long-term returns for its investors, and create a meaningful impact in the communities where its employees live and work" (10-K). Address and exchange: SEC's company file.
Email alerts
Sources
The 10-K filed Feb 20, 2026 (open at SEC), compared with the 10-K filed Feb 21, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.
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