Bank of America BAC
Bank of America Corporation is a Delaware corporation, a bank holding company (BHC) and a financial holding company. 10-K, Item 1
- Employees
- 213,000
- Headquarters
- Charlotte, NC
- CEO
- Brian T. Moynihan
- Next results
- around Jan 13, 2027
What changed
14 new risk paragraphs. 10-K filed Feb 25, 2026 against Feb 25, 2025.
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
Accounting checks
8 checks on the latest 10-K. Checks, not verdicts.
0facts worth reading about all 8 checks found nothing to note
-
Same auditor in both 10-Ks: PricewaterhouseCoopers, LLP
-
No statement of substantial doubt about going concern
-
No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
-
No NT 10-K or NT 10-Q in the last 2 years
-
No longer listed: Bank of America 88; Valuation of Certain Level 3 Financial Instruments. Same as last year: Allowance for Loan and Lease Losses - Commercial and Consumer Card Loans; Charlotte, North Carolina; February 25, 2026
-
No sentence in the 10-K concludes that controls were not effective because of a material weakness
-
No 8-K item 2.06 in the last 2 years
-
No 8-K item 1.03 in the last 2 years
In their words
14 paragraphs in Risk Factors that were not in the 10-K filed Feb 25, 2025. Quoted as filed.
-
Item 1A · new paragraph · not in the 10-K filed Feb 25, 2025 10-K, ITEM 1A
We use, and expect to increasingly use, emerging technologies, including AI, across our operations, including business processes, services and products, and we expect greater AI adoption by our third parties, clients, counterparties, clearinghouses and financial intermediaries. Expanded use of AI, including emerging third‑party AI…
-
Item 1A · new paragraph · not in the 10-K filed Feb 25, 2025 10-K, ITEM 1A
The Corporation and third parties with whom we interact and/or on whom we rely, are subject to cybersecurity incidents,
-
Item 1A · new paragraph · not in the 10-K filed Feb 25, 2025 10-K, ITEM 1A
Emerging technologies, such as AI and quantum computing, are expected to increase these risks. For example, AI lowers the entry barriers to plan and execute cyberattacks, enables more personalized and harder to detect social engineering, and improves vulnerability discovery, which may result in the increased likelihood of exploitation…
-
Item 1A · new paragraph · not in the 10-K filed Feb 25, 2025 10-K, ITEM 1A
Our regulators’ prudential and supervisory authority gives them broad power and discretion to direct our actions, and they
New risk paragraphs, against peers
Latest 10-K of each, Financials companies closest in revenue
Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.
From the same starting line, FY2016 to FY2025
Revenue, net income and free cash flow, each set to 100 in FY2016. What happened, from the 10-Ks. Not a forecast.
Financial performance
Last 4 fiscal years · 10-K XBRL
| Metric | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $95.0B | $102.8B | $105.9B | $113.1B |
| Net income | $27.5B | $26.3B | $27.0B | $30.5B |
| Operating cash flow | −$6.3B | $45.0B | −$8.8B | $12.6B |
Revenue, FY2016 to FY2025
Ten fiscal years, each from its own 10-K · XBRL · USD
$113.1B ▲ 6.8% in FY2025$30.5B ▲ 13.1% in FY2025
Recent filings
4 filings in the last 30 days · SEC EDGAR
-
10-QOct 30, 2026Quarterly report (10-Q) period ended Sep 30, 2026
-
8-KOct 23, 2026Shareholder rights changed, Bylaws or fiscal year changed, Other events 8-K items 3.03, 5.03, 8.01
-
OfferingOct 22, 2026Sale of 2.0M preferred shares 424B5 · 424B5 d97711d424b5.htm Filed Pursuant to Rule 424(b)(5) Registration No. 333-277673 2,000,000 Depositary Shares, Each Representing a 1/25th Interest in a Share of 7.200% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series WW Bank of America Corporation is offering 2,000,000 depositary shares,
-
8-KOct 21, 2026Director or officer change 8-K item 5.02
About the company
Bank of America, Charlotte, NC · from the 10-K filed Feb 25, 2026
Bank of America Corporation is a Delaware corporation, a bank holding company (BHC) and a financial holding company. When used in this report, “Bank of America,” “the Corporation,” “we,” “us” and “our” may refer to Bank of America Corporation individually, Bank of America Corporation and its subsidiaries, or certain of Bank of America Corporation’s subsidiaries or affiliates. As part of our efforts to streamline the Corporation’s organizational structure and reduce complexity and costs, the Corporation has reduced and intends to continue to reduce the number of its corporate subsidiaries, including through intercompany mergers.
- Headquarters
- Charlotte, NC
- Country
- United States
- Listed on
- NYSE, OTC
- Fiscal year ends
- December 31
- Last results
- Oct 14, 2026
- Incorporated in
- DE
Employees, at the top of the page: "At both December 31, 2025 and 2024, the Corporation employed approximately 213,000 employees, of which 77 percent and 78 percent, respectively, were located in the U" (10-K). Address and exchange: SEC's company file.
Email alerts
Sources
The 10-K filed Feb 25, 2026 (open at SEC), compared with the 10-K filed Feb 25, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.
Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/BAC/export.csv") into a cell.