What changed
10-K filed Feb 20, 2026 against Feb 21, 2025| Area | What changed | Source |
|---|---|---|
| Risk factors | 44 new paragraphs, nothing like them in the previous 10-K | 10-K Item 1A |
| Material impairment (8-K item 2.06) | 8-K item 2.06 (material impairments) filed 2025-09-24 | 10-K · XBRL |
| Accounting checks | 7 other checks clear, 1 worth a look | 10-K · XBRL |
| Insiders | No open-market buys in the last 90 days | Form 4 |
| Filings | 4 in the last 30 days | EDGAR |
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
What's new, in their words
10-K filed Feb 20, 2026Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-21. Quoted as filed.
Higher interest rates can negatively impact the economy, resulting in higher unemployment and lower growth. Increases in interest rates can also adversely impact the fair value of available-for-sale (AFS) and held-to-maturity (HTM) debt securities held by Citi, and thereby Citi’s capital levels and regulatory liquidity position.…
10-K, Item 1A
Accounting checks
latest 10-K7 of 8 clear 1 worth a look. Checks, not verdicts.
- !Material impairment (8-K item 2.06)8-K item 2.06 (material impairments) filed 2025-09-24
- ✓Same auditor in both 10-Ks: KPMG LLP
- ✓No statement of substantial doubt about going concern
- ✓No 8-K item 4.02 in the last 2 years
- ✓No NT 10-K or NT 10-Q in the last 2 years
- ✓The same matters as last year: Assessment of the fair value of certain Level 3 assets and liabilities measured on a recurring basis; Assessment of the allowance for credit losses collectively evaluated for impairment
- ✓No sentence in the 10-K concludes that controls were not effective because of a material weakness
- ✓No 8-K item 1.03 in the last 2 years
In the last 30 days
All filings →- Nov 5, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026
- Oct 26, 20268-K Current report 8-K
- Oct 22, 20268-K Director or officer change 8-K item 5.02
- Oct 13, 20268-K Quarterly results 8-K item 2.02
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