BROBrown & Brown

Financials · Insurance Brokers · NYSE

Headquarters: Daytona Beach, FL
CEO: J. Powell Brown
Next results: around Jan 25, 2027

RevenueFY2016–25 $5.9B+22.8% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $1.1B+6.1% Highest in 10 years 10-K FY2025 · XBRL Free cash flowFY2016–25 $1.4B+26.6% Highest in 10 years 10-K FY2025 · XBRL

What changed

10-K filed Feb 12, 2026 against Feb 13, 2025

Area	What changed	Source
Risk factors	25 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Accounting checks	8 other checks clear	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	3 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 12, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-13. Quoted as filed.

WE MAY FAIL TO REALIZE ALL OF THE ANTICIPATED BENEFITS OF THE TRANSACTION (INCLUDING USE OF ACCESSION’S DEFERRED TAX ASSETS), AND THE TRANSACTION OR THOSE BENEFITS MAY TAKE LONGER TO REALIZE THAN EXPECTED. We believe that there are significant benefits and synergies that may be realized through the Transaction. However, the efforts to…
10-K, Item 1A

All 25 new paragraphs →

Accounting checks

latest 10-K

8 of 8 clear 0 worth a look. Checks, not verdicts.

✓
Same auditor in both 10-Ks: Deloitte & Touche LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
No longer listed: Business Combinations - Purchased Customer Accounts
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Oct 26, 20268-K Quarterly results 8-K item 2.02
Oct 26, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026
Oct 22, 20268-K Director or officer change 8-K item 5.02

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Work on BRO in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/BRO/export.csv") into a cell.