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Screener / SEC EDGAR /CIK 0000079282 /10-K filed Feb 12, 2026, compared with Feb 13, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
BRORFCMEIBKRIVZGL
NYSE Financials · Insurance Brokers

Brown & Brown BRO

BRO quote by TradingView
Headquarters
Daytona Beach, FL
CEO
J. Powell Brown
Next results
around Jan 25, 2027
Compare with peers Embed

BRO among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 22.8%, above 93% of 75 peers (their median 7.2%) REVENUE GROWTH 22.8% · above 93% Net margin: 17.6%, above 43% of 75 peers (their median 20.7%) NET MARGIN 17.6% · above 43% FCF margin: 21.5%, above 52% of 48 peers (their median 21.4%) FCF MARGIN 21.5% · above 52%
BRO Peer median Below the median

What changed

25 new risk paragraphs. 10-K filed Feb 12, 2026 against Feb 13, 2025.

Risk factors
25 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Accounting checks
8 other checks clear
10-K · XBRL
Insiders
No open-market buys in the last 90 days
Form 4
Filings
3 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

8 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 8 checks found nothing to note

  • Same auditor in both 10-Ks: Deloitte & Touche LLP
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
  • No NT 10-K or NT 10-Q in the last 2 years
  • No longer listed: Business Combinations - Purchased Customer Accounts
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

25 paragraphs in Risk Factors that were not in the 10-K filed Feb 13, 2025. Quoted as filed.

All 25 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
    WE MAY FAIL TO REALIZE ALL OF THE ANTICIPATED BENEFITS OF THE TRANSACTION (INCLUDING USE OF ACCESSION’S DEFERRED TAX ASSETS), AND THE TRANSACTION OR THOSE BENEFITS MAY TAKE LONGER TO REALIZE THAN EXPECTED. We believe that there are significant benefits and synergies that may be realized through the Transaction. However, the efforts to…
  2. Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
    The enhancement and development of technology systems may enhance cybersecurity risks and operational and technological risks, as any latency, disruption or failure in such technological tools could result in errors in analyses and compromise the integrity, security or privacy of generated content. Additionally, the process of…
  3. Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
    If any of our employees, contractors, consultants, vendors or service providers use any third-party AI powered software in connection with our business or the services they provide to us, it may lead to the inadvertent disclosure or incorporation of our confidential information into publicly available training sets, which may impact our…
  4. Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
    Because our business is concentrated in the jurisdictions identified above, we face greater exposure to unfavorable changes in regulatory conditions in those jurisdictions than insurance intermediaries whose operations are more diversified through a greater number of states and/or

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$3.6B$4.3B$4.8B$5.9B
Net income$672.0M$871.0M$993.0M$1.1B
Operating cash flow$881.0M$1.0B$1.2B$1.4B
Free cash flow$829.0M$941.0M$1.1B$1.4B

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$5.9B ▲ 22.8% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

3 filings in the last 30 days · SEC EDGAR

All filings

About the company

Brown & Brown, Daytona Beach, FL · from the 10-K filed Feb 12, 2026

Brown & Brown, Inc., a Florida corporation, and its subsidiaries (collectively, “Brown & Brown” or the “Company”) is a diversified insurance agency, wholesale brokerage, insurance programs and service organization that markets and sells insurance products and services, primarily in the property, casualty and employee benefits areas. The Company primarily operates as an agent or broker not assuming underwriting risks.

Headquarters
Daytona Beach, FL
Country
United States
Listed on
NYSE
Fiscal year ends
January 19
Last results
Oct 26, 2026
Incorporated in
FL

Email alerts

Sources

The 10-K filed Feb 12, 2026 (open at SEC), compared with the 10-K filed Feb 13, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

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