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CINFCincinnati Financial

Financials · Property & Casualty Insurance · Nasdaq
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Risk factors in the latest filings

3 new in the latest 10-Q

New in the 10-KRead ↓
0
fewer than two 10-Ks to compare
New in the 10-QRead ↓
3
paragraphs not in the 10-Q filed Jul 27, 2026
10-Q against the 10-KRead ↓
0
risk factor paragraphs and sentences added or reworded
New in the 10-K

Paragraphs with nothing like them in last year's 10-K

No new paragraphs in Risk Factors, or fewer than two 10-Ks to compare.

New in the latest 10-Q

Paragraphs in the 10-Q filed Oct 26, 2026 that were not in the one before

3 paragraphs in the 10-Q filed Oct 26, 2026 with nothing like them in the 10-Q filed Jul 27, 2026 (at least half the words must differ; new numbers alone do not count). Quoted exactly, grouped by the item heading above them. This is text that changed, not a judgement of how serious it is.

10-Q

As of October 22, 2026, there were 153,510,324 shares of common stock outstanding.

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Financial statements and notes

and surplus lines total ratio for large losses, net of reinsurance, was 1.1 percentage points higher than last year's

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third quarter. The third-quarter 2026 amount of total large losses incurred resulted in an increase in the nine-month 2026 total large loss ratio, compared with 2025, as there were no large losses during the first six-months of 2026 or 2025. We believe results for the three- and nine-month periods largely reflected normal fluctuations in loss patterns.

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10-Q against the 10-K

The 10-Q's risk factors against the 10-K

Item 1A of the 10-Q filed Oct 26, 2026 against Item 1A of the 10-K filed Feb 23, 2026. A 10-Q repeats only the risks that changed, so a 10-K paragraph that is missing from it is not counted as removed. Added is a paragraph with nothing like it in the 10-K, Reworded a sentence that is in both with several words changed, Quiet changes a sentence in both where one to four words changed and one is a hedge or a modal (cut words struck through, new words highlighted and underlined). Text on the page, not a score; each links to the filing at sec.gov.

What the 10-Q itself says about its risk factors:
Our risk factors have not changed materially since they were described in our 2025 Annual Report on Form 10-K filed February 23, 2026. Investors should not interpret the disclosure of a risk to imply that the risk has not already materialized.

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1 paragraph in the 10-Q's Item 1A, and none of them adds, rewords or quietly edits a paragraph of the 10-K's.

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