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EFXEquifax

Industrials · Credit Bureaus · NYSE

Equifax Inc. is a global data, analytics and technology company. 10-K, Item 1

Employees
15,000
Headquarters
Atlanta, GA
CEO
Mark W. Begor
Next results
around Feb 3, 2027
Compare with peers → Embed
RevenueFY2016–25 $6.1B+6.9% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $660.3M+9.3% FY2024: $604.1M 10-K FY2025 · XBRL Free cash flowFY2016–25 $1.1B+39.5% Highest in 10 years 10-K FY2025 · XBRL Operating marginFY2016–25 18.0%−0.3 pts 26.2% in FY2016 10-K FY2025 · XBRL

What changed

10-K filed Feb 19, 2026 against Feb 20, 2025
AreaWhat changedSource
Risk factors9 new paragraphs, nothing like them in the previous 10-K10-K Item 1A
Accounting checks10 other checks clear10-K · XBRL
InsidersNo open-market buys in the last 90 daysForm 4
Filings2 in the last 30 daysEDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 19, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-20. Quoted as filed.

  1. We remain in a period of economic uncertainty in the U.S. and the international markets in which we operate, including uncertainty regarding expectations for inflation and interest rates. Our current planning for 2026 assumes that U.S. economic activity, as measured by GDP, will grow at a rate consistent with 2025, and that economic…
    10-K, Item 1A
All 9 new paragraphs →

Accounting checks

latest 10-K

10 of 10 clear 0 worth a look. Checks, not verdicts.

  • ✓
    Receivables +5.8% vs revenue +6.9% (-1.2 pts)
  • ✓
    Cash from operations $1.6B vs net income $660.3M (FY ending 2025-12-31)
  • ✓
    Same auditor in both 10-Ks: Ernst & Young LLP
  • ✓
    No statement of substantial doubt about going concern
  • ✓
    No 8-K item 4.02 in the last 2 years
  • ✓
    No NT 10-K or NT 10-Q in the last 2 years
  • ✓
    The same matters as last year: Goodwill impairment test for the Asia Pacific reporting unit
  • ✓
    No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • ✓
    No 8-K item 2.06 in the last 2 years
  • ✓
    No 8-K item 1.03 in the last 2 years
How each check works, with sources →

In the last 30 days

All filings →

Work on EFX in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/EFX/export.csv") into a cell.