FICOFair Isaac

Technology · Business Services · NYSE

Fair Isaac Corporation (NYSE: FICO) (together with its consolidated subsidiaries, the “Company,” which may also be referred to in this report as “we,” “us,” “our,” and “FICO”) is a global analytics software leader. 10-K, Item 1

Headquarters: Bozeman, MT
CEO: William J. Lansing
Next results: around Jan 27, 2027

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RevenueFY2017–26 $2.5B+27.3% Highest in 10 years 10-K FY2026 · XBRL Net incomeFY2017–26 $835.0M+28.1% Highest in 10 years 10-K FY2026 · XBRL Free cash flowFY2017–26 $1.1B+39.0% Highest in 10 years 10-K FY2026 · XBRL Operating marginFY2017–26 49.9%+3.5 pts 19.5% in FY2017 10-K FY2026 · XBRL

What changed

10-K filed Nov 6, 2026 against Nov 7, 2025

Area	What changed	Source
Risk factors	10 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Accounting checks	10 other checks clear	10-K · XBRL
Insiders	1 open-market buy in the last 90 days	Form 4
Filings	3 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Nov 6, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-11-07. Quoted as filed.

Our ability to increase our revenue depends, in part, on our ability to successfully develop and introduce new products and services, enhance and improve our existing offerings, and expand into new markets. If we are unable to successfully develop and commercialize new, enhanced, or improved products and services, or if the marketplace…
10-K, Item 1A

All 10 new paragraphs →

Accounting checks

latest 10-K

10 of 10 clear 0 worth a look. Checks, not verdicts.

✓
Receivables +13.9% vs revenue +27.3% (-13.4 pts)
✓
Cash from operations $1.1B vs net income $835.0M (FY ending 2026-09-30)
✓
Same auditor in both 10-Ks: Deloitte & Touche LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
The same matters as last year: Revenue Recognition - Contracts with Customers
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

New risks 10 new paragraphs in Risk Factors in the new 10-K

Nov 6, 2026Buy Rey David A (Director) bought $20K open-market purchase on Oct 15, 2025, reported 1 year late
Nov 6, 202610-K Annual report (10-K) period ended Sep 30, 2026
Nov 4, 20268-K Quarterly results 8-K item 2.02

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Work on FICO in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/FICO/export.csv") into a cell.