FITBFifth Third Bancorp
- Headquarters
- Cincinnati, OH
- CEO
- Timothy Spence
- Next results
- around Jan 19, 2027
Numbers that matter for banks, which general screens compare wrongly. Some come from the 10-K's XBRL. The rest are quoted from the company's own filings, because there is no standard tag for them: the sentence is the source.
Net interest margin
3.3% 10-Q filed 2026-11-03What the bank earns on loans and securities minus what it pays on deposits, as % of earning assets.
“Net interest margin on an FTE basis (non-GAAP) was 3.34% for both the three and nine months ended September 30, 2026 compared to 3.13% and 3.10% for the same periods in the prior year.”
Read it in the filing ↗
Efficiency ratio
57.0% fiscal year to Dec 31, 2025Non-interest expense as % of revenue. Lower is leaner.
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| 60.2% | 56.3% | 59.8% | 59.4% | 57.0% |
XBRL: NoninterestExpense, 0000035527-26-000124; InterestIncomeExpenseNet, 0000035527-26-000124; NoninterestIncome, 0000035527-26-000124
Loans to deposits
70.1% fiscal year to Dec 31, 2025How much of its deposits the bank has lent out.
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| 65.1% | 72.9% | 68.0% | 70.2% | 70.1% |
XBRL: FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss, 0000035527-26-000243; Deposits, 0000035527-26-000243
Return on tangible common equity
16.9% fiscal year to Dec 31, 2025Net income over common equity without goodwill and intangibles (net income is before preferred dividends, so this runs a little high for banks with preferred stock).
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| 18.0% | 24.2% | 19.6% | 18.5% | 16.9% |
XBRL: NetIncomeLoss, 0000035527-26-000124; StockholdersEquity, 0000035527-26-000243; PreferredStockValue, 0000035527-26-000243; Goodwill, 0000035527-26-000243; IntangibleAssetsNetExcludingGoodwill, 0000035527-26-000243
Net interest income
$6.0B fiscal year to Dec 31, 2025Interest earned minus interest paid.
| FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| $4.8B | $5.6B | $5.8B | $5.6B | $6.0B |
XBRL: InterestIncomeExpenseNet, 0000035527-26-000124
Work on FITB in a spreadsheet:
Excel workbook (a sheet per section, ten years by column, charts, links to the filings) ·
CSV.
For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/FITB/export.csv") into a cell.