GENGen Digital
Mission: We create innovative and easy-to-use technology solutions that help people grow, manage and secure their digital and financial lives. 10-K, Item 1
- Employees
- 3,900
- Headquarters
- Tempe, AZ
- CEO
- Vincent Pilette
- Next results
- around Feb 4, 2027
The biggest changes in the 10-K filed 2026-05-21, this fiscal year against the last, and the sentences in the MD&A (Item 7) where management explains them, quoted word for word. Tickdelta picks sentences that name the line, a direction and a cause. It does not write explanations of its own.
Net income
+51.3% Big change FY to 2026-04-03 vs 2025-03-28“Net income (loss) increased $330 million and net income per share increased $0.54, primarily due to increased operating income discussed above partially offset by an increase in income tax expense.”
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“Our effective tax rate decreased primarily due to a lower impact from U.S. taxation of foreign earnings, partially offset by increased impacts from changes in unrecognized tax benefits and related interest and penalties in fiscal 2026.”
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Revenue
+27.1% Big change FY to 2026-04-03 vs 2025-03-28“Net revenues increased $1,065 million, primarily due to higher sales in both our Cyber Safety Platform products and Trust-Based Solutions, including an increase of $823 million due to the acquisition of MoneyLion, and an increase of $87 million due to the favorable impact from the additional week in the first quarter of fiscal 2026.”
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“Net revenues increased $1,065 million, due to a $163 million increase in sales of our Cyber Safety Platform products and a $902 million increase in sales of our Trust-Based Solutions, including a $823 million increase in Trust-Based Solutions due to the acquisition of MoneyLion.”
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Cash from operations
+26.5% Big change FY to 2026-04-03 vs 2025-03-28The MD&A has no sentence that names a cause for this change. That can be worth a question: ask about the filing.
Gross margin
80.3% → 78.5% (-1.8 pts) Big change FY to 2026-04-03 vs 2025-03-28“Cost of revenues, including the impact of the additional week in the first quarter of fiscal 2026, increased $301 million, primarily due to a $197 million increase in partner revenue share mainly in Trust-Based Solutions, a $58 million increase in payment processing fees and a $32 million increase in amortization of intangible assets.”
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Operating margin
40.9% → 42.4% (+1.5 pts) Big change FY to 2026-04-03 vs 2025-03-28“Operating income (loss) increased $510 million, primarily due to increased net revenues described above and decreased legal costs related to ongoing litigation.”
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“Our operating expenses increased in fiscal 2026 compared to fiscal 2025 primarily due to our acquisition of MoneyLion, the impact of the additional week in the first quarter of fiscal 2026. and compensation related expenses, offset by decrease in legal accruals.”
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Changes are computed from the XBRL figures in the same 10-K. Hover a number to see the line item. Open the 10-K ↗
Work on GEN in a spreadsheet:
Excel workbook (a sheet per section, ten years by column, charts, links to the filings) ·
CSV.
For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/GEN/export.csv") into a cell.