HUMHumana

Health care · Health Insurance · NYSE

Headquartered in Louisville, Kentucky, Humana Inc. and its subsidiaries, referred to throughout this document as “we,” “us,” “our,” the “Company” or “Humana,” is committed to putting health first - for our teammates, our customers, and our company. 10-K, Item 1

Employees: 67,060
Headquarters: Louisville, KY
CEO: James A. Rechtin
Next results: around Feb 10, 2027

Compare with peers → Embed

RevenueFY2016–25 $129.7B+10.1% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $1.2B−1.6% FY2024: $1.2B 10-K FY2025 · XBRL Free cash flowFY2016–25 $375.0M−84.3% FY2024: $2.4B 10-K FY2025 · XBRL Operating marginFY2016–25 2.1%−0.1 pts 3.2% in FY2016 10-K FY2025 · XBRL

What changed

10-K filed Feb 19, 2026 against Feb 20, 2025

Area	What changed	Source
Risk factors	3 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Receivables growing faster than revenue	Receivables +20.9% vs revenue +10.1% (+10.8 pts)	10-K · XBRL
Accounting checks	8 other checks clear, 1 worth a look	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	4 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 19, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-20. Quoted as filed.

In 2012, CMS released an MA contract-level RADV methodology that would extrapolate the results of each CMS RADV audit sample to the audited MA contract’s entire health status-related risk adjusted
10-K, Item 1A

All 3 new paragraphs →

Accounting checks

latest 10-K

8 of 9 clear 1 worth a look. Checks, not verdicts.

!
Receivables growing faster than revenueReceivables +20.9% vs revenue +10.1% (+10.8 pts)
✓
Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
The same matters as last year: Valuation of Incurred but not yet Reported Benefits Payable; Impairment Assessments - Home Solutions Reporting Unit Goodwill and Certificates of Need Intangible Assets
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Nov 9, 20268-K Other events 8-K item 8.01
Nov 6, 20268-K Quarterly results, Regulation FD disclosure 8-K items 2.02, 7.01
Nov 6, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026
Oct 13, 20268-K Regulation FD disclosure 8-K item 7.01

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Work on HUM in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/HUM/export.csv") into a cell.