KRKroger

Consumer staples · Grocery Stores · NYSE

The Kroger Co. (the “Company” or “Kroger”) was founded in 1883 and incorporated in 1902. 10-K, Item 1

Headquarters: Cincinnati, OH
Next results: around Dec 3, 2026

What the 10-K filed 2026-03-31 says about risks that are not on the face of the balance sheet, from the notes to the financial statements, Legal Proceedings and the MD&A (and, for big customers and key suppliers, Business and Risk Factors). Tickdelta picks sentences with specifics (amounts, accruals, covenant ratios) and quotes them as filed. New marks a sentence with nothing like it in the 10-K filed 2025-04-01.

Big customers

Customers the company names as a large share of revenue or receivables (it must name any worth 10% of revenue).

No specific sentence about this in the 10-K.

Key suppliers

Parts or manufacturing that depend on one or a few suppliers.

No specific sentence about this in the 10-K.

Lawsuits and legal claims

3 new

Pending cases, settlements and what the company has set aside for them.

New “Adjustment for merger-related litigation and settlement charges(1)(7) 121 — —”
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New “Adjustment for merger-related litigation and settlement charges(16) 0.18 — —”
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New “(7) The pre-tax adjustment for merger-related litigation and settlement charges was $161 for 2025.”
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“In 2023, the Company recorded a charge of $62 relating to a settlement of opioid litigation claims with the State of West Virginia.”
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“The foregoing settlements are not admissions of wrongdoing or liability by the Company and the Company will continue to vigorously defend against any other claims and lawsuits relating to opioids that the settlements do not resolve, including private plaintiff litigation.”
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Guarantees and indemnities

Promises to pay someone else's debts or losses if they cannot.

“We had $29 million of outstanding standby letters of credit as of January 31, 2026.”
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Debt covenants

Conditions in loan agreements that, if broken, can make debt due early.

“Our credit facility requires the maintenance of a Leverage Ratio (our “financial covenant”).”
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“We were in compliance with our financial covenant at January 31, 2026.”
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“The Credit Agreement contains a covenant, which, among other things, requires the maintenance of a leverage ratio of not greater than 3.50:1.00.”
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“In connection with the Termination Notice, Kroger notified Albertsons that Kroger has no obligation to pay the Parent Termination Fee (as defined in the Merger Agreement) because Albertsons failed to perform and comply in all material respects with its covenants under the Merger Agreement.”
Read it in the 10-K ↗

Commitments off the balance sheet

Contracts the company must pay for later: purchase obligations, take-or-pay deals.

No specific sentence about this in the 10-K.

Sentences are chosen by their words, not read by AI, so some can be off topic. Always check the filing. Open the 10-K ↗

Work on KR in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/KR/export.csv") into a cell.