MTBM&T Bank

Financials · Banks · NYSE

M&T is a New York business corporation that has elected to be treated as an FHC under the BHCA and is a BHC under Article III-A of the New York Banking Law. 10-K, Item 1

Headquarters: Buffalo, NY
CEO: Rene F. Jones
Next results: around Jan 15, 2027

Compare with peers → Embed

RevenueFY2016–25 $9.7B+4.4% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $2.9B+10.2% Highest in 10 years 10-K FY2025 · XBRL

What changed

10-K filed Feb 18, 2026 against Feb 19, 2025

Area	What changed	Source
Risk factors	2 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Accounting checks	8 other checks clear	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	2 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 18, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-19. Quoted as filed.

In July 2025 the GENIUS Act, which establishes a regulatory framework for “payment stablecoins” and their issuers, was signed into law. Consumers and businesses may view payment stablecoins as a substitute for traditional bank deposits, which could result in reduced levels of deposits in the banking system. Depending on consumer and…
10-K, Item 1A

All 2 new paragraphs →

Accounting checks

latest 10-K

8 of 8 clear 0 worth a look. Checks, not verdicts.

✓
Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
The same matters as last year: Allowance for Loan Losses - Adjustments to model forecasts; Buffalo, New York; February 18, 2026
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Nov 5, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026
Oct 16, 20268-K Quarterly results, Regulation FD disclosure 8-K items 2.02, 7.01

Get an email when this changes: new risk paragraphs, accounting items, insider purchases, a new 10-K or 10-Q. RSS feed

Work on MTB in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/MTB/export.csv") into a cell.