PYPLPayPal

Financials · Business Services · Nasdaq

At PayPal Holdings, Inc., our mission is to revolutionize commerce globally. 10-K, Item 1

Employees: 23,800
Headquarters: San Jose, CA
Next results: around Feb 2, 2027

RevenueFY2016–25 $33.2B+4.3% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $5.2B+26.2% Highest in 10 years 10-K FY2025 · XBRL Free cash flowFY2016–25 $5.6B−17.8% FY2024: $6.8B 10-K FY2025 · XBRL Operating marginFY2016–25 18.3%+1.5 pts 14.6% in FY2016 10-K FY2025 · XBRL

What changed

10-K filed Feb 3, 2026 against Feb 4, 2025

Area	What changed	Source
Risk factors	7 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Accounting checks	10 other checks clear	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	2 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 3, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-04. Quoted as filed.

Evolving laws, regulations and stakeholder expectations with respect to environmental, social and governance matters could harm our reputation and adversely affect our business. Various jurisdictions both in the U.S. and internationally have adopted or are developing laws, regulations and policies relating to environmental, social and…
10-K, Item 1A

All 7 new paragraphs →

Accounting checks

latest 10-K

10 of 10 clear 0 worth a look. Checks, not verdicts.

✓
Receivables -14.6% vs revenue +4.3% (-19.0 pts)
✓
Cash from operations $6.4B vs net income $5.2B (FY ending 2025-12-31)
✓
Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
The same matters as last year: Allowance for Certain Consumer Loans Receivable
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Oct 27, 20268-K Quarterly results 8-K item 2.02
Oct 27, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026

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