UNHUnitedHealth Group

Health care · Health Insurance · NYSE

UnitedHealth Group Incorporated is a health care and well-being company with a mission to help people live healthier lives and help make the health system work better for everyone. 10-K, Item 1

Employees: 390,000
Headquarters: Eden Prairie, MN
CEO: Stephen J. Hemsley
Next results: around Jan 26, 2027

Compare with peers → Embed

RevenueFY2016–25 $447.6B+11.8% Highest in 10 years 10-K FY2025 · XBRL Net incomeFY2016–25 $12.1B−16.3% FY2024: $14.4B 10-K FY2025 · XBRL Free cash flowFY2016–25 $16.1B−22.4% FY2024: $20.7B 10-K FY2025 · XBRL Operating marginFY2016–25 4.2%−3.8 pts 7.0% in FY2016 10-K FY2025 · XBRL

What changed

10-K filed Mar 2, 2026 against Feb 27, 2025

Area	What changed	Source
Risk factors	5 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Critical audit matters changed	New this year: March 2, 2026. No longer listed: February 27, 2025. Same as last year: Minneapolis, Minnesota	10-K · XBRL
Accounting checks	9 other checks clear, 1 worth a look	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	3 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Mar 2, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-27. Quoted as filed.

The risks and uncertainties discussed below are not the only risks we may face. There may be risks and uncertainties not currently known to us or that we may deem to be immaterial that could materially and adversely affect our business, results of operations, financial position, cash flows and prospects.
10-K, Item 1A

All 5 new paragraphs →

Accounting checks

latest 10-K

9 of 10 clear 1 worth a look. Checks, not verdicts.

!
Critical audit matters changedNew this year: March 2, 2026. No longer listed: February 27, 2025. Same as last year: Minneapolis, Minnesota
✓
Receivables +2.9% vs revenue +11.8% (-8.9 pts)
✓
Inventory -13.2% vs revenue +11.8% (-25.0 pts)
✓
Same auditor in both 10-Ks: DELOITTE & TOUCHE LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Nov 9, 20268-K Director or officer change 8-K item 5.02
Nov 3, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026
Oct 13, 20268-K Quarterly results 8-K item 2.02

Get an email when this changes: new risk paragraphs, accounting items, insider purchases, a new 10-K or 10-Q. RSS feed

Work on UNH in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/UNH/export.csv") into a cell.