Equifax EFX
Equifax Inc. is a global data, analytics and technology company. 10-K, Item 1
- Employees
- 15,000
- Headquarters
- Atlanta, GA
- CEO
- Mark W. Begor
- Next results
- around Feb 3, 2027
EFX among Industrials peers
Six ratios from the latest 10-K. Each corner is the share of 81 peers the company is above, not a score.
What changed
9 new risk paragraphs. 10-K filed Feb 19, 2026 against Feb 20, 2025.
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
Accounting checks
10 checks on the latest 10-K. Checks, not verdicts.
0facts worth reading about all 10 checks found nothing to note
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Receivables +5.8% vs revenue +6.9% (-1.2 pts)
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Cash from operations $1.6B vs net income $660.3M (FY ending Dec 31, 2025)
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Same auditor in both 10-Ks: Ernst & Young LLP
7 more checks with nothing to note
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No statement of substantial doubt about going concern
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No 8-K item 4.02 in the last 2 years
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No NT 10-K or NT 10-Q in the last 2 years
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The same matters as last year: Goodwill impairment test for the Asia Pacific reporting unit
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No sentence in the 10-K concludes that controls were not effective because of a material weakness
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No 8-K item 2.06 in the last 2 years
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No 8-K item 1.03 in the last 2 years
In their words
9 paragraphs in Risk Factors that were not in the 10-K filed Feb 20, 2025. Quoted as filed.
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Item 1A · new paragraph · not in the 10-K filed Feb 20, 2025 10-K, ITEM 1A
We remain in a period of economic uncertainty in the U.S. and the international markets in which we operate, including uncertainty regarding expectations for inflation and interest rates. Our current planning for 2026 assumes that U.S. economic activity, as measured by GDP, will grow at a rate consistent with 2025, and that economic…
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Item 1A · new paragraph · not in the 10-K filed Feb 20, 2025 10-K, ITEM 1A
In addition, a significant portion of our revenue is derived from products and services that incorporate intellectual property licensed from key business partners. Our existing license agreements have fixed terms and are subject to periodic renewal. If these agreements expire or are not renewed on acceptable terms that allow us to…
New risk paragraphs, against peers
Latest 10-K of each, Industrials companies closest in revenue
Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.
Financial performance
Last 4 fiscal years · 10-K XBRL
| Metric | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $5.1B | $5.3B | $5.7B | $6.1B |
| Net income | $696.2M | $545.3M | $604.1M | $660.3M |
| Operating cash flow | $757.1M | $1.1B | $1.3B | $1.6B |
| Free cash flow | $132.6M | $515.5M | $813.0M | $1.1B |
Revenue, FY2016 to FY2025
Ten fiscal years, each from its own 10-K · XBRL · USD
$6.1B ▲ 6.9% in FY2025$660.3M ▲ 9.3% in FY2025$1.1B ▲ 39.5% in FY2025
Recent filings
2 filings in the last 30 days · SEC EDGAR
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8-KOct 20, 2026Quarterly results 8-K item 2.02
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10-QOct 20, 2026Quarterly report (10-Q) period ended Sep 30, 2026
About the company
Equifax, Atlanta, GA · from the 10-K filed Feb 19, 2026
Equifax Inc. is a global data, analytics and technology company. We provide information solutions for businesses, governments and consumers, and we provide human resources business process automation and outsourcing services for employers. We have a large and diversified group of clients, including financial institutions, corporations, government agencies and individuals.
- Headquarters
- Atlanta, GA
- Country
- United States
- Reports in
- USD
- Listed on
- NYSE
- Fiscal year ends
- December 31
- Last results
- Oct 20, 2026
- Incorporated in
- GA
Employees, at the top of the page: "Equifax employed approximately 15,000 employees in 22 countries as of December 31, 2025" (10-K). Address and exchange: SEC's company file.
Email alerts
Sources
The 10-K filed Feb 19, 2026 (open at SEC), compared with the 10-K filed Feb 20, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.
Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/EFX/export.csv") into a cell.