tickdelta
Sign in
Screener / SEC EDGAR /CIK 0000049071 /10-K filed Feb 19, 2026, compared with Feb 20, 2025 /Numbers from the XBRL of the 10-Ks
Health care peers:
HCAELVLLYCNCJNJHUM
NYSE Health care · Health Insurance

Humana HUM

HUM quote by TradingView

Headquartered in Louisville, Kentucky, Humana Inc. and its subsidiaries, referred to throughout this document as “we,” “us,” “our,” the “Company” or “Humana,” is committed to putting health first - for our teammates, our customers, and our company. 10-K, Item 1

Employees
67,060
Headquarters
Louisville, KY
CEO
James A. Rechtin
Next results
around Feb 10, 2027
Compare with peers Embed

HUM among Health care peers

Six ratios from the latest 10-K. Each corner is the share of 59 peers the company is above, not a score.

Compare
Revenue growth: 10.1%, above 71% of 59 peers (their median 7.1%) REVENUE GROWTH 10.1% · above 71% Operating margin: 1.5%, above 14% of 50 peers (their median 13.7%) OPERATING MARGIN 1.5% · above 14% Net margin: 0.8%, above 12% of 59 peers (their median 9.7%) NET MARGIN 0.8% · above 12% FCF margin: 2.0%, above 11% of 55 peers (their median 15.8%) FCF MARGIN 2.0% · above 11% Return on capital: 7.1%, above 22% of 41 peers (their median 9.2%) RETURN ON CAPITAL 7.1% · above 22%
HUM Peer median Below the median

What changed

3 new risk paragraphs and 1 accounting fact worth reading about. 10-K filed Feb 19, 2026 against Feb 20, 2025.

Risk factors
3 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Receivables growing faster than revenue
Receivables +20.9% vs revenue +10.1% (+10.8 pts)
10-K · XBRL
Accounting checks
8 other checks clear, 1 worth a look
10-K · XBRL
Insiders
No open-market buys in the last 90 days
Form 4
Filings
5 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

9 checks on the latest 10-K. Checks, not verdicts.

How it works

1fact worth reading about the other 8 checks found nothing to note

  • Receivables growing faster than revenue
    Receivables +20.9% vs revenue +10.1% (+10.8 pts)
  • Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
7 more checks with nothing to note
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Valuation of Incurred but not yet Reported Benefits Payable; Impairment Assessments - Home Solutions Reporting Unit Goodwill and Certificates of Need Intangible Assets
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

3 paragraphs in Risk Factors that were not in the 10-K filed Feb 20, 2025. Quoted as filed.

All 3 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 20, 2025 10-K, ITEM 1A
    In 2012, CMS released an MA contract-level RADV methodology that would extrapolate the results of each CMS RADV audit sample to the audited MA contract’s entire health status-related risk adjusted

New risk paragraphs, against peers

Latest 10-K of each, Health care companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$92.9B$106.4B$117.8B$129.7B
Net income$2.8B$2.5B$1.2B$1.2B
Operating cash flow$4.6B$4.0B$3.0B$921.0M
Free cash flow$3.5B$3.0B$2.4B$375.0M

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$129.7B ▲ 10.1% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

5 filings in the last 30 days · SEC EDGAR

All filings

About the company

Humana, Louisville, KY · from the 10-K filed Feb 19, 2026

Headquartered in Louisville, Kentucky, Humana Inc. and its subsidiaries, referred to throughout this document as “we,” “us,” “our,” the “Company” or “Humana,” is committed to putting health first - for our teammates, our customers, and our company. Through our Humana insurance services, and our CenterWell health care services, we make it easier for the millions of people we serve to achieve their best health - delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for Medicare and Medicaid participants, families, individuals, military service personnel, and communities at large.

Headquarters
Louisville, KY
Country
United States
Reports in
USD
Listed on
NYSE
Fiscal year ends
December 31
Last results
Nov 6, 2026
Incorporated in
DE

Employees, at the top of the page: "As of December 31, 2025, we had approximately 67,060 associates" (10-K). Address and exchange: SEC's company file.

Email alerts

Sources

The 10-K filed Feb 19, 2026 (open at SEC), compared with the 10-K filed Feb 20, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/HUM/export.csv") into a cell.