Screener / SEC EDGAR /CIK 0000320335 /10-K filed Feb 25, 2026, compared with Feb 26, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
NYSE Financials · Life Insurance

Globe Life GL

Globe Life's website is: www.globelifeinsurance.com. 10-K, Item 1

Headquarters
Mckinney, TX
Next results
around Feb 3, 2027
Compare with peers Embed

Where each dollar of revenue went, FY2023

Revenue of $5.4B through the costs to a net profit of $970.8M · income statement of the 10-K

18% net margin
Revenue to Gross profit: $1.3BRevenue to Cost of revenue: $4.2BGross profit to Net profit: $970.8MGross profit to Costs, tax, other: $289.2M Revenue: $5.4B REVENUE $5.4B +4% Y/Y Gross profit: $1.3B · 23% margin GROSS PROFIT $1.3B 23% margin · +7% Y/Y Cost of revenue: $4.2B · 77% of revenue COST OF REVENUE $4.2B 77% of revenue Net profit: $970.8M · 18% margin NET PROFIT $970.8M 18% margin · +9% Y/Y Costs, tax, other: $289.2M · 5% of revenue COSTS, TAX, OTHER $289.2M 5% of revenue
Gross profit $1.3B 23% margin · +7% Y/Y
Net profit $970.8M 18% margin · +9% Y/Y
The full income statement, year by year

GL among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 3.7%, above 21% of 75 peers (their median 7.2%) REVENUE GROWTH 3.7% · above 21% Net margin: 18.9%, above 45% of 75 peers (their median 20.7%) NET MARGIN 18.9% · above 45% FCF margin: 21.3%, above 48% of 48 peers (their median 21.5%) FCF MARGIN 21.3% · above 48%
GL Peer median Below the median

What changed

5 new risk paragraphs. 10-K filed Feb 25, 2026 against Feb 26, 2025.

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

7 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 7 checks found nothing to note

  • Same auditor in both 10-Ks: Deloitte & Touche LLP
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
4 more checks with nothing to note
  • No NT 10-K or NT 10-Q in the last 2 years
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

5 paragraphs in Risk Factors that were not in the 10-K filed Feb 26, 2025. Quoted as filed.

All 5 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 26, 2025 10-K, ITEM 1A
    Our investment portfolio contains certain alternative investments that may be illiquid and volatile, which could negatively affect our investment income and liquidity. Over the past several years, we have increased our investment in alternative investments, such as limited partnerships. These and other similar investments may have…
  2. Item 1A · new paragraph · not in the 10-K filed Feb 26, 2025 10-K, ITEM 1A
    Under an intercompany reinsurance agreement initiated in 2025, we have ceded approximately $1.2 billion of our life statutory reserves from Liberty National Life Insurance Company, Globe Life And Accident Insurance Company, and American Income Life Insurance Company to GL Re, as of December 31, 2025. Future regulatory changes made by…

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$5.2B$5.4B$5.8B$6.0B
Net income$894.4M$970.8M$1.1B$1.2B
Operating cash flow$1.4B$1.5B$1.4B$1.4B
Free cash flow$1.4B$1.4B$1.3B$1.3B

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$6.0B ▲ 3.7% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

3 filings in the last 30 days · SEC EDGAR

All filings

About the company

Globe Life, Mckinney, TX · from the 10-K filed Feb 25, 2026

Globe Life's website is: www.globelifeinsurance.com. Globe Life makes available free of charge through its website, its annual report on Form 10-K, its quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to those reports as soon as reasonably practicable after they have been electronically filed with or furnished to the Securities and Exchange Commission. Other information included in Globe Life's website is not incorporated into this filing.

Headquarters
Mckinney, TX
Country
United States
Reports in
USD
Listed on
NYSE
Fiscal year ends
December 31
Last results
Oct 21, 2026
Incorporated in
DE

Email alerts

Sources

The 10-K filed Feb 25, 2026 (open at SEC), compared with the 10-K filed Feb 26, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/GL/export.csv") into a cell.