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Screener / SEC EDGAR /CIK 0000779152 /10-K filed Aug 28, 2026, compared with Aug 25, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
HOODCPAYFDSMSCIJKHYERIE
Nasdaq Financials · IT Services

Jack Henry & Associates JKHY

JKHY quote by TradingView

Jack Henry & Associates, Inc.® is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. 10-K, Item 1

Employees
7,300
Headquarters
Monett, MO
CEO
Gregory R. Adelson
Next results
around Jan 26, 2027
Compare with peers Embed

Where each dollar of revenue went, FY2026

Revenue of $2.5B through the costs to a net profit of $502.8M · income statement of the 10-K

25% operating margin
Revenue to Gross profit: $1.1BRevenue to Cost of revenue: $1.4BGross profit to Operating profit: $635.0MGross profit to Operating expenses: $475.7MOperating profit to Net profit: $502.8MOperating profit to Tax & other: $132.3MOperating expenses to R&D: $176.4MOperating expenses to SG&A: $299.2M Revenue: $2.5B REVENUE $2.5B +7% Y/Y Gross profit: $1.1B · 44% margin GROSS PROFIT $1.1B 44% margin Cost of revenue: $1.4B · 56% of revenue COST OF REVENUE $1.4B 56% of revenue Operating profit: $635.0M · 25% margin OPERATING PROFIT $635.0M 25% margin · +12% Y/Y Operating expenses: $475.7M · 19% of revenue OPERATING EXPENSES $475.7M 19% of revenue Net profit: $502.8M · 20% margin NET PROFIT $502.8M 20% margin · +10% Y/Y Tax & other: $132.3M · 5% of revenue TAX & OTHER $132.3M 5% of revenue R&D: $176.4M · 7% of revenue R&D $176.4M 7% of revenue SG&A: $299.2M · 12% of revenue SG&A $299.2M 12% of revenue
Gross profit $1.1B 44% margin
Operating profit $635.0M 25% margin · +12% Y/Y
Net profit $502.8M 20% margin · +10% Y/Y
The full income statement, year by year

JKHY among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 7.1%, above 48% of 75 peers (their median 7.2%) REVENUE GROWTH 7.1% · above 48% Gross margin: 43.8%, above 12% of 8 peers (their median 57.7%) GROSS MARGIN 43.8% · above 12% Operating margin: 25.3%, above 48% of 27 peers (their median 26.3%) OPERATING MARGIN 25.3% · above 48% Net margin: 20.0%, above 48% of 75 peers (their median 20.7%) NET MARGIN 20.0% · above 48% FCF margin: 27.6%, above 67% of 48 peers (their median 21.4%) FCF MARGIN 27.6% · above 67% Return on capital: 22.4%, above 88% of 25 peers (their median 9.8%) RETURN ON CAPITAL 22.4% · above 88%
JKHY Peer median Below the median

What changed

5 new risk paragraphs. 10-K filed Aug 28, 2026 against Aug 25, 2025.

Risk factors
5 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Accounting checks
10 other checks clear
10-K · XBRL
Insiders
No open-market buys in the last 90 days
Form 4
Filings
3 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

10 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 10 checks found nothing to note

  • Receivables +9.8% vs revenue +7.1% (+2.7 pts)
  • Cash from operations $762.0M vs net income $502.8M (FY ending Jun 30, 2026)
  • Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
7 more checks with nothing to note
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Revenue Recognition - estimating variable consideration
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

5 paragraphs in Risk Factors that were not in the 10-K filed Aug 25, 2025. Quoted as filed.

All 5 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Aug 25, 2025 10-K, ITEM 1A
    Like other financial institution service providers, we continually face third-party attempts to discover and exploit system weaknesses or to circumvent our security measures. We regularly experience attacks and other malicious activities targeting our systems, services, infrastructure, and data, as well as those of our clients,…
  2. Item 1A · new paragraph · not in the 10-K filed Aug 25, 2025 10-K, ITEM 1A
    Moreover, the legislative and regulatory landscape continues to evolve to include alternative payment types, including digital and cryptocurrencies. The regulatory environment for crypto assets, stablecoins, and digital currencies is rapidly evolving, with increased oversight from federal and state regulatory agencies. Recent…
  3. Item 1A · new paragraph · not in the 10-K filed Aug 25, 2025 10-K, ITEM 1A
    Our selective pursuit of strategic transactions may be limited by market conditions, which could impact our ability to complement our organic growth. While our primary growth strategy focuses on organic initiatives, we may from time to time selectively evaluate and pursue strategic transactions, including acquisitions, to complement our…

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2023FY2024FY2025FY2026
Revenue$2.1B$2.2B$2.4B$2.5B
Net income$366.6M$381.8M$455.7M$502.8M
Operating cash flow$381.6M$568.0M$641.5M$762.0M
Free cash flow$342.4M$509.9M$588.1M$694.9M

Revenue, FY2017 to FY2026

Ten fiscal years, each from its own 10-K · XBRL · USD

$2.5B ▲ 7.1% in FY2026

FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026
Every number, year by year

Recent filings

3 filings in the last 30 days · SEC EDGAR

All filings

About the company

Jack Henry & Associates, Monett, MO · from the 10-K filed Aug 28, 2026

Jack Henry & Associates, Inc.® is a well-rounded financial technology company that strengthens connections between financial institutions and the people and businesses they serve. For 50 years, we have provided technology solutions to help banks and credit unions innovate faster, strategically differentiate, and successfully compete while serving the evolving needs of their accountholders. We empower over 7,200 financial institutions and diverse corporate entities with people-inspired innovation, personal service, and insight-driven solutions.

Headquarters
Monett, MO
Country
United States
Reports in
USD
Listed on
Nasdaq
Fiscal year ends
June 30
Last results
Nov 3, 2026
Incorporated in
DE

Employees, at the top of the page: "As of June 30, 2026, Jack Henry had approximately 7,300 full-time and part-time associates" (10-K). Address and exchange: SEC's company file.

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Sources

The 10-K filed Aug 28, 2026 (open at SEC), compared with the 10-K filed Aug 25, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

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