Citizens Financial Group CFG
Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. 10-K, Item 1
- Employees
- 17,398
- Headquarters
- Providence, RI
- CEO
- Saun Bruce Van
- Next results
- around Jan 20, 2027
What changed
1 new risk paragraph and 1 accounting fact worth reading about. 10-K filed Feb 12, 2026 against Feb 13, 2025.
Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.
Accounting checks
8 checks on the latest 10-K. Checks, not verdicts.
1fact worth reading about the other 7 checks found nothing to note
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Auditor change8-K item 4.01 (change in certifying accountant) filed Oct 30, 2026
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No statement of substantial doubt about going concern
6 more checks with nothing to note
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No 8-K item 4.02 in the last 2 years
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No NT 10-K or NT 10-Q in the last 2 years
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No longer listed: Goodwill. Same as last year: Allowance for Credit Losses
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No sentence in the 10-K concludes that controls were not effective because of a material weakness
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No 8-K item 2.06 in the last 2 years
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No 8-K item 1.03 in the last 2 years
In their words
1 paragraph in Risk Factors that was not in the 10-K filed Feb 13, 2025. Quoted as filed.
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Item 1A · new paragraph · not in the 10-K filed Feb 13, 2025 10-K, ITEM 1A
U.S. global trade policies, including the imposition of tariffs and uncertainty surrounding the resolution of trade disputes, or renewal of trade agreements, with various countries, may cause inflation to rise and ultimately affect interest rates. In addition, the risk of government shutdowns could cause volatility in the financial…
New risk paragraphs, against peers
Latest 10-K of each, Financials companies closest in revenue
Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.
From the same starting line, FY2016 to FY2025
Revenue, net income and free cash flow, each set to 100 in FY2016. What happened, from the 10-Ks. Not a forecast.
Financial performance
Last 4 fiscal years · 10-K XBRL
| Metric | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Revenue | $8.0B | $8.2B | $7.8B | $8.2B |
| Net income | $2.1B | $1.6B | $1.5B | $1.8B |
| Operating cash flow | $4.1B | $3.0B | $2.0B | $2.2B |
Revenue, FY2016 to FY2025
Ten fiscal years, each from its own 10-K · XBRL · USD
$8.2B ▲ 5.6% in FY2025$1.8B ▲ 21.3% in FY2025
Recent filings
3 filings in the last 30 days · SEC EDGAR
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AuditorOct 30, 2026Auditor change 8-K item 4.01
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10-QOct 28, 2026Quarterly report (10-Q) period ended Sep 30, 2026
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8-KOct 16, 2026Quarterly results, Regulation FD disclosure 8-K items 2.02, 7.01
About the company
Citizens Financial Group, Providence, RI · from the 10-K filed Feb 12, 2026
Citizens Financial Group, Inc. is headquartered in Providence, Rhode Island. We offer a broad range of retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions. Our products and services are offered through more than 1,000 branches in 14 states and the District of Columbia and 75 retail and commercial non-branch offices, though certain lines of business serve national markets.
- Headquarters
- Providence, RI
- Country
- United States
- Reports in
- USD
- Listed on
- NYSE
- Fiscal year ends
- December 31
- Last results
- Oct 16, 2026
- Incorporated in
- DE
Employees, at the top of the page: "As of December 31, 2025, Citizens had 17,398 full-time equivalent employees, primarily across New England and the Mid-Atlantic" (10-K). Address and exchange: SEC's company file.
Email alerts
Sources
The 10-K filed Feb 12, 2026 (open at SEC), compared with the 10-K filed Feb 13, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.
Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/CFG/export.csv") into a cell.