PHMPulteGroup

Consumer discretionary · Homebuilders · NYSE

Employees: 6,506
Headquarters: Atlanta, GA
Next results: around Jan 28, 2027

RevenueFY2016–25 $17.3B−3.5% FY2024: $17.9B 10-K FY2025 · XBRL Net incomeFY2016–25 $2.2B−28.0% FY2024: $3.1B 10-K FY2025 · XBRL Free cash flowFY2016–25 $1.7B+11.9% FY2024: $1.6B 10-K FY2025 · XBRL

What changed

10-K filed Feb 4, 2026 against Feb 6, 2025

Area	What changed	Source
Risk factors	5 new paragraphs, nothing like them in the previous 10-K	10-K Item 1A
Cash from operations lower than net income	Cash from operations $1.9B vs net income $2.2B (FY ending 2025-12-31)	10-K · XBRL
Accounting checks	8 other checks clear, 1 worth a look	10-K · XBRL
Insiders	No open-market buys in the last 90 days	Form 4
Filings	2 in the last 30 days	EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

What's new, in their words

10-K filed Feb 4, 2026

Paragraphs in Risk Factors that were not in the 10-K filed 2025-02-06. Quoted as filed.

Across various regions in which we operate, costs associated with homeowner, hazard, and flood insurance have increased in recent years, driven in part by the increasing frequency and severity of weather‑related losses. In some cases, these conditions have constrained homeowners’ ability to obtain adequate coverage. While these issues…
10-K, Item 1A

All 5 new paragraphs →

Accounting checks

latest 10-K

8 of 9 clear 1 worth a look. Checks, not verdicts.

!
Cash from operations lower than net incomeCash from operations $1.9B vs net income $2.2B (FY ending 2025-12-31)
✓
Same auditor in both 10-Ks: Ernst & Young LLP
✓
No statement of substantial doubt about going concern
✓
No 8-K item 4.02 in the last 2 years
✓
No NT 10-K or NT 10-Q in the last 2 years
✓
The same matters as last year: Self-insured Risks
✓
No sentence in the 10-K concludes that controls were not effective because of a material weakness
✓
No 8-K item 2.06 in the last 2 years
✓
No 8-K item 1.03 in the last 2 years

How each check works, with sources →

In the last 30 days

All filings →

Oct 22, 20268-K Quarterly results 8-K item 2.02
Oct 22, 202610-Q Quarterly report (10-Q) period ended Sep 30, 2026

Get an email when this changes: new risk paragraphs, accounting items, insider purchases, a new 10-K or 10-Q. RSS feed

Work on PHM in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/PHM/export.csv") into a cell.