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Screener / SEC EDGAR /CIK 0000822416 /10-K filed Feb 4, 2026, compared with Feb 6, 2025 /Numbers from the XBRL of the 10-Ks
Consumer discretionary peers:
DASHEXPEABNBPHMTSCOMGM
NYSE Consumer discretionary · Homebuilders

PulteGroup PHM

PHM quote by TradingView
Employees
6,506
Headquarters
Atlanta, GA
Next results
around Jan 28, 2027
Compare with peers Embed

PHM among Consumer discretionary peers

Six ratios from the latest 10-K. Each corner is the share of 46 peers the company is above, not a score.

Compare
Revenue growth: -3.5%, above 4% of 46 peers (their median 5.9%) REVENUE GROWTH -3.5% · above 4% Net margin: 11.2%, above 54% of 46 peers (their median 10.8%) NET MARGIN 11.2% · above 54% FCF margin: 8.1%, above 39% of 44 peers (their median 9.5%) FCF MARGIN 8.1% · above 39%
PHM Peer median Below the median

What changed

5 new risk paragraphs and 1 accounting fact worth reading about. 10-K filed Feb 4, 2026 against Feb 6, 2025.

Risk factors
5 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Cash from operations lower than net income
Cash from operations $1.9B vs net income $2.2B (FY ending Dec 31, 2025)
10-K · XBRL
Accounting checks
8 other checks clear, 1 worth a look
10-K · XBRL
Insiders
No open-market buys in the last 90 days
Form 4
Filings
2 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

9 checks on the latest 10-K. Checks, not verdicts.

How it works

1fact worth reading about the other 8 checks found nothing to note

  • Cash from operations lower than net income
    Cash from operations $1.9B vs net income $2.2B (FY ending Dec 31, 2025)
  • Same auditor in both 10-Ks: Ernst & Young LLP
7 more checks with nothing to note
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Self-insured Risks
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

5 paragraphs in Risk Factors that were not in the 10-K filed Feb 6, 2025. Quoted as filed.

All 5 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 6, 2025 10-K, ITEM 1A
    Across various regions in which we operate, costs associated with homeowner, hazard, and flood insurance have increased in recent years, driven in part by the increasing frequency and severity of weather‑related losses. In some cases, these conditions have constrained homeowners’ ability to obtain adequate coverage. While these issues…
  2. Item 1A · new paragraph · not in the 10-K filed Feb 6, 2025 10-K, ITEM 1A
    Our business could be materially and adversely affected by epidemics, pandemics, or other public health emergencies.
  3. Item 1A · new paragraph · not in the 10-K filed Feb 6, 2025 10-K, ITEM 1A
    Any epidemic, pandemic, or similar public health issue, including events like COVID-19, and the related governmental, regulatory, or private sector responses could adversely affect our operations, supply chain, workforce availability, customer demand, and ability to deliver products or services. Such events and responses could also…

New risk paragraphs, against peers

Latest 10-K of each, Consumer discretionary companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$16.0B$16.1B$17.9B$17.3B
Net income$2.6B$2.6B$3.1B$2.2B
Operating cash flow$668.5M$2.2B$1.7B$1.9B
Free cash flow$555.8M$2.1B$1.6B$1.7B

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$17.3B ▼ 3.5% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

2 filings in the last 30 days · SEC EDGAR

All filings

About the company

PulteGroup, Atlanta, GA · from the 10-K filed Feb 4, 2026

Headquarters
Atlanta, GA
Country
United States
Reports in
USD
Listed on
NYSE
Fiscal year ends
December 31
Last results
Oct 22, 2026
Incorporated in
MI

Employees, at the top of the page: "At December 31, 2025, we employed 6,506 people, of which 1,034 were employed in our Financial Services operations" (10-K). Address and exchange: SEC's company file.

Email alerts

Sources

The 10-K filed Feb 4, 2026 (open at SEC), compared with the 10-K filed Feb 6, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/PHM/export.csv") into a cell.