PNCPNC Financial Services
- Headquarters
- Pittsburgh, PA
- CEO
- William S. Demchak
- Next results
- around Jan 15, 2027
The biggest changes in the 10-K filed 2026-02-20, this fiscal year against the last, and the sentences in the MD&A (Item 7) where management explains them, quoted word for word. Tickdelta picks sentences that name the line, a direction and a cause. It does not write explanations of its own.
Cash from operations
-44.4% Big change FY to 2025-12-31 vs 2024-12-31The MD&A has no sentence that names a cause for this change. That can be worth a question: ask about the filing.
Net income
+19.7% Big change FY to 2025-12-31 vs 2024-12-31“The effective tax rate is generally lower than the statutory rate primarily due to tax credits we receive from our investments in low- income housing and new markets investments, as well as earnings on other tax exempt investments.”
Read it in the 10-K ↗
Revenue
+7.2% FY to 2025-12-31 vs 2024-12-31“Card and cash management revenue growth was driven by higher treasury management fees and increased credit card and debit card revenue.”
Read it in the 10-K ↗
“revenue from commercial mortgage banking activities increased in the comparison primarily due to higher commercial mortgage loan servicing income and revenue from commercial mortgage loans held for sale.”
Read it in the 10-K ↗
Changes are computed from the XBRL figures in the same 10-K. Hover a number to see the line item. Open the 10-K ↗
Work on PNC in a spreadsheet:
Excel workbook (a sheet per section, ten years by column, charts, links to the filings) ·
CSV.
For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/PNC/export.csv") into a cell.