RFRegions Financial Corporation

Financials · Banks · NYSE

Regions Financial Corporation is a FHC headquartered in Birmingham, Alabama operating in the South, Midwest and Texas. 10-K, Item 1

Headquarters: Birmingham, AL
CEO: J. Turner
Next results: around Jan 15, 2027

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RF and 9 peers, year by year

The 9 Financials companies closest to RF in revenue over the last twelve months. Every number is from the 10-K and links to it in SEC's Inline XBRL viewer.

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Each company's latest fiscal year
Company	Year	Revenue	Sales growth	Operating margin	Net margin	FCF margin	Return on equity	Debt / equity
RF Regions Financial Corporation	FY2025	$7.5B	+6.3%	0.7%	28.6%	-	11.3%	0.26
TROW T. Rowe Price	FY2025	$7.3B	+3.1%	29.9%	28.5%	20.2%	19.2%	-
KEY KeyCorp	FY2025	$7.5B	+6.5%	-	24.3%	28.0%	9.0%	0.49
MCO Moody's Corporation	FY2025	$7.7B	+8.9%	43.4%	31.9%	33.4%	60.7%	1.73
IVZ Invesco	FY2025	$6.4B	+5.1%	−10.9%	−11.4%	22.6%	−5.9%	0.15
IBKR Interactive Brokers	FY2025	$6.2B	+23.4%	-	15.9%	-	18.3%	-
CME CME Group	FY2025	$6.5B	+6.4%	64.9%	62.5%	64.3%	14.2%	0.00
BRO Brown & Brown	FY2025	$5.9B	+22.8%	-	17.9%	23.4%	8.4%	0.61
NTRS Northern Trust	FY2025	$8.1B	+6.1%	-	21.5%	67.5%	13.4%	-
CFG Citizens Financial Group	FY2025	$8.2B	+6.7%	-	22.2%	-	7.0%	0.43

Revenuepeer median $7.3B

Sales growthpeer median +6.5%

Operating marginpeer median 36.7%

CME 64.9%
MCO 43.4%
TROW 29.9%
RF 0.7%
IVZ −10.9%
KEY -
IBKR -
BRO -
NTRS -
CFG -

Net marginpeer median 22.2%

FCF marginpeer median 28.0%

NTRS 67.5%
CME 64.3%
MCO 33.4%
KEY 28.0%
BRO 23.4%
IVZ 22.6%
TROW 20.2%
RF -
IBKR -
CFG -

Return on equitypeer median 13.4%

Debt / equitypeer median 0.46

MCO 1.73
BRO 0.61
KEY 0.49
CFG 0.43
RF 0.26
IVZ 0.15
CME 0.00
TROW -
IBKR -
NTRS -

RevenueSales growthOperating marginNet marginFree cash flowFCF marginReturn on equityDebt / equityEPS (diluted)

Revenue, FY2016 to FY2025

Revenue as reported in the 10-K.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	$5.4B	$5.5B	$5.8B	$5.9B	$6.3B	$6.4B	$7.2B	$7.6B	$7.1B	$7.5B
TROW Dec	$4.3B	$4.9B	$5.4B	$5.6B	$6.2B	$7.7B	$6.5B	$6.5B	$7.1B	$7.3B
KEY Dec	$5.0B	$6.3B	$6.5B	$6.4B	$6.7B	$7.3B	$7.3B	$6.4B	$4.6B	$7.5B
MCO Dec	$3.6B	$4.2B	$4.4B	$4.8B	$5.4B	$6.2B	$5.5B	$5.9B	$7.1B	$7.7B
IVZ Dec	$4.7B	$5.2B	$5.3B	$6.1B	$6.1B	$6.9B	$6.0B	$5.7B	$6.1B	$6.4B
IBKR Dec	$2.6B	$2.2B	-	-	-	$2.7B	$3.1B	$4.3B	$5.2B	$6.2B
CME Dec	$3.6B	$3.6B	$4.3B	$4.9B	$4.9B	$4.7B	$5.0B	$5.6B	$6.1B	$6.5B
BRO Dec	$1.8B	$1.9B	$2.0B	$2.4B	$2.6B	$3.1B	$3.6B	$4.3B	$4.8B	$5.9B
NTRS Dec	$5.0B	$5.4B	$6.0B	$6.1B	$6.1B	$6.5B	$6.8B	$6.8B	$8.3B	$8.1B
CFG Dec	$5.3B	$5.7B	$6.1B	$6.5B	$6.9B	$6.6B	$8.0B	$8.2B	$7.8B	$8.2B
Peer median	$4.3B	$4.9B	$5.3B	$5.8B	$6.1B	$6.5B	$6.0B	$5.9B	$6.1B	$7.3B

Sales growth, FY2016 to FY2025

Revenue against the fiscal year before.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	+0.6%	+3.4%	+18.3%	+11.3%	+6.3%	+23.8%	+12.1%	+5.0%	−6.5%	+6.3%
TROW Dec	+2.0%	+13.3%	+10.7%	+4.6%	+10.5%	+23.6%	−15.4%	−0.4%	+9.8%	+3.1%
KEY Dec	+18.0%	+25.6%	+2.3%	−0.9%	+4.9%	+8.6%	−0.3%	−10.0%	+14.5%	+6.5%
MCO Dec	+3.4%	+16.6%	+5.7%	+8.7%	+11.2%	+15.8%	−12.1%	+8.2%	+19.8%	+8.9%
IVZ Dec	−7.6%	+9.0%	+3.0%	+15.1%	+0.5%	+12.2%	−12.3%	−5.5%	+6.1%	+5.1%
IBKR Dec	−8.4%	+51.9%	-	-	-	+21.8%	−4.0%	+3.4%	+27.0%	+23.4%
CME Dec	+8.1%	+1.4%	+18.2%	+13.0%	+0.3%	−4.0%	+7.0%	+11.1%	+9.9%	+6.4%
BRO Dec	+6.4%	+6.5%	+7.1%	+18.8%	+9.2%	+16.8%	+17.1%	+19.1%	+12.9%	+22.8%
NTRS Dec	+5.5%	+8.3%	+9.3%	+2.6%	+3.7%	+9.2%	+1.6%	−1.6%	+8.4%	+6.1%
CFG Dec	+8.9%	+8.6%	+7.4%	+5.9%	−7.8%	+22.7%	−2.0%	−2.5%	+21.1%	+6.7%
Peer median	+5.5%	+9.0%	+7.2%	+7.3%	+4.3%	+15.8%	−2.0%	−0.4%	+12.9%	+6.5%

Operating margin, FY2016 to FY2025

Operating income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	-	-	-	-	-	0.7%	0.8%	2.8%	1.3%	0.7%
TROW Dec	40.5%	43.4%	44.0%	42.5%	44.2%	48.4%	36.6%	30.7%	32.9%	29.9%
KEY Dec	-	-	-	-	-	-	-	-	-	-
MCO Dec	18.1%	43.3%	42.0%	41.4%	44.5%	45.7%	34.4%	36.1%	40.6%	43.4%
IVZ Dec	24.3%	24.8%	22.7%	13.2%	15.0%	25.9%	21.8%	−7.6%	13.7%	−10.9%
IBKR Dec	-	-	-	-	-	-	-	-	-	-
CME Dec	61.2%	63.4%	60.5%	53.2%	54.0%	56.4%	60.1%	61.6%	64.1%	64.9%
BRO Dec	-	-	-	-	-	-	-	-	-	-
NTRS Dec	-	-	-	-	-	-	-	-	-	-
CFG Dec	-	-	-	-	-	-	-	-	-	-
Peer median	32.4%	43.4%	43.0%	41.9%	44.3%	47.0%	35.5%	33.4%	36.7%	36.7%

Net margin, FY2016 to FY2025

Net income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	21.5%	23.0%	30.6%	27.0%	17.4%	39.2%	31.1%	27.4%	26.7%	28.6%
TROW Dec	28.4%	30.9%	34.2%	37.9%	38.2%	40.2%	24.0%	27.7%	29.6%	28.5%
KEY Dec	15.7%	20.5%	28.9%	26.8%	20.0%	36.0%	26.4%	15.1%	−3.5%	24.3%
MCO Dec	7.4%	23.8%	29.5%	29.4%	33.1%	35.6%	25.1%	27.2%	29.0%	31.9%
IVZ Dec	18.0%	21.8%	16.6%	9.2%	8.5%	20.2%	11.3%	−5.8%	8.9%	−11.4%
IBKR Dec	6.2%	8.8%	-	-	-	11.3%	12.4%	13.8%	14.6%	15.9%
CME Dec	42.7%	111.5%	45.5%	43.5%	43.1%	56.2%	53.6%	57.8%	57.5%	62.5%
BRO Dec	14.6%	21.2%	17.1%	16.7%	18.4%	19.2%	18.8%	20.5%	20.7%	17.9%
NTRS Dec	20.8%	22.3%	26.1%	24.6%	19.8%	23.9%	19.8%	16.3%	24.5%	21.5%
CFG Dec	19.9%	28.9%	28.1%	27.6%	15.3%	34.9%	25.8%	19.6%	19.3%	22.2%
Peer median	18.0%	22.3%	28.5%	27.2%	19.9%	34.9%	24.0%	19.6%	20.7%	22.2%

Free cash flow, FY2016 to FY2025

Cash from operations minus capital spending.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	-	-	-	-	-	-	-	-	-	-
TROW Dec	$22.2M	$43.4M	$1.5B	$1.3B	$1.7B	$3.2B	$2.1B	$911.2M	$1.3B	$1.5B
KEY Dec	$1.5B	$1.7B	$2.4B	$2.8B	$1.6B	$1.1B	$4.4B	$2.8B	$599.0M	$2.1B
MCO Dec	$1.1B	$664.0M	$1.4B	$1.6B	$2.0B	$1.9B	$1.2B	$1.9B	$2.5B	$2.6B
IVZ Dec	$506.3M	$1.0B	$726.3M	$992.3M	$1.1B	$969.3M	$510.3M	$1.1B	$1.1B	$1.4B
IBKR Dec	-	-	-	-	-	-	-	-	-	-
CME Dec	$1.6B	$1.7B	$2.3B	$2.4B	$2.5B	$2.3B	$3.0B	$3.4B	$3.6B	$4.2B
BRO Dec	$393.3M	$417.8M	$526.0M	$605.1M	$642.3M	$763.8M	$829.0M	$941.0M	$1.1B	$1.4B
NTRS Dec	$1.4B	$1.6B	$1.7B	$2.4B	$1.8B	$1.3B	$2.3B	$2.5B	−$587.5M	$5.5B
CFG Dec	$1.4B	$1.6B	$1.5B	$1.6B	-	-	-	-	-	-
Peer median	$1.2B	$1.3B	$1.5B	$1.6B	$1.7B	$1.3B	$2.1B	$1.9B	$1.1B	$2.1B

FCF margin, FY2016 to FY2025

Free cash flow / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	-	-	-	-	-	-	-	-	-	-
TROW Dec	0.5%	0.9%	27.0%	23.5%	27.5%	41.9%	32.7%	14.1%	17.8%	20.2%
KEY Dec	30.7%	27.0%	37.3%	44.1%	24.0%	14.9%	60.1%	43.1%	13.0%	28.0%
MCO Dec	31.7%	15.8%	30.8%	33.3%	38.0%	30.0%	21.8%	31.8%	35.6%	33.4%
IVZ Dec	10.7%	20.3%	13.7%	16.2%	18.1%	14.1%	8.4%	19.9%	18.5%	22.6%
IBKR Dec	-	-	-	-	-	-	-	-	-	-
CME Dec	45.6%	45.8%	53.9%	49.9%	51.6%	48.5%	59.1%	60.5%	58.7%	64.3%
BRO Dec	22.3%	22.2%	26.1%	25.3%	24.6%	25.0%	23.2%	22.1%	22.7%	23.4%
NTRS Dec	28.2%	30.3%	28.0%	40.1%	28.9%	19.5%	33.5%	37.0%	−7.1%	67.5%
CFG Dec	25.7%	28.6%	25.0%	24.2%	-	-	-	-	-	-
Peer median	27.0%	24.6%	27.5%	29.3%	27.5%	25.0%	32.7%	31.8%	18.5%	28.0%

Return on equity, FY2016 to FY2025

Net income / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	7.0%	7.8%	11.7%	9.7%	6.0%	13.8%	14.1%	11.9%	10.6%	11.3%
TROW Dec	24.3%	25.7%	30.0%	30.0%	30.8%	34.2%	17.6%	18.8%	20.3%	19.2%
KEY Dec	5.2%	8.6%	12.0%	10.1%	7.5%	15.1%	14.2%	6.6%	−0.9%	9.0%
MCO Dec	n/m	n/m	n/m	n/m	113.3%	81.2%	54.5%	48.4%	57.7%	60.7%
IVZ Dec	11.4%	13.0%	10.3%	4.1%	3.7%	9.0%	4.5%	−2.3%	3.7%	−5.9%
IBKR Dec	11.1%	10.0%	-	-	-	12.9%	13.3%	16.7%	17.6%	18.3%
CME Dec	7.5%	18.1%	7.6%	8.1%	8.0%	9.6%	10.0%	12.1%	13.3%	14.2%
BRO Dec	10.9%	15.5%	11.5%	11.9%	12.8%	14.0%	14.6%	15.6%	15.4%	8.4%
NTRS Dec	10.6%	11.7%	14.8%	13.5%	10.3%	12.9%	11.9%	9.3%	15.9%	13.4%
CFG Dec	5.3%	8.1%	8.3%	8.1%	4.7%	9.9%	8.8%	6.6%	6.2%	7.0%
Peer median	10.7%	12.3%	11.5%	10.1%	9.2%	12.9%	13.3%	12.1%	15.4%	13.4%

Debt / equity, FY2016 to FY2025

Total debt / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	0.47	0.53	0.93	0.61	0.20	0.13	0.14	0.13	0.36	0.26
TROW Dec	-	-	-	-	-	-	-	-	-	-
KEY Dec	0.81	0.95	0.88	0.73	0.76	0.69	1.44	1.34	0.67	0.49
MCO Dec	n/m	n/m	12.37	9.12	4.09	2.72	2.93	2.11	2.08	1.73
IVZ Dec	0.28	0.24	0.28	0.15	0.15	0.13	0.10	0.10	0.06	0.15
IBKR Dec	0.01	-	-	-	-	-	-	-	-	-
CME Dec	-	0.00	0.02	0.00	0.00	0.03	0.00	0.00	0.03	0.00
BRO Dec	0.45	0.38	0.50	0.46	0.56	0.48	0.86	0.68	0.59	0.61
NTRS Dec	-	-	-	-	-	-	-	-	-	-
CFG Dec	0.87	0.71	0.83	0.65	0.38	0.30	0.67	0.57	0.51	0.43
Peer median	0.45	0.38	0.67	0.55	0.47	0.39	0.76	0.63	0.55	0.46

EPS (diluted), FY2016 to FY2025

Diluted earnings per share, on today's share count after splits.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
RF Dec	$0.87	$1.00	$1.54	$1.50	$1.03	$2.49	$2.28	$2.11	$1.93	$2.30
TROW Dec	$4.75	$5.97	$7.27	$8.70	$9.98	$13.12	$6.70	$7.76	$9.15	$9.24
KEY Dec	$0.80	$1.13	$1.71	$1.62	$1.27	$2.63	$1.93	$0.88	−$0.32	$1.52
MCO Dec	$1.36	$5.15	$6.74	$7.42	$9.39	$11.78	$7.44	$8.73	$11.26	$13.67
IVZ Dec	$2.06	$2.75	$2.14	$1.28	$1.13	$2.99	$1.49	−$0.73	$1.18	−$1.60
IBKR Dec	$0.53	$0.60	-	-	-	$0.81	$0.94	$1.42	$1.73	$2.22
CME Dec	$4.53	$11.94	$5.71	$5.91	$5.87	$7.29	$7.40	$8.86	$9.67	$11.16
BRO Dec	$0.91	$1.40	$1.22	$1.40	$1.69	$2.07	$2.37	$3.05	$3.46	$3.16
NTRS Dec	$4.32	$4.92	$6.64	$6.63	$5.46	$7.14	$6.14	$5.08	$9.77	$8.74
CFG Dec	$1.97	$3.25	$3.52	$3.81	$2.22	$5.16	$4.10	$3.13	$3.03	$3.86
Peer median	$1.97	$3.25	$4.62	$4.86	$3.84	$5.16	$4.10	$3.13	$3.46	$3.86

Fiscal years are lined up as each company's 10-K names them; the month next to a ticker is when its year ends. Hover a number for the XBRL line items and the filing; click it to open the filing on sec.gov. "n/m" means not meaningful: equity below zero, or a base so close to zero that the ratio says nothing. The peer median leaves out RF and needs at least three peers with the number. P/E, P/S and P/FCF at each year end appear here once the site has daily prices. What the same companies write about AI, tariffs and more →

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