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Screener / SEC EDGAR /CIK 0000049196 /10-K filed Feb 13, 2026, compared with Feb 14, 2025 /Numbers from the XBRL of the 10-Ks
Financials peers:
FITBHBANGPNWTWMTBBEN
Nasdaq Financials · Banks

Huntington Bancshares HBAN

HBAN quote by TradingView

We are a multi-state diversified regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio. 10-K, Item 1

Headquarters
Columbus, OH
CEO
Stephen D. Steinour
Next results
around Jan 21, 2027
Compare with peers Embed

HBAN among Financials peers

Six ratios from the latest 10-K. Each corner is the share of 75 peers the company is above, not a score.

Compare
Revenue growth: 10.6%, above 73% of 75 peers (their median 7.2%) REVENUE GROWTH 10.6% · above 73% Net margin: 24.0%, above 64% of 75 peers (their median 20.1%) NET MARGIN 24.0% · above 64% FCF margin: 28.1%, above 69% of 48 peers (their median 21.4%) FCF MARGIN 28.1% · above 69%
HBAN Peer median Below the median

What changed

28 new risk paragraphs. 10-K filed Feb 13, 2026 against Feb 14, 2025.

Risk factors
28 new paragraphs, nothing like them in the previous 10-K
10-K Item 1A
Accounting checks
8 other checks clear
10-K · XBRL
Insiders
3 open-market buys in the last 90 days
Form 4
Filings
5 in the last 30 days
EDGAR

Each row opens the detail with the quote and the filing. A row is a change worth reading, not a verdict.

Accounting checks

8 checks on the latest 10-K. Checks, not verdicts.

How it works

0facts worth reading about all 8 checks found nothing to note

  • Same auditor in both 10-Ks: PricewaterhouseCoopers LLP
  • No statement of substantial doubt about going concern
  • No 8-K item 4.02 in the last 2 years
5 more checks with nothing to note
  • No NT 10-K or NT 10-Q in the last 2 years
  • The same matters as last year: Valuation of the General Reserve of the Allowance for Credit Losses; PricewaterhouseCoopers LLP; Columbus, Ohio; February 13, 2026
  • No sentence in the 10-K concludes that controls were not effective because of a material weakness
  • No 8-K item 2.06 in the last 2 years
  • No 8-K item 1.03 in the last 2 years

In their words

28 paragraphs in Risk Factors that were not in the 10-K filed Feb 14, 2025. Quoted as filed.

All 28 new paragraphs
  1. Item 1A · new paragraph · not in the 10-K filed Feb 14, 2025 10-K, ITEM 1A
    The following is a summary of material risks that could adversely affect Huntington’s business, financial condition, results of operation, or business.
  2. Item 1A · new paragraph · not in the 10-K filed Feb 14, 2025 10-K, ITEM 1A
    At December 31, 2025, 60% of our loan portfolio was comprised of loans in our commercial loan portfolio, which includes commercial and industrial loans, commercial real estate loans, and lease financing. While commercial loans are generally more interest rate sensitive and carry higher yields than residential mortgage loans, these types…
  3. Item 1A · new paragraph · not in the 10-K filed Feb 14, 2025 10-K, ITEM 1A
    We grow our business in part by acquiring, from time to time, other financial services businesses and businesses with technologies or other assets valuable to us. Acquisitions present several risks and uncertainties related both to the acquisition transactions themselves and to the integration of the acquired businesses into Huntington…
  4. Item 1A · new paragraph · not in the 10-K filed Feb 14, 2025 10-K, ITEM 1A
    We are expected to incur substantial costs related to the Cadence Merger and integration. We have incurred and will incur substantial expenses in connection with the negotiation and completion of the transactions contemplated by the Cadence Merger Agreement. These costs include legal, financial advisory, accounting, consulting and other…

New risk paragraphs, against peers

Latest 10-K of each, Financials companies closest in revenue

Paragraphs in Risk Factors with nothing like them in the company's 10-K the year before. A count of text, not of risk.

Financial performance

Last 4 fiscal years · 10-K XBRL

All years
MetricFY2022FY2023FY2024FY2025
Revenue$7.3B$7.4B$7.4B$8.2B
Net income$2.2B$2.0B$1.9B$2.2B
Operating cash flow$4.0B$2.7B$1.8B$2.5B
Free cash flow$3.8B$2.5B$1.7B$2.2B

Revenue, FY2016 to FY2025

Ten fiscal years, each from its own 10-K · XBRL · USD

$8.2B ▲ 10.6% in FY2025

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Every number, year by year

Recent filings

5 filings in the last 30 days · SEC EDGAR

All filings

About the company

Huntington Bancshares, Columbus, OH · from the 10-K filed Feb 13, 2026

We are a multi-state diversified regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio. Through the Bank, we are committed to making people’s lives better, helping businesses thrive, and strengthening the communities we serve, and we have been servicing the financial needs of our customers since 1866. Through our subsidiaries, we provide full-service commercial and consumer deposit, lending, and other banking and financial services.

Headquarters
Columbus, OH
Country
United States
Reports in
USD
Listed on
Nasdaq
Fiscal year ends
December 31
Last results
Oct 22, 2026
Incorporated in
MD

Email alerts

Sources

The 10-K filed Feb 13, 2026 (open at SEC), compared with the 10-K filed Feb 14, 2025. Numbers from the XBRL of the 10-Ks; filings from SEC EDGAR.

Work with it: Excel workbook · CSV. Google Sheet that stays up to date: paste =IMPORTDATA("https://tickdelta.com/company/HBAN/export.csv") into a cell.