PRUPrudential Financial

Financials · Life Insurance · NYSE

Headquarters: Newark, NJ
CEO: Andrew F. Sullivan
Next results: around Feb 2, 2027

PRU and 9 peers, year by year

The 9 Financials companies closest to PRU in revenue over the last twelve months. Every number is from the 10-K and links to it in SEC's Inline XBRL viewer.

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Choose the peers

Each company's latest fiscal year
Company	Year	Revenue	Sales growth	Operating margin	Net margin	FCF margin	Return on equity	Debt / equity
PRU Prudential Financial	FY2025	$60.8B	−13.7%	-	5.9%	-	11.0%	0.63
CB Chubb Limited	FY2025	$59.4B	+6.5%	-	17.4%	-	14.0%	0.23
COF Capital One	FY2025	$53.4B	+36.3%	-	4.6%	48.9%	2.2%	0.45
GS Goldman Sachs	FY2025	$58.3B	+8.9%	-	29.5%	−81.0%	13.7%	2.85
ALL Allstate	FY2025	$67.7B	+5.6%	-	15.2%	14.6%	33.6%	0.24
TRV Travelers Companies	FY2025	$48.8B	+5.2%	-	12.9%	-	19.1%	0.28
V Visa Inc.	FY2026	$45.9B	+14.8%	61.2%	51.2%	48.1%	65.1%	0.61
AXP American Express	FY2025	$72.2B	+6.4%	-	15.0%	22.2%	32.4%	1.73
MS Morgan Stanley	FY2025	$70.6B	+14.4%	-	23.9%	-	15.1%	3.06
MET MetLife	FY2025	$77.1B	+8.5%	8.0%	4.4%	-	11.9%	0.52

Revenuepeer median $59.4B

Sales growthpeer median +8.5%

Operating margin

V 61.2%
MET 8.0%
PRU -
CB -
COF -
GS -
ALL -
TRV -
AXP -
MS -

Net marginpeer median 15.2%

V 51.2%
GS 29.5%
MS 23.9%
CB 17.4%
ALL 15.2%
AXP 15.0%
TRV 12.9%
PRU 5.9%
COF 4.6%
MET 4.4%

FCF marginpeer median 22.2%

COF 48.9%
V 48.1%
AXP 22.2%
ALL 14.6%
GS −81.0%
PRU -
CB -
TRV -
MS -
MET -

Return on equitypeer median 15.1%

Debt / equitypeer median 0.52

MS 3.06
GS 2.85
AXP 1.73
PRU 0.63
V 0.61
MET 0.52
COF 0.45
TRV 0.28
ALL 0.24
CB 0.23

RevenueSales growthOperating marginNet marginFree cash flowFCF marginReturn on equityDebt / equityEPS (diluted)

Revenue, FY2016 to FY2025

Revenue as reported in the 10-K.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	$58.8B	$59.7B	$63.0B	$64.8B	$57.0B	$71.2B	$56.9B	$54.0B	$70.4B	$60.8B
CB Dec	$31.5B	$32.2B	$32.7B	$34.2B	$36.0B	$40.9B	$43.1B	$49.7B	$55.8B	$59.4B
COF Dec	$25.5B	$27.2B	$28.1B	$28.6B	$28.5B	$30.4B	$34.2B	$36.8B	$39.1B	$53.4B
GS Dec	$30.8B	$32.7B	$36.6B	$36.5B	$44.6B	$59.3B	$47.4B	$46.3B	$53.5B	$58.3B
ALL Dec	$37.4B	$39.4B	$39.8B	$41.5B	$41.9B	$50.6B	$51.4B	$57.1B	$64.1B	$67.7B
TRV Dec	$27.6B	$28.9B	$30.3B	$31.6B	$32.0B	$34.8B	$36.9B	$41.4B	$46.4B	$48.8B
V Sep	$15.1B	$18.4B	$20.6B	$23.0B	$21.8B	$24.1B	$29.3B	$32.7B	$35.9B	$40.0B
AXP Dec	$35.4B	$36.9B	$40.3B	$43.6B	$36.1B	$42.4B	$52.9B	$60.5B	$65.9B	$72.2B
MS Dec	$34.6B	$37.9B	$40.1B	$41.5B	$48.8B	$59.8B	$53.7B	$54.1B	$61.8B	$70.6B
MET Dec	$60.8B	$62.3B	$67.9B	$69.6B	$67.8B	$68.7B	$68.8B	$66.9B	$71.0B	$77.1B
Peer median	$31.5B	$32.7B	$36.6B	$36.5B	$36.1B	$42.4B	$47.4B	$49.7B	$55.8B	$59.4B

Sales growth, FY2016 to FY2025

Revenue against the fiscal year before.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	+2.9%	+1.5%	+5.5%	+2.9%	−12.0%	+24.4%	−20.2%	−5.1%	+30.4%	−13.7%
CB Dec	+65.7%	+2.5%	+1.5%	+4.5%	+5.3%	+13.8%	+5.5%	+15.4%	+12.1%	+6.5%
COF Dec	+8.9%	+6.8%	+3.1%	+11.3%	−2.2%	+27.9%	+13.3%	+4.2%	+4.8%	+36.3%
GS Dec	−9.5%	+6.3%	+11.9%	−0.2%	+21.9%	+33.2%	−20.2%	−2.3%	+15.7%	+8.9%
ALL Dec	+2.5%	+5.4%	+1.0%	+12.2%	+0.9%	+20.7%	+1.6%	+11.1%	+12.3%	+5.6%
TRV Dec	+3.0%	+4.6%	+4.8%	+4.3%	+1.3%	+8.9%	+5.9%	+12.1%	+12.2%	+5.2%
V Sep	-	+21.7%	+12.3%	+11.5%	−4.9%	+10.3%	+21.6%	+11.4%	+10.0%	+11.3%
AXP Dec	−2.1%	+2.2%	+7.4%	+5.8%	−22.0%	+26.1%	+23.5%	+8.8%	+4.3%	+6.4%
MS Dec	−1.5%	+9.6%	+5.7%	+3.3%	+17.4%	+22.6%	−10.2%	+0.9%	+14.1%	+14.4%
MET Dec	−0.9%	+2.5%	+9.0%	+2.6%	+5.0%	+53.2%	+1.7%	+5.6%	+0.7%	+8.5%
Peer median	+0.8%	+5.4%	+5.7%	+4.5%	+1.3%	+22.6%	+5.5%	+8.8%	+12.1%	+8.5%

Operating margin, FY2016 to FY2025

Operating income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
COF Dec	-	-	-	-	-	-	-	-	-	-
GS Dec	-	-	-	-	-	-	-	-	-	-
ALL Dec	-	-	-	-	-	-	-	-	-	-
TRV Dec	-	-	-	-	-	-	-	-	-	-
V Sep	52.3%	66.2%	62.9%	65.3%	64.5%	65.6%	64.2%	64.3%	65.7%	60.0%
AXP Dec	-	-	-	-	-	-	-	-	-	-
MS Dec	-	-	-	-	-	-	-	-	-	-
MET Dec	-	-	-	-	-	-	8.7%	8.6%	8.4%	8.0%
Peer median	-	-	-	-	-	-	-	-	-	-

Net margin, FY2016 to FY2025

Net income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	7.4%	13.2%	6.5%	6.5%	−0.7%	12.4%	−2.9%	4.6%	3.9%	5.9%
CB Dec	13.1%	12.0%	12.1%	13.0%	9.8%	20.9%	12.2%	18.2%	16.6%	17.4%
COF Dec	14.7%	7.3%	21.4%	19.4%	9.5%	40.7%	21.5%	13.3%	12.1%	4.6%
GS Dec	24.0%	13.1%	28.6%	23.2%	21.2%	36.5%	23.8%	18.4%	26.7%	29.5%
ALL Dec	5.0%	9.0%	5.4%	11.7%	13.3%	3.2%	−2.5%	−0.3%	7.3%	15.2%
TRV Dec	10.9%	7.1%	8.3%	8.3%	8.4%	10.5%	7.7%	7.2%	10.8%	12.9%
V Sep	39.7%	36.5%	50.0%	52.6%	49.7%	51.1%	51.0%	52.9%	55.0%	50.1%
AXP Dec	15.2%	7.5%	17.2%	15.5%	8.7%	19.0%	14.2%	13.8%	15.4%	15.0%
MS Dec	17.3%	16.1%	21.8%	21.8%	22.6%	25.2%	20.6%	16.8%	21.7%	23.9%
MET Dec	1.4%	6.4%	7.5%	8.5%	8.0%	10.0%	7.7%	2.4%	6.2%	4.4%
Peer median	14.7%	9.0%	17.2%	15.5%	9.8%	20.9%	14.2%	13.8%	15.4%	15.2%

Free cash flow, FY2016 to FY2025

Cash from operations minus capital spending.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
COF Dec	$11.1B	$13.2B	$12.1B	$15.8B	$16.0B	$11.6B	$12.9B	$19.6B	$17.0B	$26.1B
GS Dec	$3.6B	−$23.7B	$8.6B	$15.4B	−$24.8B	$1.6B	$5.0B	−$14.9B	−$15.3B	−$47.2B
ALL Dec	$3.7B	$4.0B	$4.9B	$4.7B	$5.2B	$4.8B	$4.7B	$4.0B	$8.7B	$9.9B
TRV Dec	-	-	-	-	-	-	-	-	-	-
V Sep	$5.1B	$8.6B	$12.2B	$12.0B	$9.7B	$14.5B	$17.9B	$19.7B	$18.7B	$21.6B
AXP Dec	$6.9B	$12.5B	$7.6B	$12.0B	$4.1B	$13.1B	$19.2B	$17.0B	$12.1B	$16.0B
MS Dec	-	-	-	-	-	-	-	-	-	-
MET Dec	-	-	-	-	-	-	-	-	-	-
Peer median	$5.1B	$8.6B	$8.6B	$12.0B	$5.2B	$11.6B	$12.9B	$17.0B	$12.1B	$16.0B

FCF margin, FY2016 to FY2025

Free cash flow / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
COF Dec	43.4%	48.3%	43.1%	55.1%	56.1%	38.2%	37.6%	53.3%	43.3%	48.9%
GS Dec	11.8%	−72.3%	23.4%	42.2%	−55.8%	2.7%	10.5%	−32.2%	−28.6%	−81.0%
ALL Dec	9.8%	10.2%	12.3%	11.3%	12.4%	9.4%	9.1%	6.9%	13.6%	14.6%
TRV Dec	-	-	-	-	-	-	-	-	-	-
V Sep	33.5%	46.9%	59.3%	52.3%	44.4%	60.2%	61.0%	60.3%	52.0%	53.9%
AXP Dec	19.5%	33.8%	18.9%	27.5%	11.4%	30.9%	36.4%	28.1%	18.4%	22.2%
MS Dec	-	-	-	-	-	-	-	-	-	-
MET Dec	-	-	-	-	-	-	-	-	-	-
Peer median	19.5%	33.8%	23.4%	42.2%	12.4%	30.9%	36.4%	28.1%	18.4%	22.2%

Return on equity, FY2016 to FY2025

Net income / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	9.5%	14.5%	8.4%	6.6%	−0.6%	14.3%	−5.4%	8.9%	9.8%	11.0%
CB Dec	8.6%	7.5%	7.9%	8.0%	5.9%	14.6%	10.4%	15.2%	14.5%	14.0%
COF Dec	7.9%	4.1%	11.6%	9.6%	4.5%	20.3%	14.0%	8.4%	7.8%	2.2%
GS Dec	8.5%	5.2%	11.6%	9.4%	9.9%	19.7%	9.6%	7.3%	11.7%	13.7%
ALL Dec	9.1%	15.8%	10.1%	18.6%	18.5%	6.5%	−7.4%	−1.1%	21.8%	33.6%
TRV Dec	13.0%	8.7%	11.0%	10.1%	9.2%	12.7%	13.2%	12.0%	17.9%	19.1%
V Sep	18.2%	20.4%	30.3%	34.8%	30.0%	32.8%	42.0%	44.6%	50.4%	52.9%
AXP Dec	26.2%	15.0%	31.0%	29.3%	13.6%	36.3%	30.4%	29.8%	33.5%	32.4%
MS Dec	7.9%	7.9%	10.9%	11.1%	10.8%	14.3%	11.0%	9.2%	12.8%	15.1%
MET Dec	1.3%	6.8%	9.7%	8.9%	7.3%	10.2%	17.7%	5.3%	16.1%	11.9%
Peer median	8.6%	7.9%	11.0%	10.1%	9.9%	14.6%	13.2%	9.2%	16.1%	15.1%

Debt / equity, FY2016 to FY2025

Total debt / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	0.42	0.34	0.41	0.33	0.31	0.31	0.68	0.70	0.72	0.63
CB Dec	0.27	0.25	0.25	0.27	0.25	0.28	0.29	0.24	0.24	0.23
COF Dec	1.27	1.24	1.14	0.96	0.67	0.71	0.93	0.86	0.75	0.45
GS Dec	2.27	2.77	2.62	2.83	2.78	2.74	2.63	2.72	2.56	2.85
ALL Dec	0.31	0.28	0.30	0.26	0.26	0.32	0.46	0.45	0.38	0.24
TRV Dec	0.28	0.28	0.29	0.25	0.22	0.25	0.34	0.32	0.29	0.28
V Sep	0.48	0.51	0.49	0.48	0.66	0.56	0.63	0.53	0.53	0.66
AXP Dec	2.56	3.24	2.76	2.79	1.95	1.85	1.78	1.75	1.69	1.73
MS Dec	2.18	2.49	2.34	2.33	2.10	2.16	2.34	2.63	2.72	3.06
MET Dec	0.24	0.27	0.25	0.21	0.20	0.21	0.49	0.52	0.57	0.52
Peer median	0.48	0.51	0.49	0.48	0.66	0.56	0.63	0.53	0.57	0.52

EPS (diluted), FY2016 to FY2025

Diluted earnings per share, on today's share count after splits.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
PRU Dec	$9.71	$17.86	$9.50	$10.11	−$1.00	$22.40	−$4.49	$6.74	$7.50	$9.99
CB Dec	$8.87	$8.19	$8.49	$9.71	$7.79	$19.24	$12.39	$21.80	$22.70	$25.68
COF Dec	$6.89	$3.49	$11.82	$11.05	$5.18	$26.94	$17.91	$11.95	$11.59	$4.03
GS Dec	$16.29	$9.01	$25.27	$21.03	$24.74	$59.45	$30.06	$22.87	$40.54	$51.32
ALL Dec	$4.67	$9.35	$5.70	$14.03	$17.31	$5.01	−$5.14	−$1.20	$16.99	$38.06
TRV Dec	$10.28	$7.33	$9.28	$9.92	$10.52	$14.49	$11.77	$12.79	$21.47	$27.43
V Sep	-	-	-	-	-	-	-	-	-	-
AXP Dec	-	-	-	$7.99	$3.77	$10.02	$9.85	$11.21	$14.01	$15.38
MS Dec	$2.92	$3.07	$4.73	$5.19	$6.46	$8.03	$6.15	$5.18	$7.95	$10.21
MET Dec	$0.67	$3.62	$4.91	$6.06	$5.68	$7.65	$6.30	$1.81	$5.94	$4.71
Peer median	$6.89	$7.33	$8.49	$9.82	$7.12	$12.25	$10.81	$11.58	$15.50	$20.53

Fiscal years are lined up as each company's 10-K names them; the month next to a ticker is when its year ends. Hover a number for the XBRL line items and the filing; click it to open the filing on sec.gov. "n/m" means not meaningful: equity below zero, or a base so close to zero that the ratio says nothing. The peer median leaves out PRU and needs at least three peers with the number. P/E, P/S and P/FCF at each year end appear here once the site has daily prices. What the same companies write about AI, tariffs and more →

Work on PRU in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/PRU/export.csv") into a cell.