VVisa Inc.

Financials · Business Services · NYSE

V and 9 peers, year by year

The 9 Financials companies closest to V in revenue over the last twelve months. Every number is from the 10-K and links to it in SEC's Inline XBRL viewer.

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Each company's latest fiscal year
Company	Year	Revenue	Sales growth	Operating margin	Net margin	FCF margin	Return on equity	Debt / equity
V Visa Inc.	FY2026	$45.9B	+14.8%	61.2%	51.2%	48.1%	65.1%	0.61
TRV Travelers Companies	FY2025	$48.8B	+5.2%	-	12.9%	-	19.1%	0.28
MA Mastercard	FY2025	$32.8B	+16.4%	57.6%	45.6%	52.3%	193.5%	2.46
PYPL PayPal	FY2025	$33.2B	+4.3%	18.3%	15.8%	16.8%	25.8%	0.57
APO Apollo Global Management	FY2025	$32.0B	+22.7%	-	10.9%	-	15.0%	0.57
PRU Prudential Financial	FY2025	$60.8B	−13.7%	-	5.9%	-	11.0%	0.63
USB U.S. Bancorp	FY2025	$28.7B	+4.4%	-	26.4%	-	11.6%	1.20
CB Chubb Limited	FY2025	$59.4B	+6.5%	-	17.4%	-	14.0%	0.23
HIG The Hartford	FY2025	$28.4B	+3.3%	-	13.5%	20.3%	20.2%	0.23
COF Capital One	FY2025	$53.4B	+36.3%	-	4.6%	48.9%	2.2%	0.45

Revenuepeer median $33.2B

Sales growthpeer median +5.2%

Operating margin

V 61.2%
MA 57.6%
PYPL 18.3%
TRV -
APO -
PRU -
USB -
CB -
HIG -
COF -

Net marginpeer median 13.5%

FCF marginpeer median 34.6%

MA 52.3%
COF 48.9%
V 48.1%
HIG 20.3%
PYPL 16.8%
TRV -
APO -
PRU -
USB -
CB -

Return on equitypeer median 15.0%

Debt / equitypeer median 0.57

MA 2.46
USB 1.20
PRU 0.63
V 0.61
APO 0.57
PYPL 0.57
COF 0.45
TRV 0.28
CB 0.23
HIG 0.23

RevenueSales growthOperating marginNet marginFree cash flowFCF marginReturn on equityDebt / equityEPS (diluted)

Revenue, FY2017 to FY2026

Revenue as reported in the 10-K.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	$18.4B	$20.6B	$23.0B	$21.8B	$24.1B	$29.3B	$32.7B	$35.9B	$40.0B	$45.9B
TRV Dec	$28.9B	$30.3B	$31.6B	$32.0B	$34.8B	$36.9B	$41.4B	$46.4B	$48.8B	-
MA Dec	$12.5B	$21.8B	$25.0B	$23.6B	$29.8B	$22.2B	$25.1B	$28.2B	$32.8B	-
PYPL Dec	$13.1B	$15.5B	$17.8B	$21.5B	$25.4B	$27.5B	$29.8B	$31.8B	$33.2B	-
APO Dec	-	-	-	$2.4B	$6.0B	$11.0B	$32.6B	$26.1B	$32.0B	-
PRU Dec	$59.7B	$63.0B	$64.8B	$57.0B	$71.2B	$56.9B	$54.0B	$70.4B	$60.8B	-
USB Dec	$21.9B	$22.6B	$22.9B	$23.2B	$22.7B	$24.3B	$28.1B	$27.5B	$28.7B	-
CB Dec	$32.2B	$32.7B	$34.2B	$36.0B	$40.9B	$43.1B	$49.7B	$55.8B	$59.4B	-
HIG Dec	$17.2B	$19.0B	$20.7B	$20.5B	$22.4B	$22.4B	$24.5B	$26.5B	$28.4B	-
COF Dec	$27.2B	$28.1B	$28.6B	$28.5B	$30.4B	$34.2B	$36.8B	$39.1B	$53.4B	-
Peer median	$24.6B	$25.4B	$26.8B	$23.6B	$29.8B	$27.5B	$32.6B	$31.8B	$33.2B	-

Sales growth, FY2017 to FY2026

Revenue against the fiscal year before.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	+21.7%	+12.3%	+11.5%	−4.9%	+10.3%	+21.6%	+11.4%	+10.0%	+11.3%	+14.8%
TRV Dec	+4.6%	+4.8%	+4.3%	+1.3%	+8.9%	+5.9%	+12.1%	+12.2%	+5.2%	-
MA Dec	+16.0%	+19.6%	+14.4%	−5.5%	+23.4%	+17.8%	+12.9%	+12.2%	+16.4%	-
PYPL Dec	+20.8%	+18.0%	+15.0%	+20.7%	+18.3%	+8.5%	+8.2%	+6.8%	+4.3%	-
APO Dec	-	-	-	-	+153%	+84.3%	+198%	−20.0%	+22.7%	-
PRU Dec	+1.5%	+5.5%	+2.9%	−12.0%	+24.4%	−20.2%	−5.1%	+30.4%	−13.7%	-
USB Dec	+3.5%	+3.4%	+1.1%	+1.5%	−2.2%	+7.0%	+15.8%	−2.4%	+4.4%	-
CB Dec	+2.5%	+1.5%	+4.5%	+5.3%	+13.8%	+5.5%	+15.4%	+12.1%	+6.5%	-
HIG Dec	+5.3%	+13.2%	−1.0%	−3.1%	+15.4%	−9.3%	−2.9%	+5.5%	+3.3%	-
COF Dec	+6.8%	+3.1%	+11.3%	−2.2%	+27.9%	+13.3%	+4.2%	+4.8%	+36.3%	-
Peer median	+5.0%	+5.2%	+4.4%	−0.5%	+18.3%	+7.0%	+12.1%	+6.8%	+5.2%	-

Operating margin, FY2017 to FY2026

Operating income / revenue.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	66.2%	62.9%	65.3%	64.5%	65.6%	64.2%	64.3%	65.7%	60.0%	61.2%
TRV Dec	-	-	-	-	-	-	-	-	-	-
MA Dec	53.0%	33.4%	38.7%	34.2%	33.8%	55.2%	55.8%	55.3%	57.6%	-
PYPL Dec	16.2%	14.2%	15.3%	15.3%	16.8%	13.9%	16.9%	16.7%	18.3%	-
APO Dec	-	-	-	-	-	-	-	-	-	-
PRU Dec	-	-	-	-	-	-	-	-	-	-
USB Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
HIG Dec	-	-	-	-	-	-	-	-	-	-
COF Dec	-	-	-	-	-	-	-	-	-	-
Peer median	-	-	-	-	-	-	-	-	-	-

Net margin, FY2017 to FY2026

Net income / revenue.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	36.5%	50.0%	52.6%	49.7%	51.1%	51.0%	52.9%	55.0%	50.1%	51.2%
TRV Dec	7.1%	8.3%	8.3%	8.4%	10.5%	7.7%	7.2%	10.8%	12.9%	-
MA Dec	31.3%	26.8%	32.5%	27.1%	29.1%	44.7%	44.6%	45.7%	45.6%	-
PYPL Dec	13.7%	13.3%	13.8%	19.6%	16.4%	8.8%	14.3%	13.0%	15.8%	-
APO Dec	-	-	-	6.7%	30.9%	−17.9%	15.5%	17.5%	10.9%	-
PRU Dec	13.2%	6.5%	6.5%	−0.7%	12.4%	−2.9%	4.6%	3.9%	5.9%	-
USB Dec	28.4%	31.3%	30.2%	21.4%	35.0%	24.0%	19.3%	22.9%	26.4%	-
CB Dec	12.0%	12.1%	13.0%	9.8%	20.9%	12.2%	18.2%	16.6%	17.4%	-
HIG Dec	−18.2%	9.5%	10.1%	8.5%	10.6%	8.1%	10.2%	11.7%	13.5%	-
COF Dec	7.3%	21.4%	19.4%	9.5%	40.7%	21.5%	13.3%	12.1%	4.6%	-
Peer median	12.6%	12.7%	13.4%	9.5%	20.9%	8.8%	14.3%	13.0%	13.5%	-

Free cash flow, FY2017 to FY2026

Cash from operations minus capital spending.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	$8.6B	$12.2B	$12.0B	$9.7B	$14.5B	$17.9B	$19.7B	$18.7B	$21.6B	$22.1B
TRV Dec	-	-	-	-	-	-	-	-	-	-
MA Dec	$5.4B	$5.9B	$7.8B	$6.9B	$9.1B	$10.8B	$11.6B	$14.3B	$17.2B	-
PYPL Dec	$1.9B	$4.7B	$3.4B	$5.4B	$4.9B	$5.1B	$4.2B	$6.8B	$5.6B	-
APO Dec	-	-	-	-	-	-	-	-	-	-
PRU Dec	-	-	-	-	-	-	-	-	-	-
USB Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
HIG Dec	$1.9B	$2.7B	$3.4B	$3.8B	$4.0B	$3.8B	$4.0B	$5.8B	$5.8B	-
COF Dec	$13.2B	$12.1B	$15.8B	$16.0B	$11.6B	$12.9B	$19.6B	$17.0B	$26.1B	-
Peer median	$3.6B	$5.3B	$5.6B	$6.1B	$7.0B	$7.9B	$7.9B	$10.5B	$11.5B	-

FCF margin, FY2017 to FY2026

Free cash flow / revenue.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	46.9%	59.3%	52.3%	44.4%	60.2%	61.0%	60.3%	52.0%	53.9%	48.1%
TRV Dec	-	-	-	-	-	-	-	-	-	-
MA Dec	42.9%	27.0%	31.1%	29.2%	30.3%	48.4%	46.3%	50.8%	52.3%	-
PYPL Dec	14.2%	30.1%	18.9%	25.0%	19.3%	18.6%	14.2%	21.3%	16.8%	-
APO Dec	-	-	-	-	-	-	-	-	-	-
PRU Dec	-	-	-	-	-	-	-	-	-	-
USB Dec	-	-	-	-	-	-	-	-	-	-
CB Dec	-	-	-	-	-	-	-	-	-	-
HIG Dec	11.3%	14.4%	16.3%	18.3%	17.7%	17.1%	16.3%	21.7%	20.3%	-
COF Dec	48.3%	43.1%	55.1%	56.1%	38.2%	37.6%	53.3%	43.3%	48.9%	-
Peer median	28.6%	28.6%	25.0%	27.1%	24.8%	28.1%	31.3%	32.5%	34.6%	-

Return on equity, FY2017 to FY2026

Net income / shareholders' equity at the year end.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	20.4%	30.3%	34.8%	30.0%	32.8%	42.0%	44.6%	50.4%	52.9%	65.1%
TRV Dec	8.7%	11.0%	10.1%	9.2%	12.7%	13.2%	12.0%	17.9%	19.1%	-
MA Dec	71.6%	108.6%	137.8%	100.3%	118.8%	157.7%	161.6%	198.5%	193.5%	-
PYPL Dec	11.2%	13.4%	14.6%	21.0%	19.2%	11.9%	20.2%	20.3%	25.8%	-
APO Dec	-	-	-	2.8%	48.5%	−29.5%	35.9%	26.5%	15.0%	-
PRU Dec	14.5%	8.4%	6.6%	−0.6%	14.3%	−5.4%	8.9%	9.8%	11.0%	-
USB Dec	12.7%	13.9%	13.3%	9.3%	14.5%	11.5%	9.8%	10.8%	11.6%	-
CB Dec	7.5%	7.9%	8.0%	5.9%	14.6%	10.4%	15.2%	14.5%	14.0%	-
HIG Dec	−23.2%	13.8%	12.8%	9.4%	13.3%	13.3%	16.3%	18.9%	20.2%	-
COF Dec	4.1%	11.6%	9.6%	4.5%	20.3%	14.0%	8.4%	7.8%	2.2%	-
Peer median	9.9%	12.5%	11.5%	9.2%	14.6%	11.9%	15.2%	17.9%	15.0%	-

Debt / equity, FY2017 to FY2026

Total debt / shareholders' equity at the year end.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	0.51	0.49	0.48	0.66	0.56	0.63	0.53	0.53	0.66	0.61
TRV Dec	0.28	0.29	0.25	0.22	0.25	0.34	0.32	0.29	0.28	-
MA Dec	0.99	1.17	1.45	1.98	1.90	2.23	2.26	2.81	2.46	-
PYPL Dec	-	0.13	0.29	0.45	0.37	0.51	0.46	0.48	0.57	-
APO Dec	-	-	-	-	0.83	0.97	0.58	0.61	0.57	-
PRU Dec	0.34	0.41	0.33	0.31	0.31	0.68	0.70	0.72	0.63	-
USB Dec	1.00	1.09	1.23	1.00	0.80	1.40	1.21	1.26	1.20	-
CB Dec	0.25	0.25	0.27	0.25	0.28	0.29	0.24	0.24	0.23	-
HIG Dec	0.35	0.33	0.27	0.23	0.28	0.32	0.28	0.27	0.23	-
COF Dec	1.24	1.14	0.96	0.67	0.71	0.93	0.86	0.75	0.45	-
Peer median	0.35	0.37	0.31	0.38	0.37	0.68	0.58	0.61	0.57	-

EPS (diluted), FY2017 to FY2026

Diluted earnings per share, on today's share count after splits.

Company	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
V Sep	-	-	-	-	-	-	-	-	-	-
TRV Dec	$7.33	$9.28	$9.92	$10.52	$14.49	$11.77	$12.79	$21.47	$27.43	-
MA Dec	$3.65	$5.60	$7.94	$6.37	$8.76	$10.22	$11.83	$13.89	$16.52	-
PYPL Dec	$1.47	$1.71	$2.07	$3.54	$3.52	$2.09	$3.84	$3.99	$5.41	-
APO Dec	-	-	-	$0.44	$7.32	−$3.43	$8.28	$7.33	$5.54	-
PRU Dec	$17.86	$9.50	$10.11	−$1.00	$22.40	−$4.49	$6.74	$7.50	$9.99	-
USB Dec	$3.51	$4.14	$4.16	$3.06	$5.10	$3.69	$3.27	$3.79	$4.62	-
CB Dec	$8.19	$8.49	$9.71	$7.79	$19.24	$12.39	$21.80	$22.70	$25.68	-
HIG Dec	−$8.61	$4.95	$5.66	$4.76	$6.64	$5.46	$7.97	$10.35	$13.32	-
COF Dec	$3.49	$11.82	$11.05	$5.18	$26.94	$17.91	$11.95	$11.59	$4.03	-
Peer median	$3.58	$7.04	$8.83	$4.76	$8.76	$5.46	$8.28	$10.35	$9.99	-

Fiscal years are lined up as each company's 10-K names them; the month next to a ticker is when its year ends. Hover a number for the XBRL line items and the filing; click it to open the filing on sec.gov. "n/m" means not meaningful: equity below zero, or a base so close to zero that the ratio says nothing. The peer median leaves out V and needs at least three peers with the number. P/E, P/S and P/FCF at each year end appear here once the site has daily prices. What the same companies write about AI, tariffs and more →

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