The numbers that matter for banks
Numbers general screens compare wrongly. Some come from the 10-K's XBRL. The rest are quoted from the company's own filings, because there is no standard tag for them: the sentence is the source.
Net interest margin
What the bank earns on loans and securities minus what it pays on deposits, as % of earning assets.
Not stated in the latest 10-K, 10-Qs or earnings releases stored for UPXI.
Return on tangible common equity
Net income over common equity without goodwill and intangibles (net income is before preferred dividends, so this runs a little high for banks with preferred stock).
| FY2022 | FY2023 | FY2024 | FY2025 | FY2026 |
|---|---|---|---|---|
| -13.3% | -97.0% | -435.9% | -15.4% | 450.9% |
XBRL: NetIncomeLoss, 0001477932-26-005668; StockholdersEquity, 0001477932-26-005668; PreferredStockValue, 0001477932-26-005668; Goodwill, 0001477932-26-005668; IntangibleAssetsNetExcludingGoodwill, 0001477932-26-005668
Net interest income
Interest earned minus interest paid.
| FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|
| -$202K | -$4.7M | -$3.1M | -$1.2M |
XBRL: InterestIncomeExpenseNet, 0001477932-25-006996