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We are increasingly evaluating and deploying AI technologies, including generative AI and machine learning, across various aspects of our business. AI presents evolving risks that may be difficult to predict or mitigate. These risks include heightened data privacy, cybersecurity, and …

Item 1A, Risk Factors, 10-K May 21, 2026open_in_new

Our use and integration of artificial intelligence across our business presents risks and challenges that could adversely affect our business.

Item 1A, Risk Factors, 10-K May 21, 2026open_in_new

Technological developments, such as developments in artificial intelligence and shifts to streaming platforms for entertainment content, continue to evolve, and these developments may affect aspects of our existing business model, including revenue streams for the use of our intellectual property …

Item 1A, Risk Factors, 10-K Feb 25, 2026open_in_new

artificial intelligence is further incorporated into the development of games. If a digital game fails to gain consumer acceptance early in its life cycle, there are limited opportunities to gain such acceptance through secondary launches or distribution through alternative platforms. This pace of change or lack of consumer acceptance means that the window in which a digital gaming product can achieve and maintain consumer interest may be even shorter than traditional toys and games.

Item 1A, Risk Factors, 10-K Feb 25, 2026open_in_new

• identifying and adapting to changes in technology, including the successful utilization of data analytics, artificial intelligence (“AI”), and machine learning, and competing with AI-enabled shopping tools to help find products, compare prices, and make purchase decisions;

Item 1A, Risk Factors, 10-K Aug 13, 2026open_in_new

We are increasingly integrating AI technologies, including generative AI and machine learning, across various aspects of our business, which presents evolving risks that may be difficult to predict or mitigate. AI technologies may produce inaccurate, biased, or unreliable outputs, cause …

Item 1A, Risk Factors, 10-K Aug 13, 2026open_in_new

We increasingly develop and deploy AI technology through third party generative AI platforms and internal software, in connection with our proprietary systems and customer experiences, including automated, self-service workflows, AI-enabled customer support tools, internal work efficiencies, and enhancement …

Item 1A, Risk Factors, 10-K Feb 18, 2026open_in_new

… In addition, technology related to generative AI is advancing rapidly, and its future impact on the automotive ecosystem is unknown. For example, AI-driven automation and virtual assistants may streamline dealership operations, improve customer engagement, and increase efficiency in sourcing …

Item 1A, Risk Factors, 10-K Feb 18, 2026open_in_new

… being replaced; designing or cost-effectively acquiring new systems with new functionality; or testing, developing and deploying AI tools, including generative AI. These efforts could result, and on occasion have resulted, in significant potential risks, including failure of the technology …

Item 1A, Risk Factors, 10-K Mar 18, 2026open_in_new

… Online and other digital capabilities, as well as AI tools, facilitate competitive entry, price transparency, and comparison shopping, increasing the level of competition we face.

Item 1A, Risk Factors, 10-K Mar 18, 2026open_in_new

We operate in a highly and increasingly dynamic industry sector fueled by constant technological innovation, advancement and disruption, including the rapid integration of artificial intelligence (“AI”) into consumer products. These factors manifest in a variety of ways: the emergence of new products and categories, the rapid maturation of categories, cannibalization of categories, changing price points, and product replacement and upgrade cycles.

Item 1A, Risk Factors, 10-K Mar 18, 2026open_in_new

Starting with our digital experiences, we have already activated on ways to bring our products to life through artificial intelligence (“AI”) platforms, which will continue to grow during fiscal 2027. We are also partnering with various platform providers to create …

Item 7, MD&A, 10-K Mar 18, 2026open_in_new

Advances in generative AI technology may reduce barriers to competition, as well as accelerate anti-competitive behavior, which existing laws may not adequately address. Generative AI may also enable the infringement of our intellectual property rights to proliferate, which may materially increase our legal costs. If we rely on generative AI to create key work product, it could also limit the degree to which we can assert intellectual property rights in such work product.

Item 1A, Risk Factors, 10-K Mar 26, 2026open_in_new

• effectively leveraging AI and machine learning to enhance the customer experience and streamline processes;

Item 1A, Risk Factors, 10-K Mar 26, 2026open_in_new

We and our third-party service providers are increasingly using AI, data analytics, and machine learning

Item 1A, Risk Factors, 10-K May 22, 2026open_in_new

Risks related to our use of artificial intelligence technologies could adversely affect our business,

Item 1A, Risk Factors, 10-K May 22, 2026open_in_new

… In addition, it is possible that AI and machine learning-technology could, unbeknownst to us, be improperly utilized by employees while carrying out their responsibilities. The use of AI can lead to unintended consequences, including generating content that appears correct …

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

We are incorporating artificial intelligence technologies into our processes. These technologies may present business, compliance and reputational risks.

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

We are incorporating AI and other emerging technologies into certain of our processes, offerings, and services, and these technologies may become increasingly important in our operations over time. The introduction of these technologies, particularly generative AI, into our processes, offerings …

Item 1A, Risk Factors, 10-K Feb 10, 2026open_in_new

… Compliance with evolving regulatory frameworks governing AI and other emerging technologies may affect our use of such technologies and our ability to incorporate such technologies into our processes, offerings, and services, and may result in increased costs and exposure to …

Item 1A, Risk Factors, 10-K Feb 10, 2026open_in_new

… Emerging laws and regulations governing AI, including the European Union AI Act, China's generative AI regulations, and potential U.S. federal and state AI legislation, may impose new compliance obligations, restrict certain uses of AI technology, or require transparency …

Item 1A, Risk Factors, 10-K Mar 17, 2026open_in_new

… In addition, our increasing use of AI tools and technologies, including generative AI, introduces new security risks, such as the potential for adversarial manipulation of AI models, unintended data exposure through AI systems, or reliance on AI outputs that may …

Item 1A, Risk Factors, 10-K Mar 17, 2026open_in_new

We may incorporate traditional and generative AI solutions into our business, and these solutions may become important in our operations over time. The use of these AI solutions may expose us to additional risks and expenses, including, for example, if we were to incorporate AI technologies which we become dependent on or fail to adopt AI in a timely or effective manner.

Item 1A, Risk Factors, 10-K Feb 23, 2026open_in_new

If we were to be unable or fail to recognize, respond to and effectively manage the accelerated impact of social media and/or generative artificial intelligence (“AI”) or become the subject of a boycott, our business could be adversely impacted.

Item 1A, Risk Factors, 10-K Feb 23, 2026open_in_new

… Techniques used in cyberattacks to obtain unauthorized access to, disable, or sabotage information technology systems are increasingly diverse and sophisticated, including as a result of emerging technologies, such as AI and machine learning. Significant loss of proprietary data, critical interruptions …

Item 1A, Risk Factors, 10-K Jan 27, 2026open_in_new

… Data privacy and protection and unfair and deceptive practice laws and similar regulations, including with respect to the use of AI, in many jurisdictions where we do business require that we take significant steps to safeguard such personal information, and …

Item 1A, Risk Factors, 10-K Jan 27, 2026open_in_new

… Additionally, we are subject to increasing legal requirements with respect to the use of AI and machine learning applications and tools (including in relation to hiring and

Item 1A, Risk Factors, 10-K Feb 20, 2026open_in_new

We continue to allocate significant resources to develop, accelerate and implement our digital, technology, and innovation capabilities, including various AI capabilities. The development of such AI initiatives is complex and uncertain, and presents various risks and uncertainties, including as the …

Item 1A, Risk Factors, 10-K Feb 20, 2026open_in_new

We currently leverage internally developed and third-party developed AI, including both predictive and generative AI-powered solutions, to facilitate a more efficient operation of our business and to enhance the experience of our customers. We have developed an AI …

Item 1A, Risk Factors, 10-K Mar 23, 2026open_in_new

Our growing use of AI and machine learning may present additional risks, including risks associated with algorithm development or use, the tools and data sets used and/or a complex, developing regulatory environment.

Item 1A, Risk Factors, 10-K Mar 23, 2026open_in_new

Regulations and best practices with respect to new technological developments, including generative AI, are in the process of being developed globally. These developments may affect aspects of our business that leverage these tools, and give rise to risks related to intellectual property infringement claims or harm to our reputation or brand image.

Item 1A, Risk Factors, 10-K Jul 15, 2026open_in_new

… The markets in which we compete are undergoing continued technological innovation and disruption, including the increased use of artificial intelligence (“AI”) and machine learning by consumers, competitors, retailers and digital commerce platforms. If we cannot innovate, enhance our NIKE Direct …

Item 1A, Risk Factors, 10-K Jul 15, 2026open_in_new

We incorporate artificial intelligence (“AI”) solutions into our platform, offerings, services, and features, and in support of internal business operations, and we expect these applications will become increasingly important in our operations over time. The procurement of third-party AI …

Item 1A, Risk Factors, 10-K Feb 18, 2026open_in_new

We use artificial intelligence in our business, and challenges with properly managing its use could result in competitive harm, legal liability, and brand or reputational harm, and adversely affect our results of operations.

Item 1A, Risk Factors, 10-K Feb 18, 2026open_in_new

We are also continuing to develop market-leading automated driving solutions, such as automated driving software, sensing and perception technologies enhanced through artificial intelligence and machine learning, as well as the underlying architecture technologies capable of supporting safety-critical applications …

Item 7, MD&A, 10-K Feb 6, 2026open_in_new

We are also continuing to develop market-leading automated driving solutions, such as automated driving software, sensing and perception technologies enhanced through artificial intelligence and machine learning, as well as the underlying architecture technologies capable of supporting safety-critical applications …

Item 7, MD&A, 10-K Feb 6, 2026open_in_new

Emerging technologies, including artificial intelligence and machine learning, may not deliver expected efficiencies and could introduce new risks, such as those related to cybersecurity, data privacy, inaccuracies, hallucinations, bias or discrimination and intellectual property infringement, which may become more pronounced as the Company’s reliance on such technologies increases.

Item 1A, Risk Factors, 10-K Nov 14, 2025open_in_new

… Likewise, if we do not continuously strengthen our capabilities in marketing, data analytics (including artificial intelligence and machine learning) and innovation to understand and maintain or grow consumer interest, brand loyalty, and market share while strategically expanding into other profitable …

Item 1A, Risk Factors, 10-K Nov 14, 2025open_in_new

We use internally developed and third-party artificial intelligence and machine learning technology systems to operate our retail business more efficiently and to enhance the experiences of our customers and team members. Our integrated use of these technology systems is …

Item 1A, Risk Factors, 10-K Feb 19, 2026open_in_new

Our increasing use of and investment in artificial intelligence and other emerging technologies could adversely affect our business, financial condition, and reputation.

Item 1A, Risk Factors, 10-K Feb 19, 2026open_in_new

… The development of AI technologies is complex, and there are technical and other challenges associated with achieving the desired level of accuracy, efficiency, and reliability. The algorithms and models utilized in generative AI systems may have limitations, including biases, errors …

Item 1A, Risk Factors, 10-K Mar 26, 2026open_in_new

The development and use or misuse of AI or the failure to use AI present risks and challenges that may negatively affect our business.

Item 1A, Risk Factors, 10-K Mar 26, 2026open_in_new

larger stores with more merchandise, longer operating histories with deeper customer relationships, more frequent customer visits, more effective advertising and more successful utilization of data analytics, artificial intelligence (“AI”) and other new and emerging technologies. Online and multi-channel retailers …

Item 1A, Risk Factors, 10-K Oct 26, 2026open_in_new

The rapid evolution and increased adoption of AI, including generative and agentic AI, may create new or heightened risks for our business. If we are unsuccessful in developing, deploying, or governing these technologies, or if competitors adopt them more effectively …

Item 1A, Risk Factors, 10-K Oct 26, 2026open_in_new

… Additionally, with the increased use of artificial intelligence (“AI”) and social media, adverse publicity, even if unfounded, has been and can continue to be disseminated quickly and broadly without context, making it increasingly difficult for us to effectively respond. Although …

Item 1A, Risk Factors, 10-K Jan 27, 2026open_in_new

… Breach or circumvention of our systems or the systems of third parties, including by ransomware or malware, through vulnerabilities in licensed software or hardware, AI impersonation, targeted and coordinated attacks of our systems, or as a result of other attacks …

Item 1A, Risk Factors, 10-K Jan 27, 2026open_in_new

We continue to invest in and utilize emerging technologies that have potential to make business tasks easier, more efficient and less labor intensive, including artificial intelligence and machine learning. These new technologies may not deliver the expected efficiencies and could expose us to new risks, including risks related to cybersecurity, data privacy, inaccuracies, hallucinations, bias or discrimination and claims of intellectual property infringement.

Item 1A, Risk Factors, 10-K Feb 4, 2026open_in_new

• privacy and data security (including regulations governing the protection of personal information, advertising and marketing, access by children, biometrics, surveillance, artificial intelligence, health-related information and financial information);

Item 1A, Risk Factors, 10-K Feb 4, 2026open_in_new

• Ford and Ford Credit could be affected by the continued development of more stringent privacy, data use, data protection, data access, and artificial intelligence laws and regulations as well as consumers’ heightened expectations to safeguard their personal information; and

Item 7, MD&A, 10-K Feb 11, 2026open_in_new

Ford and Ford Credit could be affected by the continued development of more stringent privacy, data use, data protection, data access, and artificial intelligence laws and regulations as well as consumers’ heightened expectations to safeguard their personal information. We are …

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

Additionally, we are subject to an increasing number of laws in the various jurisdictions in which we operate as well as governmental regulations relating to taxes, environmental protection, product quality standards, cybersecurity, machine learning, artificial intelligence, data privacy, building and zoning requirements, and employment law matters. If we fail to comply with existing or future laws or regulations, we may be subject to

Item 1A, Risk Factors, 10-K Feb 20, 2026open_in_new

readily, rapidly scale and invest in their businesses, more successfully utilize developing technology, including data analytics, artificial intelligence, and machine learning, and allow them to achieve increased efficiencies in their consolidated operations that enable them to more effectively compete for …

Item 1A, Risk Factors, 10-K Feb 20, 2026open_in_new

We cannot ensure that franchisees and other third parties who hold licenses to our intellectual property will not take actions that adversely affect the value of our intellectual property. Moreover, rapid technological developments, including artificial intelligence (AI)-driven tools, may increase our exposure to existing intellectual property risks, including theft or unlicensed use, intellectual property disputes and enforcement challenges.

Item 1A, Risk Factors, 10-K Feb 24, 2026open_in_new

… Additionally, cybersecurity threats continue to become more sophisticated, including AI-enabled attacks and deepfake technology. Incidents may include unauthorized access, phishing attacks, account takeovers, denial of service, computer viruses, deepfakes and other malicious uses of artificial intelligence, introduction of malware …

Item 1A, Risk Factors, 10-K Feb 24, 2026open_in_new

We use AI technologies in some of our business processes, including some consumer-facing features. Developing our own AI technologies requires resources to develop, test, and maintain such technologies, which could be costly. Adding AI technologies, especially generative AI, in …

Item 1A, Risk Factors, 10-K Mar 2, 2026open_in_new

Our business continues to demand the use of sophisticated systems and technology, including the adoption and use of artificial intelligence (“AI”). These systems and technologies must be refined, updated and replaced with more advanced systems on a regular basis in …

Item 1A, Risk Factors, 10-K Mar 2, 2026open_in_new

Our development, integration, and use of artificial intelligence (“AI”) technology in our operations remains in the early phases. We have started to assess the use of AI technology to drive productivity and analyze data. While we aim to develop, integrate …

Item 1A, Risk Factors, 10-K Feb 4, 2026open_in_new

An inability to accurately predict customer preferences or demand, or to respond effectively to technological developments, including artificial intelligence, could materially impact the business.

Item 1A, Risk Factors, 10-K Feb 4, 2026open_in_new

The Company depends on technology and automated systems, including emerging technologies, such as artificial intelligence (“AI”), to operate its business, including but not limited to, computerized reservation systems, ship operations and crew scheduling systems, shipboard internet services, cloud-based technologies …

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

If we are unable to keep pace with developments, design, and implementation in technology, our operations or competitive position could become impaired. Our use of emerging technologies, including artificial intelligence, may present business, compliance and reputational risks.

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

… This includes successfully developing, implementing and maintaining appropriate systems; adopting new technologies (including artificial intelligence or other emerging technologies) appropriately and in a timely manner; and maintaining effective disaster recovery and resiliency plans for such systems. Our ongoing operations and …

Item 1A, Risk Factors, 10-K Mar 31, 2026open_in_new

… These attempts continue to increase in sophistication (including through the use of artificial intelligence), heightening the risk of compromise or disruption. While some of these attempts have resulted in cybersecurity incidents, the unauthorized intrusion into our network discovered late in …

Item 1A, Risk Factors, 10-K Mar 31, 2026open_in_new

We may also be required to incur significant costs to protect against damages caused by information technology failures, cybersecurity incidents, and the failure to satisfy privacy, data protection, and artificial intelligence laws and regulations in the future as legal requirements …

Item 1A, Risk Factors, 10-K Nov 19, 2025open_in_new

We use information technology and other computer resources, including artificial intelligence, to carry out important operational and marketing activities and to maintain our business records. These information technology systems are dependent upon global communications providers, web browsers, third-party software …

Item 1A, Risk Factors, 10-K Nov 19, 2025open_in_new

… In addition, the rapid evolution and increased adoption of artificial intelligence technologies may increase our, our service providers’, and key suppliers’ cybersecurity risks.

Item 1A, Risk Factors, 10-K Jul 24, 2026open_in_new

cybersecurity, data, artificial intelligence, and other technology-related risks, all of which are fully integrated into our larger ERM program. The Audit Committee actively reviews and discusses our information security and technology risk management programs and regularly reports out to the full Board of Directors on our relevant strengths and opportunities.

10-K, 10-K Jul 24, 2026open_in_new

… Cyber intrusion efforts are becoming increasingly frequent and sophisticated, including as a result of the use of artificial intelligence (“AI”), and it is possible that any controls we or third parties have installed could at some time be breached in …

Item 1A, Risk Factors, 10-K Jan 28, 2026open_in_new

… At the same time, concerns about job security have become increasingly prominent as advancements in modern technology and artificial intelligence raise important questions about the future of employment for the American workforce.

Item 7, MD&A, 10-K Jan 28, 2026open_in_new

… The rapid evolution and increased adoption of artificial intelligence technologies amplifies these concerns. Our systems and data, including those we maintain with our third-party service providers, have been subject to cybersecurity breaches of varying degrees of severity in the …

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

… Within the framework of LeoSafePlay, we have launched a tool based on machine learning and algorithms that help in the creation of risk profiles for customers who are at risk of developing a gaming problem.

10-K, 10-K Feb 11, 2026open_in_new

In addition, our information technology systems, infrastructure, and personnel require substantial investments, such as replacing systems, maintaining or enhancing systems, or designing or acquiring new systems or functionality, including artificial intelligence. These efforts can result in significant potential risks, including …

Item 1A, Risk Factors, 10-K Feb 27, 2026open_in_new

… In addition, the increased adoption of artificial intelligence could heighten certain of these risks. Although we seek to effectively maintain and safeguard our systems, and we seek to ensure our third-party service providers effectively maintain and safeguard their systems …

Item 1A, Risk Factors, 10-K Feb 27, 2026open_in_new

… The increasing sophistication of cybercriminals, the increased potential for cyberattacks, the advances in computer capabilities and artificial intelligence, and remote access increases these risks. A breach of our information or data security, a system shut down or other response we …

Item 1A, Risk Factors, 10-K Mar 31, 2026open_in_new

… Advancements in technology (including artificial intelligence or other emerging technologies) will present opportunities to inform merchandising, pricing, assortment, and other key business decisions; however, there are costs, risks and potential adverse consequences from premature adoption or over-reliance on those …

Item 1A, Risk Factors, 10-K Mar 31, 2026open_in_new

… Garmin offers a full line-up of marine VHF radios and Automatic Identification System (AIS) transceivers with the latest feature sets including integrated GPS receivers for the communication needs of all types of mariners. Garmin radios are NMEA 2000 compatible …

10-K, 10-K Feb 18, 2026open_in_new

… In addition, increased use of artificial intelligence by threat actors, increases the risk of cyber-attacks and data breaches. Cyber-attacks can occur more quickly and evolve more rapidly when artificial intelligence is used by threat actors. Further, the use …

Item 1A, Risk Factors, 10-K Feb 6, 2026open_in_new

… The rapid evolution and increased adoption of artificial intelligence technologies may also heighten our cybersecurity risks by making cyber-attacks more difficult to detect, contain, and mitigate.

Item 1A, Risk Factors, 10-K Feb 11, 2026open_in_new

… The rapid evolution of artificial intelligence has increased the complexity and frequency of such attempts. As a result, we face cybersecurity risks including cyber and physical security breaches, system failure, phishing attacks, computer viruses, worms, ransomware, malicious software programs and …

Item 1A, Risk Factors, 10-K Mar 2, 2026open_in_new

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