HBANHuntington Bancshares

Financials · Banks · Nasdaq

We are a multi-state diversified regional bank holding company organized under Maryland law in 1966 and headquartered in Columbus, Ohio. 10-K, Item 1

Headquarters: Columbus, OH
CEO: Stephen D. Steinour
Next results: around Jan 21, 2027

Compare with peers → Embed

HBAN and 9 peers, year by year

The 9 Financials companies closest to HBAN in revenue over the last twelve months. Every number is from the 10-K and links to it in SEC's Inline XBRL viewer.

5 years 10 years Download CSV

Choose the peers

Each company's latest fiscal year
Company	Year	Revenue	Sales growth	Gross margin	Operating margin	Net margin	FCF margin	Return on equity	Debt / equity
HBAN Huntington Bancshares	FY2025	$8.2B	+6.4%	-	-	27.1%	27.1%	9.1%	0.76
WTW Willis Towers Watson	FY2025	$9.7B	−2.3%	-	23.0%	16.5%	15.9%	20.1%	1.21
MTB M&T Bank	FY2025	$9.7B	+7.5%	-	-	29.4%	-	9.8%	0.45
BEN Franklin Resources	FY2026	$9.4B	+7.3%	-	12.5%	11.4%	8.7%	9.0%	0.22
GPN Global Payments	FY2025	$7.7B	−0.4%	-	22.8%	18.2%	26.5%	6.1%	0.94
NDAQ Nasdaq, Inc.	FY2025	$8.3B	+11.6%	63.5%	28.2%	21.6%	24.1%	14.6%	0.74
FITB Fifth Third Bancorp	FY2025	$9.0B	−20.0%	-	-	28.0%	43.6%	11.6%	0.67
CFG Citizens Financial Group	FY2025	$8.2B	+6.7%	-	-	22.2%	-	7.0%	0.43
NTRS Northern Trust	FY2025	$8.1B	+6.1%	-	-	21.5%	67.5%	13.4%	-
MCO Moody's Corporation	FY2025	$7.7B	+8.9%	-	43.4%	31.9%	33.4%	60.7%	1.73

Revenuepeer median $8.3B

Sales growthpeer median +6.7%

Operating marginpeer median 23.0%

MCO 43.4%
NDAQ 28.2%
WTW 23.0%
GPN 22.8%
BEN 12.5%
HBAN -
MTB -
FITB -
CFG -
NTRS -

Net marginpeer median 21.6%

FCF marginpeer median 26.5%

Return on equitypeer median 11.6%

Debt / equitypeer median 0.70

MCO 1.73
WTW 1.21
GPN 0.94
HBAN 0.76
NDAQ 0.74
FITB 0.67
MTB 0.45
CFG 0.43
BEN 0.22
NTRS -

RevenueSales growthGross marginOperating marginNet marginFree cash flowFCF marginReturn on equityDebt / equityEPS (diluted)

Revenue, FY2016 to FY2025

Revenue as reported in the 10-K.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	$3.5B	$4.3B	$4.5B	$4.7B	$4.8B	$6.0B	$7.3B	$7.4B	$7.4B	$8.2B
WTW Dec	$7.9B	$8.2B	$8.5B	$8.4B	$8.6B	$9.5B	-	-	$9.9B	$9.7B
MTB Dec	$5.3B	$5.6B	$5.9B	$6.2B	$6.0B	$6.0B	$8.2B	$9.6B	$9.3B	$9.7B
BEN Sep	$6.6B	$6.4B	$6.3B	$5.8B	$5.6B	$8.4B	$8.3B	$7.8B	$8.5B	$8.8B
GPN Dec	$3.4B	$4.0B	$3.4B	$4.9B	$7.4B	$8.5B	$9.0B	$7.4B	$7.7B	$7.7B
NDAQ Dec	$3.7B	$3.9B	$4.3B	$4.3B	$5.6B	$5.9B	$6.2B	$6.1B	$7.4B	$8.3B
FITB Dec	$6.3B	$7.0B	$6.9B	$8.3B	$7.6B	$7.9B	$8.4B	$8.7B	$8.5B	$9.0B
CFG Dec	$5.3B	$5.7B	$6.1B	$6.5B	$6.9B	$6.6B	$8.0B	$8.2B	$7.8B	$8.2B
NTRS Dec	$5.0B	$5.4B	$6.0B	$6.1B	$6.1B	$6.5B	$6.8B	$6.8B	$8.3B	$8.1B
MCO Dec	$3.6B	$4.2B	$4.4B	$4.8B	$5.4B	$6.2B	$5.5B	$5.9B	$7.1B	$7.7B
Peer median	$5.3B	$5.6B	$6.0B	$6.1B	$6.1B	$6.6B	$8.1B	$7.6B	$8.3B	$8.3B

Sales growth, FY2016 to FY2025

Revenue against the fiscal year before.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	+17.7%	+22.4%	+4.7%	+6.6%	−5.9%	+25.9%	+18.4%	+6.2%	+4.9%	+6.4%
WTW Dec	+106%	+4.0%	+3.8%	+6.3%	+3.2%	+6.6%	-	-	+4.7%	−2.3%
MTB Dec	+13.5%	+6.4%	+5.3%	+4.4%	−3.8%	+0.6%	+36.5%	−2.7%	+3.8%	+7.5%
BEN Sep	-	−3.4%	−1.1%	−8.6%	−1.8%	+51.4%	−1.8%	−5.1%	+8.0%	+3.5%
GPN Dec	-	+17.9%	−15.3%	+45.9%	+51.1%	+14.8%	+5.3%	+7.6%	+4.8%	−0.4%
NDAQ Dec	+8.9%	+6.6%	+8.3%	−0.4%	+32.1%	+4.6%	+5.8%	−2.6%	+22.0%	+11.6%
FITB Dec	−3.4%	−0.7%	−0.9%	+2.9%	−1.1%	+7.3%	−1.8%	−7.5%	−25.9%	−20.0%
CFG Dec	+8.9%	+8.6%	+7.4%	+5.9%	−7.8%	+22.7%	−2.0%	−2.5%	+21.1%	+6.7%
NTRS Dec	+5.5%	+8.3%	+9.3%	+2.6%	+3.7%	+9.2%	+1.6%	−1.6%	+8.4%	+6.1%
MCO Dec	+3.4%	+16.6%	+5.7%	+8.7%	+11.2%	+15.8%	−12.1%	+8.2%	+19.8%	+8.9%
Peer median	+8.9%	+6.6%	+5.3%	+4.4%	+3.2%	+9.2%	−0.1%	−2.6%	+8.0%	+6.1%

Gross margin, FY2016 to FY2025

Gross profit / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	-	-	-	-	-	-	-	-	-	-
WTW Dec	-	-	-	-	-	-	-	-	-	-
MTB Dec	-	-	-	-	-	-	-	-	-	-
BEN Sep	-	-	-	-	-	-	-	-	-	-
GPN Dec	-	-	-	-	-	-	-	-	-	-
NDAQ Dec	61.4%	61.1%	59.1%	59.5%	51.6%	58.1%	57.5%	64.2%	62.8%	63.5%
FITB Dec	-	-	-	-	-	-	-	-	-	-
CFG Dec	-	-	-	-	-	-	-	-	-	-
NTRS Dec	-	-	-	-	-	-	-	-	-	-
MCO Dec	-	-	-	-	-	-	-	-	-	-
Peer median	-	-	-	-	-	-	-	-	-	-

Operating margin, FY2016 to FY2025

Operating income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	-	-	-	-	-	-	-	-	-	-
WTW Dec	4.4%	6.3%	9.5%	12.6%	10.0%	14.4%	-	-	6.3%	23.0%
MTB Dec	-	-	-	-	-	-	-	-	-	-
BEN Sep	35.7%	35.4%	32.1%	25.4%	18.8%	22.3%	21.4%	14.0%	4.8%	6.9%
GPN Dec	10.6%	14.1%	21.9%	16.1%	12.0%	15.9%	7.1%	17.8%	25.5%	22.8%
NDAQ Dec	22.6%	25.1%	24.0%	23.9%	21.9%	24.5%	25.1%	26.0%	24.3%	28.2%
FITB Dec	-	-	-	-	-	-	-	-	-	-
CFG Dec	-	-	-	-	-	-	-	-	-	-
NTRS Dec	-	-	-	-	-	-	-	-	-	-
MCO Dec	18.1%	43.3%	42.0%	41.4%	44.5%	45.7%	34.4%	36.1%	40.6%	43.4%
Peer median	18.1%	25.1%	24.0%	23.9%	18.8%	22.3%	23.3%	21.9%	24.3%	23.0%

Net margin, FY2016 to FY2025

Net income / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	20.2%	27.5%	30.9%	30.2%	17.0%	21.6%	30.9%	26.5%	26.3%	27.1%
WTW Dec	5.3%	6.9%	8.2%	12.5%	11.6%	11.1%	-	-	−1.0%	16.5%
MTB Dec	24.8%	25.0%	32.4%	31.2%	22.7%	31.0%	24.4%	28.4%	27.9%	29.4%
BEN Sep	26.1%	26.5%	12.1%	20.7%	14.4%	21.7%	15.6%	11.2%	5.5%	6.0%
GPN Dec	6.0%	11.8%	13.4%	8.8%	7.9%	11.3%	1.2%	13.4%	20.3%	18.2%
NDAQ Dec	2.9%	18.5%	10.7%	18.2%	16.6%	20.2%	18.1%	17.5%	15.1%	21.6%
FITB Dec	24.5%	31.0%	31.6%	30.1%	18.7%	35.1%	29.2%	27.0%	27.3%	28.0%
CFG Dec	19.9%	28.9%	28.1%	27.6%	15.3%	34.9%	25.8%	19.6%	19.3%	22.2%
NTRS Dec	20.8%	22.3%	26.1%	24.6%	19.8%	23.9%	19.8%	16.3%	24.5%	21.5%
MCO Dec	7.4%	23.8%	29.5%	29.4%	33.1%	35.6%	25.1%	27.2%	29.0%	31.9%
Peer median	19.9%	23.8%	26.1%	24.6%	16.6%	23.9%	22.1%	18.5%	20.3%	21.6%

Free cash flow, FY2016 to FY2025

Cash from operations minus capital spending.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	$1.1B	$1.8B	$1.6B	$1.5B	$1.2B	$1.8B	$3.8B	$2.5B	$1.7B	$2.2B
WTW Dec	$715.0M	$562.0M	$1.0B	-	-	$1.1B	-	-	$1.3B	$1.5B
MTB Dec	$1.1B	$2.7B	$2.0B	$2.2B	$617.2M	$2.6B	$4.4B	$3.6B	-	-
BEN Sep	$1.6B	$1.1B	$2.1B	$34.8M	$979.6M	$1.2B	$1.9B	$940.4M	$794.2M	$911.6M
GPN Dec	-	$330.5M	$892.8M	$1.1B	$1.9B	$2.3B	$1.6B	$1.9B	$2.4B	$2.0B
NDAQ Dec	$642.0M	$765.0M	$917.0M	$836.0M	$1.1B	$920.0M	$1.6B	$1.5B	$1.7B	$2.0B
FITB Dec	$1.9B	$1.3B	$2.7B	$1.6B	$66.0M	$2.4B	$6.1B	$4.0B	$2.4B	$3.9B
CFG Dec	$1.4B	$1.6B	$1.5B	$1.6B	-	-	-	-	-	-
NTRS Dec	$1.4B	$1.6B	$1.7B	$2.4B	$1.8B	$1.3B	$2.3B	$2.5B	−$587.5M	$5.5B
MCO Dec	$1.1B	$664.0M	$1.4B	$1.6B	$2.0B	$1.9B	$1.2B	$1.9B	$2.5B	$2.6B
Peer median	$1.2B	$1.1B	$1.5B	$1.6B	$1.1B	$1.6B	$1.9B	$1.9B	$1.7B	$2.0B

FCF margin, FY2016 to FY2025

Free cash flow / revenue.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	31.1%	40.8%	35.8%	31.4%	25.0%	30.3%	52.6%	34.2%	22.9%	27.1%
WTW Dec	9.1%	6.9%	12.0%	-	-	11.6%	-	-	12.8%	15.9%
MTB Dec	20.3%	48.0%	33.6%	35.2%	10.4%	42.8%	53.3%	37.8%	-	-
BEN Sep	24.6%	16.6%	33.6%	0.6%	17.6%	13.8%	22.6%	12.0%	9.4%	10.4%
GPN Dec	-	8.3%	26.5%	22.1%	25.3%	26.8%	18.1%	25.6%	30.8%	26.5%
NDAQ Dec	17.3%	19.4%	21.4%	19.6%	18.9%	15.6%	25.0%	25.4%	23.4%	24.1%
FITB Dec	30.2%	18.2%	38.4%	19.0%	0.9%	30.4%	72.6%	46.1%	28.4%	43.6%
CFG Dec	25.7%	28.6%	25.0%	24.2%	-	-	-	-	-	-
NTRS Dec	28.2%	30.3%	28.0%	40.1%	28.9%	19.5%	33.5%	37.0%	−7.1%	67.5%
MCO Dec	31.7%	15.8%	30.8%	33.3%	38.0%	30.0%	21.8%	31.8%	35.6%	33.4%
Peer median	25.2%	18.2%	28.0%	23.1%	18.9%	23.2%	25.0%	31.8%	23.4%	26.5%

Return on equity, FY2016 to FY2025

Net income / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	6.9%	11.0%	12.5%	12.0%	6.3%	6.7%	12.6%	10.1%	9.8%	9.1%
WTW Dec	4.2%	5.6%	7.1%	10.2%	9.2%	11.1%	-	-	−1.2%	20.1%
MTB Dec	8.0%	8.7%	12.4%	12.3%	8.4%	10.4%	7.9%	10.2%	8.9%	9.8%
BEN Sep	14.5%	13.4%	7.7%	12.1%	7.9%	16.3%	11.3%	7.4%	3.7%	4.3%
GPN Dec	7.7%	12.3%	11.3%	1.5%	2.1%	3.8%	0.5%	4.3%	7.0%	6.1%
NDAQ Dec	2.0%	12.4%	8.4%	13.7%	14.5%	18.6%	18.3%	9.8%	10.0%	14.6%
FITB Dec	9.5%	13.5%	13.5%	11.8%	6.2%	12.5%	14.1%	12.3%	11.8%	11.6%
CFG Dec	5.3%	8.1%	8.3%	8.1%	4.7%	9.9%	8.8%	6.6%	6.2%	7.0%
NTRS Dec	10.6%	11.7%	14.8%	13.5%	10.3%	12.9%	11.9%	9.3%	15.9%	13.4%
MCO Dec	n/m	n/m	n/m	n/m	113.3%	81.2%	54.5%	48.4%	57.7%	60.7%
Peer median	7.8%	12.0%	9.9%	12.0%	8.4%	12.5%	11.6%	9.5%	8.9%	11.6%

Debt / equity, FY2016 to FY2025

Total debt / shareholders' equity at the year end.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	1.16	1.32	0.96	1.06	0.66	0.39	0.66	0.67	0.84	0.76
WTW Dec	0.54	0.57	0.65	0.78	0.73	0.78	-	-	1.08	1.21
MTB Dec	0.59	0.51	0.83	0.45	0.27	0.20	0.30	0.50	0.47	0.45
BEN Sep	0.12	0.08	0.07	0.07	0.30	0.30	0.29	0.26	0.22	0.20
GPN Dec	1.69	1.23	1.29	0.33	0.34	0.45	0.61	0.71	0.73	0.94
NDAQ Dec	0.66	0.72	0.70	0.60	0.86	0.91	0.88	0.97	0.85	0.74
FITB Dec	0.89	0.92	0.89	0.71	0.65	0.53	0.79	0.85	0.97	0.67
CFG Dec	0.87	0.71	0.83	0.65	0.38	0.30	0.67	0.57	0.51	0.43
NTRS Dec	-	-	-	-	-	-	-	-	-	-
MCO Dec	n/m	n/m	12.37	9.12	4.09	2.72	2.93	2.11	2.08	1.73
Peer median	0.66	0.71	0.83	0.62	0.51	0.49	0.67	0.71	0.79	0.70

EPS (diluted), FY2016 to FY2025

Diluted earnings per share, on today's share count after splits.

Company	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
HBAN Dec	$0.70	$1.00	$1.20	$1.27	$0.69	$0.90	$1.45	$1.24	$1.22	$1.39
WTW Dec	$3.04	$4.18	$5.27	$8.02	$7.65	$9.95	-	-	−$0.96	$16.26
MTB Dec	$7.78	$8.70	$12.74	$13.75	$9.94	$13.80	$11.53	$15.79	$14.64	$17.00
BEN Sep	$2.94	$3.01	$1.39	$2.35	$1.59	$3.57	$2.53	$1.72	$0.85	$0.91
GPN Dec	$1.37	$3.01	$2.84	$2.16	$1.95	$3.29	$0.40	$3.77	$6.16	$5.78
NDAQ Dec	$0.21	$1.43	$0.91	$1.54	$1.86	$2.35	$2.26	$2.08	$1.93	$3.09
FITB Dec	$1.91	$2.81	$3.06	$3.33	$1.83	$3.73	$3.35	$3.22	$3.14	$3.53
CFG Dec	$1.97	$3.25	$3.52	$3.81	$2.22	$5.16	$4.10	$3.13	$3.03	$3.86
NTRS Dec	$4.32	$4.92	$6.64	$6.63	$5.46	$7.14	$6.14	$5.08	$9.77	$8.74
MCO Dec	$1.36	$5.15	$6.74	$7.42	$9.39	$11.78	$7.44	$8.73	$11.26	$13.67
Peer median	$1.97	$3.25	$3.52	$3.81	$2.22	$5.16	$3.72	$3.50	$3.14	$5.78

Fiscal years are lined up as each company's 10-K names them; the month next to a ticker is when its year ends. Hover a number for the XBRL line items and the filing; click it to open the filing on sec.gov. "n/m" means not meaningful: equity below zero, or a base so close to zero that the ratio says nothing. The peer median leaves out HBAN and needs at least three peers with the number. P/E, P/S and P/FCF at each year end appear here once the site has daily prices. What the same companies write about AI, tariffs and more →

Work on HBAN in a spreadsheet: Excel workbook (a sheet per section, ten years by column, charts, links to the filings) · CSV. For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/HBAN/export.csv") into a cell.