Sales up 5.5%, free cash flow up to $8.2B
The latest figures
All key numbers (31) From EDGAR
| EPS (ttm) | 44.40 | Sales (ttm) | 20.1B | Net income (ttm) | 4.2B | Sales growth | +5.5% | EPS growth | +9.8% | Sales Q/Q | +6.1% |
| Free cash flow | 7.3B | Gross margin | - | Oper. margin | - | Net margin | 20.7% | FCF margin | 36.4% | ROE | 81.4% |
| ROA | 2.2% | R&D / sales | - | Dividend | - | Debt/Eq | - | Curr. ratio | - | Cash | 10.1B |
| Op. cash flow (ttm) | 7.5B | Tax rate | 20.9% | Stock pay / sales | 1.1% | Shares out. | 86.8M | Shares Y/Y | -4.6% | Book / share | 58.86 |
| Cash / share | 115.96 | Sales / share | 231.96 | Asset turnover | 0.11 | Sales 3Y CAGR | +9.7% | Sales 5Y CAGR | +9.6% | EPS 3Y CAGR | +9.4% |
| EPS 5Y CAGR | +24.4% |
Hover or tap a number to see the XBRL line item and filing it comes from; click it to open that filing at SEC. What each number means. Looks wrong? Tell us.
Changes in the numbers
FY2025 against FY2024-
Free cash flow rose 27%$6.4B → $8.2B · Cash from operations − capital expenditure · 10-K ↗
-
Revenue growth slowed to +5.5%+11.4% → +5.5% · Revenue FY2025 / revenue FY2024 − 1, against the same a year earlier · 10-K ↗
AMP against Financials peers
Ten years, side by side → · All 76 →Each side 0 to 100, ranked against every company we cover: relative position on reported figures, not a buy score. How
Every dot is one of the 76 companies, the better end on the right. Hover a dot for the company.
| Company | Revenue (ttm) | Sales growth | Gross margin | Net margin | ROE | FCF margin | Debt / equity |
|---|---|---|---|---|---|---|---|
| AMP Ameriprise Financial | $20.1B | +5.5% | - | 20.7% | 81.4% | 36.4% | - |
| FISV Fiserv | $20.8B | +3.6% | - | -18.9% | -18.7% | 15.2% | 1.29 |
| KKR KKR & Co. | $20.3B | -11.0% | - | 16.8% | 11.3% | - | - |
| TFC Truist Financial | $19.4B | +53.0% | - | 25.1% | 7.9% | - | 1.07 |
| SYF Synchrony Financial | $19.3B | -2.8% | - | 17.3% | 20.1% | - | 1.03 |
| L Loews Corporation | $18.8B | +5.4% | - | 7.9% | 8.1% | 9.0% | 0.49 |
Profitability
3 of 3- ✓Net margin above the peer median20.7% vs 20.4%
- ✓Return on equity above 15%81.4%
- ✓A profit in every one of 10 years
Each tick is a fact with a fixed rule (on /methodology), not a score or advice. A check without the numbers it needs is left out.
Revenue and net income, FY2016 to FY2025
Revenue 18.9B Net income 3.6BFrom XBRL in each 10-K. Hover a bar for the line item and filing. Full financials →
Income statement, balance sheet and cash flow
AMP's income statement, balance sheet and cash flow as reported to the SEC in XBRL, one column per fiscal year. Hover a number to see the line item and filing it comes from. Where a company changed how it tags a line, the first tag it reported for that period is used. A number looks wrong? Tell us.
Revenue by business segment
year to Dec 31, 2025| Revenue | Share | vs year before | |
|---|---|---|---|
| Advice And Wealth Management | 10.2B | 53.8% | +10.5% |
| Asset Management | 3.5B | 18.7% | +2.9% |
| Retirement And Protection Solutions | 397.0M | 2.1% | -1.0% |
| Corporate And Other | 3.0M | 0.0% | - |
10-K 0000820027-26-000011, segment and revenue notes (XBRL).
Revenue by product or service
year to Dec 31, 2025| Revenue | Share | vs year before | |
|---|---|---|---|
| Management and financial advice fees | 11.1B | 58.7% | +9.5% |
| Investment Advice Advisory | 6.5B | 34.3% | +15.0% |
| Investment Advice Retail Customer | 2.2B | 11.5% | +1.8% |
| Distribution fees | 2.1B | 11.2% | +2.8% |
| Distribution Service Insurance And Annuity | 1.5B | 8.1% | 0.0% |
| Distribution Service Mutual Funds | 1.1B | 5.9% | +6.5% |
| Investment Advice Institutional | 671.0M | 3.5% | +8.6% |
| Investment Advice Transaction And Other | 660.0M | 3.5% | +0.8% |
| Investment Advice Financial Planning | 496.0M | 2.6% | +5.5% |
| Distribution Service Other Products | 484.0M | 2.6% | +9.8% |
| Distribution Service Brokerage Cash | 102.0M | 0.5% | -33.8% |
| Investment Advice Model Delivery | 95.0M | 0.5% | +15.9% |
10-K 0000820027-26-000011, segment and revenue notes (XBRL).
Income statement
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 11.8B | 12.2B | 12.9B | 13.1B | 12.0B | 13.4B | 14.3B | 16.1B | 17.9B | 18.9B |
| SG&A | 3.1B | 3.2B | 3.2B | 3.3B | 3.1B | 3.4B | 3.7B | 3.9B | 3.9B | 3.9B |
| Pretax income | 1.6B | 2.2B | 2.5B | 2.2B | 1.8B | 4.2B | 3.9B | 3.2B | 4.3B | 4.5B |
| Income tax | 278.0M | 734.0M | 386.0M | 339.0M | 297.0M | 768.0M | 782.0M | 678.0M | 866.0M | 941.0M |
| Net income | 1.3B | 1.5B | 2.1B | 1.9B | 1.5B | 3.4B | 3.1B | 2.6B | 3.4B | 3.6B |
| EPS (diluted) | 7.81 | 9.44 | 14.20 | 13.92 | 12.20 | 28.48 | 27.70 | 23.71 | 33.05 | 36.28 |
| Diluted shares | 168.2M | 156.7M | 147.7M | 136.0M | 125.7M | 120.0M | 113.7M | 107.8M | 102.9M | 98.2M |
| Depreciation & amortization | 248.0M | 234.0M | 198.0M | 147.0M | 153.0M | 144.0M | 142.0M | 151.0M | 142.0M | 151.0M |
| Net margin | 11.1% | 12.2% | 16.2% | 14.4% | 12.8% | 25.5% | 22.0% | 15.9% | 19.0% | 18.8% |
| Revenue growth | - | +2.9% | +6.1% | +1.4% | -8.7% | +12.0% | +7.1% | +12.3% | +11.4% | +5.5% |
| EPS growth | - | +20.9% | +50.4% | -2.0% | -12.4% | +133% | -2.7% | -14.4% | +39.4% | +9.8% |
Balance sheet
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash | 2.3B | 5.1B | 5.9B | 6.2B | 8.9B | 9.6B | 8.8B | 8.6B | 9.5B | 11.2B |
| Property & equipment | 607.0M | 626.0M | 635.0M | 610.0M | 602.0M | 590.0M | 630.0M | 681.0M | 733.0M | 744.0M |
| Goodwill | 1.1B | 1.2B | 1.2B | 1.2B | 1.2B | 1.5B | 1.4B | 1.4B | 1.4B | 1.4B |
| Total assets | 139.8B | 147.5B | 137.2B | 151.8B | 165.9B | 177.7B | 158.9B | 175.2B | 181.4B | 190.9B |
| Total debt | - | - | - | 3.1B | - | - | - | - | - | - |
| Total liabilities | 133.5B | 141.5B | 131.6B | 146.1B | 160.0B | 172.9B | 155.0B | 170.5B | 176.2B | 184.4B |
| Shareholders' equity | 6.3B | 6.0B | 5.6B | 5.9B | 6.1B | 4.8B | 3.8B | 4.7B | 5.2B | 6.5B |
| Retained earnings | 10.4B | 11.3B | 12.9B | 14.3B | 15.3B | 17.3B | 19.9B | 21.9B | 24.7B | 27.7B |
Cash flow
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 2.3B | 1.5B | 2.6B | 2.3B | 4.6B | 3.3B | 4.4B | 4.7B | 6.6B | 8.3B |
| Capital spending | 92.0M | 162.0M | 162.0M | 143.0M | 147.0M | 120.0M | 182.0M | 184.0M | 176.0M | 162.0M |
| Free cash flow | 2.2B | 1.4B | 2.4B | 2.2B | 4.5B | 3.2B | 4.2B | 4.5B | 6.4B | 8.2B |
| Stock-based pay (added back) | 134.0M | 121.0M | 144.0M | 135.0M | 146.0M | 152.0M | 170.0M | 187.0M | 193.0M | 206.0M |
| Dividends paid | 479.0M | 491.0M | 506.0M | 504.0M | 497.0M | 511.0M | 534.0M | 550.0M | 574.0M | 596.0M |
| Buybacks | 1.7B | 1.5B | 1.6B | 1.9B | 1.4B | 2.0B | 2.0B | 2.1B | 2.4B | 2.9B |
| Acquisitions | - | - | - | - | 0 | 576.0M | -34.0M | 0 | 0 | - |
| Debt raised | 496.0M | 0 | - | 497.0M | 496.0M | - | - | - | - | - |
| Debt repaid | 257.0M | 11.0M | 13.0M | 313.0M | 762.0M | 9.0M | 510.0M | 760.0M | 561.0M | 510.0M |
| Investing cash flow | -783.0M | -171.0M | -587.0M | -3.2B | -2.9B | -4.4B | -13.6B | -9.3B | -551.0M | -1.5B |
| Financing cash flow | -1.1B | -1.8B | -1.3B | 1.2B | 952.0M | 1.7B | 8.4B | 4.4B | -5.2B | -5.2B |
| Dividend per share | 2.92 | 3.24 | - | - | - | - | - | - | - | - |
Stock-based pay and leases
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based pay (expense) | 134.0M | 121.0M | 144.0M | 135.0M | 146.0M | 152.0M | 170.0M | 187.0M | 193.0M | 206.0M |
| Stock-based pay / revenue | 1.1% | 1.0% | 1.1% | 1.0% | 1.2% | 1.1% | 1.2% | 1.2% | 1.1% | 1.1% |
| Operating lease cash paid | - | - | - | 62.0M | 65.0M | 50.0M | 65.0M | 68.0M | 69.0M | 73.0M |
| Finance lease principal paid | - | - | - | 13.0M | 12.0M | 9.0M | 10.0M | 10.0M | 11.0M | 9.0M |
| Right-of-use assets | - | - | - | - | 215.0M | 291.0M | 268.0M | 259.0M | 246.0M | 223.0M |
| Operating lease liabilities | - | - | 278.0M | 243.0M | 254.0M | 341.0M | 317.0M | 325.0M | 313.0M | 276.0M |
| Finance lease liabilities | - | - | - | 57.0M | 44.0M | 40.0M | 30.0M | 20.0M | 9.0M | 0 |
From SEC's XBRL company facts (data.sec.gov). EBITDA = operating income + depreciation and amortization; free cash flow = operating cash flow - capital spending; total debt = long-term debt (with its current part) + short-term borrowings. Stock-based pay and leases are shown as the company reports them; Tickdelta does not take them out of earnings or add leases to debt. Click a number to open the filing in SEC's Inline XBRL viewer, where you can click the same number to see how it is tagged. Values a company later revised show as revised; the Revised numbers tab lists the changes.