EGEverest Group
Everest is a Bermuda-based reinsurance and insurance organization. 10-K, Item 1
- Headquarters
- Hamilton, D0
- CEO
- Jim Williamson
- Next results
- around Feb 3, 2027
All key numbers (32) From EDGAR
| EPS (ttm) | 47.59 | Sales (ttm) | 16.2B | Net income (ttm) | 1.9B | Sales growth | +1.2% | EPS growth | +18.9% | Sales Q/Q | -14.0% |
| Free cash flow | - | Gross margin | - | Oper. margin | - | Net margin | 11.7% | FCF margin | - | ROE | 13.3% |
| ROA | 3.0% | R&D / sales | - | Dividend | 8.00 | Debt/Eq | - | Curr. ratio | - | Cash | 987.0M |
| Op. cash flow (ttm) | 1.2B | Payout ratio | 21.2% | Tax rate | 15.7% | Stock pay / sales | 0.3% | Shares out. | 37.0M | Shares Y/Y | -2.6% |
| Book / share | 384.74 | Cash / share | 26.64 | Sales / share | 436.38 | Asset turnover | 0.26 | Sales 3Y CAGR | +13.2% | Sales 5Y CAGR | +12.8% |
| EPS 3Y CAGR | +35.5% | EPS 5Y CAGR | +24.2% |
Hover or tap a number to see the XBRL line item and filing it comes from; click it to open that filing at SEC. What each number means. Looks wrong? Tell us.
Changes in the numbers
FY2025 against FY2024-
Revenue growth slowed to +1.2%+18.5% → +1.2% · Revenue FY2025 / revenue FY2024 − 1, against the same a year earlier · 10-K ↗
EG against Financials peers
Ten years, side by side → · All 76 →Each side 0 to 100, ranked against every company we cover: relative position on reported figures, not a buy score. How
Every dot is one of the 76 companies, the better end on the right. Hover a dot for the company.
| Company | Revenue (ttm) | Sales growth | Gross margin | Net margin | ROE | FCF margin | Debt / equity |
|---|---|---|---|---|---|---|---|
| EG Everest Group | $16.2B | +1.2% | - | 11.7% | 13.3% | - | - |
| PFG Principal Financial Group | $16.6B | -3.1% | - | 11.9% | 16.7% | - | 0.38 |
| AFL Aflac | $16.6B | -9.3% | - | 21.2% | 12.0% | - | - |
| AJG Arthur J. Gallagher & Co. | $16.4B | +20.7% | - | 10.4% | 7.1% | - | 0.53 |
| SPGI S&P Global | $16.3B | +7.9% | 71.0% | 30.6% | 25.3% | 35.8% | 0.79 |
| BX Blackstone Inc. | $16.1B | +9.2% | - | 22.1% | 40.2% | 36.2% | 1.53 |
Profitability
0 of 3- !Net margin below the peer median11.7% vs 20.4%
- !Return on equity below 15%13.3%
- !A profit in 9 of 10 years
Cash and shareholders
1 of 2- !Share count up over 5 years+4.0%
- ✓Dividend per share up over 5 years$6.20 → $8.00
Each tick is a fact with a fixed rule (on /methodology), not a score or advice. A check without the numbers it needs is left out.
Revenue and net income, FY2016 to FY2025
Revenue 17.5B Net income 1.6BFrom XBRL in each 10-K. Hover a bar for the line item and filing. Full financials →
EG's income statement, balance sheet and cash flow as reported to the SEC in XBRL, one column per fiscal year. Hover a number to see the line item and filing it comes from. Where a company changed how it tags a line, the first tag it reported for that period is used. A number looks wrong? Tell us.
Income statement
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5.8B | 6.6B | 7.4B | 8.2B | 9.6B | 11.9B | 12.1B | 14.6B | 17.3B | 17.5B |
| Interest expense | 36.2M | 31.6M | 31.0M | 31.7M | 28.0M | 62.0M | 98.0M | 130.0M | 147.0M | 150.0M |
| Pretax income | 1.1B | 419.4M | -242.2M | 1.1B | 585.0M | 1.5B | 588.0M | 2.2B | 1.5B | 1.9B |
| Income tax | 103.5M | -63.3M | -331.2M | 89.5M | 71.0M | 167.0M | -9.0M | -363.0M | 120.0M | 296.0M |
| Net income | 792.4M | 272.6M | -125.8M | 766.4M | 262.0M | 1.4B | 597.0M | 2.5B | 1.4B | 1.6B |
| EPS (diluted) | 23.68 | 11.70 | 2.17 | 24.70 | 12.78 | 34.62 | 15.19 | 60.19 | 31.78 | 37.80 |
| Diluted shares | 42K | 41K | 41K | 40K | 40.0M | 39.3M | 38.8M | 41.3M | 42.7M | 41.6M |
| Net margin | 13.7% | 4.1% | -1.7% | 9.3% | 2.7% | 11.6% | 5.0% | 17.3% | 7.9% | 9.1% |
| Revenue growth | - | +14.3% | +11.2% | +11.8% | +16.6% | +23.6% | +1.6% | +21.0% | +18.5% | +1.2% |
| EPS growth | - | -50.6% | -81.5% | +1038% | -48.3% | +171% | -56.1% | +296% | -47.2% | +18.9% |
Balance sheet
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash | 481.9M | 635.1M | 656.1M | 808.0M | 802.0M | 1.4B | 1.4B | 1.4B | 1.5B | 1.3B |
| Short-term investments | 3.7M | 1.0M | 2.9M | 1.7M | 1.2M | 3.0M | 4.0M | 2.0M | 331.0M | - |
| Total assets | 21.3B | 23.6B | 24.8B | 27.3B | 32.7B | 38.2B | 40.0B | 49.4B | 56.3B | 62.5B |
| Total liabilities | 13.2B | 15.2B | 16.9B | 18.2B | 23.0B | 28.0B | 31.5B | 36.2B | 42.5B | 47.1B |
| Shareholders' equity | 8.1B | 8.3B | 7.9B | 9.1B | 9.7B | 10.1B | 8.4B | 13.2B | 13.9B | 15.5B |
| Retained earnings | 9.4B | 9.7B | 9.5B | 10.3B | 10.6B | 11.7B | 12.0B | 14.3B | 15.3B | 16.6B |
Cash flow
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | 1.4B | 1.2B | 610.1M | 1.9B | 2.9B | 3.8B | 3.7B | 4.6B | 5.0B | 3.1B |
| Stock-based pay (added back) | 26.4M | 30.3M | 32.4M | 34.0M | 39.0M | 43.0M | 45.0M | 49.0M | 63.0M | 61.0M |
| Dividends paid | 195.4M | 207.2M | 216.2M | 234.3M | 249.0M | 247.0M | 255.0M | 288.0M | 334.0M | 335.0M |
| Buybacks | 386.3M | 50.0M | 75.3M | 24.6M | 200.0M | 225.0M | 61.0M | 0 | 200.0M | 797.0M |
| Debt raised | - | - | - | - | 979.0M | 968.0M | 0 | 0 | 0 | - |
| Debt repaid | - | - | - | - | 11.0M | 0 | 6.0M | 0 | 0 | - |
| Investing cash flow | -657.9M | -732.6M | -279.6M | -1.4B | -3.7B | -3.9B | -3.4B | -5.9B | -4.5B | -2.1B |
| Financing cash flow | -581.5M | -275.5M | -316.6M | -275.7M | 800.0M | 674.0M | -359.0M | 1.4B | -383.0M | -1.2B |
| Dividend per share | 4.70 | 5.05 | 5.30 | 5.75 | 6.20 | 6.20 | 6.50 | 6.80 | 7.75 | 8.00 |
Stock-based pay and leases
From EDGAR| FY2016 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Stock-based pay (expense) | 26.4M | 30.3M | 32.4M | 34.0M | 39.0M | 43.0M | 45.0M | 49.0M | 63.0M | 61.0M |
| Stock-based pay / revenue | 0.5% | 0.5% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.3% | 0.4% | 0.3% |
| Operating lease cash paid | - | - | - | 20.0M | 20.6M | 18.0M | 20.0M | 22.0M | 24.0M | 24.0M |
| Right-of-use assets | - | - | 69.9M | 161.4M | 149.1M | 139.0M | 128.0M | 123.0M | 108.0M | 176.0M |
| Operating lease liabilities | - | - | 77.3M | 169.9M | 165.3M | 158.0M | 147.0M | 143.0M | 126.0M | 196.0M |
From SEC's XBRL company facts (data.sec.gov). EBITDA = operating income + depreciation and amortization; free cash flow = operating cash flow - capital spending; total debt = long-term debt (with its current part) + short-term borrowings. Stock-based pay and leases are shown as the company reports them; Tickdelta does not take them out of earnings or add leases to debt. Click a number to open the filing in SEC's Inline XBRL viewer, where you can click the same number to see how it is tagged. Values a company later revised show as revised; the Revised numbers tab lists the changes.
Work on EG in a spreadsheet:
Excel workbook (a sheet per section, ten years by column, charts, links to the filings) ·
CSV.
For a Google Sheet that stays up to date, paste =IMPORTDATA("https://tickdelta.com/company/EG/export.csv") into a cell.